Cached score snapshot

US.SYF · Synchrony Financial

110分制 54.4/110;5D動能v2 3/50;排序分 57.4/160 · Incomplete inputs

Ranking score 57.4/160
Main score 54.4/110
5D momentum v2 3/50
Rank #346
Setup grade F 32.5

Score breakdown

避免

Medium twelvedata

Score and price trend

F 32.5 Low sample confidence

Main score, 5D momentum v2, close price, and improving or exit-review turn signals are plotted from archived daily snapshots.

Move the mouse over the chart lines to inspect readings.

0 40 80 110 Score 07-31 09-02 10-06 11-06 12-04 $61.07$72.27$83.46 Price Projection date
Historical projection
Model Median P25/P75 歷史相似情境上漲比例 Down5 Actual / compare
Rolling DOE best · score 2.484 · anchors 120 -0.51% -2.81% / +0.64% 37.5% 12.5% Actual outcome pending · 1 / 3 bars observed
30D observation -9.26% -12.23% / -5.33% 5% 75% Actual outcome pending · 1 / 30 bars observed
Historical projection 10D n=160 -0.69% -2.40% / +1.02% 39.4% 7.5% Actual outcome pending · 1 / 10 bars observed

歷史情境統計基於已存檔相似 setup;圖中投影中位線為統計中位數的線性插值展示,並非價格路徑預測或買賣建議。

2026-07-31 → 2026-12-04 · 90 archived points · 1 Improving turn signal · 6 Deteriorating signal

Summary

score_with_momentum_v2 = main score + 5D momentum v2

Ranking score 57.4
Display grade 避免
Model version cursor_18_27_news_v2_160
Main score 54.4/110 (避免)
5D momentum v2 3/50 (弱)
Score with momentum v2 57.4/160 (低排序)
Risk level Medium

Audit trace

Full calculation detail

Calculation detail · 8 sections

Incomplete score

此 snapshot 已計出評分,但以下輸入仍不完整;缺失維度以 0 分處理,請留意 audit 明细。

  • VIX_MISSING: VIX market context is required for market environment scoring

Market inputs

Bar count 60
ma20 72.8535
ma50 75.4422
close 73.64
prevClose 75.09
avgVolume20 3305200
volumeRatio 1.15
changePercent -1.93

Metrics snapshot

close 73.64
volume 3787600
changePercent -1.93

110-point main rating

基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10

Main score 54.4/110
Main rating 避免
5D momentum v2 3/50
Score with momentum v2 57.4/160
Formula score_with_momentum_v2 = main_score + momentum_5d_v2_score

基本面 — 3.6/5 · 良好

Dimension score 3.6/5
Dimension grade 良好

Sub-items

pbPoints 0.5
pePoints 0.3
epsPoints 0
roePoints 0.6
debtPoints 0.5
marginPoints 0.4
turnoverUsdM 278.9189
volumePoints 0.5
revenuePoints 0
dividendPoints 0.3
marketCapPoints 0.5

資金流 — 12.4/20 · 一般

Dimension score 12.4/20
Dimension grade 一般

Sub-items

cmfPoints 2.4
mfiPoints 2.4
obvPoints 1.6
vwapPoints 4

institutional

score 2

details

source optional-neutral

warning

code INSTITUTIONAL_DATA_OPTIONAL
symbol US.SYF
message Institutional ownership is unavailable; neutral 2/4 money-flow treatment used.
optional true
holderCount n/a
holderPoints 2
top10ShareRatio n/a
concentrationPenalty 0
institutionPoints 2

市場環境 — 7/15 · 較差

Dimension score 7/15
Dimension grade 較差

Sub-items

vix

score 0

details

source twelvedata+fred
missing true
vixClose n/a

trend

score 0.8

details

qqq

ma20 735.235
ma50 725.8122
name QQQ
close 704.4
points 0.4

spy

ma20 770.1505
ma50 767.8084
name SPY
close 759.97
points 0.4
source twelvedata+fred
atrPct 2.6513
atrPoints 3
cciPoints 3.2
vixPoints 0
marketTrendPoints 0.8

催化劑 — 2/20 · 較差

Dimension score 2/20
Dimension grade 較差

Sub-items

catalyst

score 2

details

source finnhub_news_keyword_model
articleCount 8
catalystCount 0
catalystPoints 2

風險管理 — 6.8/10 · 一般

Dimension score 6.8/10
Dimension grade 一般

Sub-items

position

score 1.6

details

atrPct 2.6513
turnoverUsdM 278.9189
liquidityPoints 0.6
volatilityPoints 1
rrPoints 1.4

stopLevels

symbol US.SYF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 69.7352

strength_details

ma_score 1
atr_score 2
rsi_score 2
macd_score 2.5
volume_score 2
market_adjustment 1
risk_reward_ratio 1.2
stop_loss_percent 5.3
take_profit_price 78.4006
target_multiplier 1.9
technical_strength 1.93
take_profit_percent 6.5
positionPoints 1.6
stopLossPoints 1.8

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2258
stopLossPercent 5.3026
diversificationPoints 2

技術信號 — 18.6/30 · 一般

Dimension score 18.6/30
Dimension grade 一般

Sub-items

bbPoints 3
adxPoints 3
sarPoints 2.4
vcpPoints 2.1
macdPoints 3.2

vcpPayload

vcp_pass false
vcp_score 2.1
vcp_reason 波幅收縮(10.1%→6.9%);靠近20日高位;升放量(近10日4日);Ready=N;Confirm=N

vcp_metrics

up_days 5
vol_ref 3202533.3333
down_days 4
vcp_ready false
above_ma50 false
avg_vol_10 3823010
avg_vol_20 3239195
avg_vol_30 3202533.3333
range_pct_10 0.0686
range_pct_20 0.0879
range_pct_30 0.1008
up_expand_ok true
lookback_used 59
near_20d_high true
contraction_ok true
down_shrink_ok false
up_expand_days 4
breakout_20d_ok false
vol_ratio_10_30 1.1937
dist_to_20d_high 0.0294
down_shrink_days 1
breakout_level_20d 75.87
vcp_breakout_confirm false
contraction_ratio_10_30 0.6813
vcp_name_en Volatility Contraction Pattern
vcp_name_zh 波動收縮形態
vol_contraction true
kdjAdxPoints 0.5
rsiKdjPoints 2.4
volumeWeight 2
maCrossPoints 0
shortRsiPoints 0.4
shortMacdPoints 0.4
volConfirmPoints 0
volumePointsTechnical 1.2

情緒分析 — 4/10 · 較差

Dimension score 4/10
Dimension grade 較差

Sub-items

sentiment

score 4

details

source finnhub_news_keyword_model
articleCount 8
negativeHits 0
positiveHits 2
sentimentScoreRaw 0.6

sentimentData

raw {"id":143103410,"url":"https://finnhub.io/api/news?id=739d75f681dbffc6b00c60ec63d8e45ed23989f7d2903cbae571f00994bde349","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.","category":"company","datetime":1792681203,"headline":"Synchrony (SYF) Upgraded to Buy: What Does It Mean for the Stock?"}, {"id":143102809,"url":"https://finnhub.io/api/news?id=18a5ef3bd332c40cfedad4cfaabba0b2974d7e083af8a699d0981daf66c40860","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF vs. FUTU: Which Stock Is the Better Value Option?","category":"company","datetime":1792680002,"headline":"SYF or FUTU: Which Is the Better Value Stock Right Now?"}, {"id":143100691,"url":"https://finnhub.io/api/news?id=2e6f669fd104aab6252978c5a18169a538ab534b6cd9300fa66db8b01a07a65a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.","category":"company","datetime":1792672802,"headline":"Should Value Investors Buy Synchrony Financial (SYF) Stock?"}, {"id":143060258,"url":"https://finnhub.io/api/news?id=f35d1decf02cb2f405e42142b32e73de57482335dd35ca89b76b7d2f64343a57","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its non-GAAP profit of $2.68 per share was 11.4% above analysts’ consensus estimates.","category":"company","datetime":1792575759,"headline":"SYF Q3 Deep Dive: Consumer Strength and Digital Strategy Shape Outlook"}, {"id":143037994,"url":"https://finnhub.io/api/news?id=c1440d9a91f17ee6b0dfd2370643d736ade4b19bad47aed3a2d590ab407f46e6","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial came into its Q3 2026 report with a low bar on sentiment and a low P/E multiple, yet the stock still slipped about 1.2% to US$73.36 on the day. That reaction jars with the headline print. The lender delivered US$892 million in net income and roughly US$2.74 in basic earnings per share, solid numbers for a consumer finance business. What really challenges the bearish thesis is management lifting its full year earnings outlook to about US$9.50 per share, which puts the post...","category":"company","datetime":1792541901,"headline":"Synchrony Financial (SYF) Stock Slips Despite Lifted Q3 Earnings Outlook"}, {"id":143030409,"url":"https://finnhub.io/api/news?id=c67c3201c2f2eb80c86ee760ce8ed96629372d7409785f2e5eeb1eeb625dbce1","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Record purchase volume and full-year guidance at high end signal strong momentum.","category":"company","datetime":1792516432,"headline":"Synchrony (SYF) Q3 2026 Earnings Call Transcript"}, {"id":143029186,"url":"https://finnhub.io/api/news?id=c4794a9d383f0be7da51586e856536e5083769976604d6b2ca8aff9b51c50fbc","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (NYSE:SYF) reported third-quarter net earnings of $892 million, or $2.68 per diluted share, as purchase volume reached nearly $50 billion and rose across each of the company’s five sales platforms. The consumer finance company said total purchase volume increased 8% from a year","category":"company","datetime":1792508690,"headline":"What Synchrony Financial (SYF) Said on Its Q3 Earnings Call"}, {"id":143026425,"url":"https://finnhub.io/api/news?id=392657ad96a101382d28f42e54cd3642e2918ea9b295b9adf9c50c2b0ab65f31","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.","category":"company","datetime":1792499403,"headline":"Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates"}
raw_source {"id":143163183,"url":"https://finnhub.io/api/news?id=9d8bb0b0b97a8760476d75fea663a57c8144891d856fd4ccebcaef95d4857680","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1190446695/image_1190446695.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"Synchrony Financial maintains a Buy rating, supported by strong capital returns and sector-beating or in-line valuation multiples. Click for more on SYF here.","category":"company","datetime":1792832955,"headline":"Macro Concerns Grow, But Synchrony's Earnings Remain Resilient"}, {"id":143103410,"url":"https://finnhub.io/api/news?id=739d75f681dbffc6b00c60ec63d8e45ed23989f7d2903cbae571f00994bde349","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.","category":"company","datetime":1792681203,"headline":"Synchrony (SYF) Upgraded to Buy: What Does It Mean for the Stock?"}, {"id":143102809,"url":"https://finnhub.io/api/news?id=18a5ef3bd332c40cfedad4cfaabba0b2974d7e083af8a699d0981daf66c40860","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF vs. FUTU: Which Stock Is the Better Value Option?","category":"company","datetime":1792680002,"headline":"SYF or FUTU: Which Is the Better Value Stock Right Now?"}, {"id":143100691,"url":"https://finnhub.io/api/news?id=2e6f669fd104aab6252978c5a18169a538ab534b6cd9300fa66db8b01a07a65a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.","category":"company","datetime":1792672802,"headline":"Should Value Investors Buy Synchrony Financial (SYF) Stock?"}, {"id":143067994,"url":"https://finnhub.io/api/news?id=4267366baa9064b2f13e34f260759ec2217340d3ec134285e6d7e9ceba9ca05b","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Not all profitable companies are built to last - some rely on outdated models or unsustainable advantages. Just because a business is in the green today doesn’t mean it will thrive tomorrow.","category":"company","datetime":1792590639,"headline":"3 Profitable Stocks Walking a Fine Line"}, {"id":143067385,"url":"https://finnhub.io/api/news?id=b2e6f38276ab4a681e232ee45548fed28403ee1cf71a976776aebd18c4b54148","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The Federal Reserve's next interest rate decision is one week away, and the record of its last meeting shows where most officials were leaning. According to the minutes of the September meeting, released on October 7, most participants assessed that another increase in the target range for the federal funds rate would likely be appropriate by year end. For households carrying credit card balances, auto loans or adjustable-rate mortgages, the third-quarter reports now arriving from consumer lende","category":"company","datetime":1792588560,"headline":"With a Fed Decision a Week Away, Lenders Show How Borrowers Are Handling Higher Rates"}, {"id":143067996,"url":"https://finnhub.io/api/news?id=f1893e7c9b61c1e47c40b5bfe0c8fd275077ec23570e84e41800afcd4ac1162a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"CareCredit, a Synchrony (NYSE: SYF) solution, today launched CareCredit Pay Later, its enhanced and rebranded installment loan product that provides health and wellness consumers with a clear payment plan and defined payoff timeline to help budget for products and elective health and wellness expenses not covered by insurance. CareCredit Pay Later presents another option to CareCredit's existing credit card and offers another way for eligible consumers to plan and pay for care. It is available t","category":"company","datetime":1792587600,"headline":"CareCredit Introduces CareCredit Pay Later, Offering Consumers Another Way to Plan and Pay for Health and Wellness Care"}, {"id":143101103,"url":"https://finnhub.io/api/news?id=48c1cbefcdbad06a3834e8e9e9925df06078d083b074d60b50e8dd07a147708c","image":"","source":"Benzinga","related":"SYF","summary":"JP Morgan analyst Richard Shane maintains Synchrony Financial (NYSE:SYF) with a Neutral and raises the price target from $74 to $77.","category":"company","datetime":1792581474,"headline":"JP Morgan Maintains Neutral on Synchrony Financial, Raises Price Target to $77"}, {"id":143069231,"url":"https://finnhub.io/api/news?id=0d4bf3fe8bb881010454697aea899b89dd112a7dba46b70823aca394842a5742","image":"https://cdn.benzinga.com/files/images/story/2026/10/21/Analysts.jpg?width=2048&height=1536","source":"Benzinga","related":"SYF","summary":"Synchrony beat Q3 EPS estimates but missed sales, raised FY2026 EPS guidance; Barclays lifted target to $94, while Evercore downgraded to In-Line.","category":"company","datetime":1792578989,"headline":"These Analysts Revise Their Forecasts On Synchrony Financial After Q3 Results"}, {"id":143069232,"url":"https://finnhub.io/api/news?id=32159bc2d9911b1583bc2d95c7091689ce4b4a6bc92d650f6be4e938439c8581","image":"","source":"Benzinga","related":"SYF","summary":"Evercore ISI Group analyst John Pancari downgrades Synchrony Financial (NYSE:SYF) from Outperform to In-Line and lowers the price target from $80 to $78.","category":"company","datetime":1792578231,"headline":"Evercore ISI Group Downgrades Synchrony Financial to In-Line, Lowers Price Target to $78"}, {"id":143060258,"url":"https://finnhub.io/api/news?id=f35d1decf02cb2f405e42142b32e73de57482335dd35ca89b76b7d2f64343a57","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its non-GAAP profit of $2.68 per share was 11.4% above analysts’ consensus estimates.","category":"company","datetime":1792575759,"headline":"SYF Q3 Deep Dive: Consumer Strength and Digital Strategy Shape Outlook"}, {"id":143069233,"url":"https://finnhub.io/api/news?id=2e8907ef8f87f929032dc2479924faef5e17909247a255d9ef6a8220dc62cae8","image":"","source":"Benzinga","related":"SYF","summary":"Barclays analyst Terry Ma maintains Synchrony Financial (NYSE:SYF) with a Overweight and raises the price target from $93 to $94.","category":"company","datetime":1792573665,"headline":"Barclays Maintains Overweight on Synchrony Financial, Raises Price Target to $94"}, {"id":143037994,"url":"https://finnhub.io/api/news?id=c1440d9a91f17ee6b0dfd2370643d736ade4b19bad47aed3a2d590ab407f46e6","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial came into its Q3 2026 report with a low bar on sentiment and a low P/E multiple, yet the stock still slipped about 1.2% to US$73.36 on the day. That reaction jars with the headline print. The lender delivered US$892 million in net income and roughly US$2.74 in basic earnings per share, solid numbers for a consumer finance business. What really challenges the bearish thesis is management lifting its full year earnings outlook to about US$9.50 per share, which puts the post...","category":"company","datetime":1792541901,"headline":"Synchrony Financial (SYF) Stock Slips Despite Lifted Q3 Earnings Outlook"}, {"id":143032336,"url":"https://finnhub.io/api/news?id=f80c5b5fef6abc6a7505eabe3102ffcc1672a036173a1d389782c90bf8cc0660","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"AI partnerships and proprietary data tools position Synchrony at the center of how shopping evolves, protecting competitive moats long-term.","category":"company","datetime":1792533002,"headline":"Synchrony: 3 Key Takeaways for Long-Term Investors"}, {"id":143030409,"url":"https://finnhub.io/api/news?id=c67c3201c2f2eb80c86ee760ce8ed96629372d7409785f2e5eeb1eeb625dbce1","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Record purchase volume and full-year guidance at high end signal strong momentum.","category":"company","datetime":1792516432,"headline":"Synchrony (SYF) Q3 2026 Earnings Call Transcript"}, {"id":143030410,"url":"https://finnhub.io/api/news?id=cc4d839270b26d52ad3cc2b5af3ccb2356ea8cf290e03808b3da50c9964f3700","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Moby summary of Synchrony Financial's Q3 2026 earnings call","category":"company","datetime":1792516032,"headline":"Synchrony Financial Q3 2026 Earnings Call Summary"}, {"id":143029186,"url":"https://finnhub.io/api/news?id=c4794a9d383f0be7da51586e856536e5083769976604d6b2ca8aff9b51c50fbc","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (NYSE:SYF) reported third-quarter net earnings of $892 million, or $2.68 per diluted share, as purchase volume reached nearly $50 billion and rose across each of the company’s five sales platforms. The consumer finance company said total purchase volume increased 8% from a year","category":"company","datetime":1792508690,"headline":"What Synchrony Financial (SYF) Said on Its Q3 Earnings Call"}, {"id":143029071,"url":"https://finnhub.io/api/news?id=a7081d135d1eacbee513b9a8d39de9410836357b8cae4f6071916eb20603a57f","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF's Q3 2026 earnings beat estimates, fueled by stronger purchase volume and improved credit performance, as rising expenses weighed on results.","category":"company","datetime":1792505700,"headline":"Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume"}, {"id":143025928,"url":"https://finnhub.io/api/news?id=908818aa1c7e054e6493bb1687685490b3056db9840dbc5520cbf722da92c3ee","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"American Express Company (NYSE:AXP) is winning customers before their peak earning years. Millennials and Gen Z are its fastest-growing consumer cohorts and together generate the largest share of spending on its U.S. consumer cards. The opportunity is decades of merchant fees and renewals. Competition for premium customers makes the cost of securing those relationships equally […]","category":"company","datetime":1792504718,"headline":"American Express (AXP): Will Young Cardholders Become Its Most Valuable Customers?"}, {"id":143026425,"url":"https://finnhub.io/api/news?id=392657ad96a101382d28f42e54cd3642e2918ea9b295b9adf9c50c2b0ab65f31","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.","category":"company","datetime":1792499403,"headline":"Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates"}, {"id":143028645,"url":"https://finnhub.io/api/news?id=246b3443a0a1ee1279bb2012e835de9ce08a2957c603f6aab3f4c34043479e4b","image":"","source":"SeekingAlpha","related":"SYF","summary":"","category":"company","datetime":1792495455,"headline":"Synchrony Financial (SYF) Q3 2026 Earnings Call Transcript"}, {"id":143022403,"url":"https://finnhub.io/api/news?id=995d7fddfb6d3bdbbf38c1fc580622b7be0486856f1c3b9235db93ecaf1d7f9d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its GAAP profit of $2.68 per share was 10.5% above analysts’ consensus estimates.","category":"company","datetime":1792491602,"headline":"Synchrony Financial (NYSE:SYF) Posts Q3 2026 Sales In Line With Estimates"}, {"id":143022404,"url":"https://finnhub.io/api/news?id=a0b9ba413f8e3b055d482aa8a35be0ade75ff20555c0342dea37fc426238348f","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) delivered earnings and revenue surprises of +8.07% and -0.56%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?","category":"company","datetime":1792490712,"headline":"Synchrony (SYF) Q3 Earnings Top Estimates"}, {"id":143022405,"url":"https://finnhub.io/api/news?id=9bb5fe604f189eb586258b1f0df0a5ba83e2c839b94f9201f39ec043ce71cd15","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"(AP) — Synchrony Financial (SYF) on Tuesday reported third-quarter earnings of $892 million.The Stamford, Connecticut-based company said it had net income of $2.","category":"company","datetime":1792490614,"headline":"Synchrony: Q3 Earnings Snapshot"}, {"id":143022406,"url":"https://finnhub.io/api/news?id=c7189ea6b1b9c9432fe9eba2ed75ba0cf64c4fb07ca8f073f77357ad4fe54354","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (NYSE: SYF) today announced its third quarter 2026 results for the period ending September 30, 2026. The earnings news release and presentation can be found on the company's Investor Relations website at https://investors.synchrony.com/financial-information/financial-results.","category":"company","datetime":1792490400,"headline":"Synchrony Reports Third Quarter 2026 Results"}, {"id":143028383,"url":"https://finnhub.io/api/news?id=f610113f9833f1c9ddce524f8e1a7dab01665e2e3c8597c07d4df79489e3beb1","image":"https://cdn.benzinga.com/files/images/story/2026/10/20/Stock-market-chart-with-green-candlestic.jpg?width=2048&height=1536","source":"Benzinga","related":"SYF","summary":"Synchrony Financial (NYSE:SYF) reported third-quarter financial results on Tuesday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga","category":"company","datetime":1792487496,"headline":"Synchrony Financial Q3 2026 Earnings Call Transcript"}, {"id":143023509,"url":"https://finnhub.io/api/news?id=ecac38edc0c36eb15495a29965d5e050ce4e2758d293c2a225829b1bb39b658e","image":"https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png","source":"SeekingAlpha","related":"SYF","summary":"2026-10-20. The following slide deck was published by Synchrony Financial in conjunction with their 2026 Q3 earnings call.","category":"company","datetime":1792485043,"headline":"Synchrony Financial 2026 Q3 - Results - Earnings Call Presentation"}, {"id":143028384,"url":"https://finnhub.io/api/news?id=b21269dec9f06829407168ff3dd717f342b8b9c5c44f24371d3f918a3ae2503b","image":"","source":"Benzinga","related":"SYF","summary":"Synchrony Financial (NYSE:SYF) raises FY2026 GAAP EPS guidance from $9.25-$9.50 to $9.50 vs $9.43 analyst estimate..","category":"company","datetime":1792476010,"headline":"Synchrony Financial Raises FY2026 GAAP EPS Guidance from $9.25-$9.50 to $9.50 vs $9.43 Est"}, {"id":143025056,"url":"https://finnhub.io/api/news?id=dc3299901356ff27553cc7d0d0f6ee18c820b6a6e75603f544a241d3e8edb004","image":"https://cdn.benzinga.com/files/images/story/2026/10/19/earnings-scheduled-1.jpg?width=2048&height=1536","source":"Benzinga","related":"SYF","summary":"Space Exploration Technologies headlines Tuesday’s reports, with investors focused on whether Starlink growth and launch activity can justify the company’s scale. GE Aerospace, RTX, 3M, General Motors and Northrop","category":"company","datetime":1792425160,"headline":"SpaceX, GE Aerospace On Deck Tuesday As Growth, Aerospace Demand Face Test"}, {"id":142994380,"url":"https://finnhub.io/api/news?id=7c83c2a159f6f9fbce4181d39aa3c5ef8396a77a3011d5526bcb439c27516f77","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Consumer financial services company Synchrony Financial (NYSE:SYF) will be reporting results this Tuesday before market open. Here’s what to expect.","category":"company","datetime":1792382777,"headline":"Earnings To Watch: Synchrony Financial (SYF) Reports Q3 Results Tomorrow"}, {"id":142928479,"url":"https://finnhub.io/api/news?id=a28eb00bb002b60777fb3379d895c02674f73e863f58aee572c640efc41e580d","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2017286470/image_2017286470.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"Synchrony Financial's SYF.PR.A is upgraded to Buy: ~8% yield, ~30% discount to par, strong dividend coverage and low call risk. See more details here.","category":"company","datetime":1792107365,"headline":"Synchrony Financial Fixed-Rate Preferreds: Increased Yield Enhances Appeal"}, {"id":139978428,"url":"https://finnhub.io/api/news?id=aeda637e1e5f6ebbd512046afacaf2e49af9fa669708b7395b47f11fb2b1deb9","image":"","source":"Benzinga","related":"SYF","summary":"","category":"company","datetime":1792074643,"headline":"BayFirst Financial shares are trading higher. The company reported Q4 financial results."}, {"id":142915446,"url":"https://finnhub.io/api/news?id=917ce74e9278b1316ae248b675e1a6ad976b6d4599270c544d17c78ec47ba08a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Evaluate the expected performance of Synchrony (SYF) for the quarter ended September 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.","category":"company","datetime":1792066524,"headline":"Countdown to Synchrony (SYF) Q3 Earnings: A Look at Estimates Beyond Revenue and EPS"}, {"id":142918751,"url":"https://finnhub.io/api/news?id=32ad2a8c806b5f730d401fa6edba030fb56fde9cd7380b6877b30100ec88f906","image":"https://cdn.benzinga.com/files/images/story/2026/10/15/Crypto-Trader-Investor-Broker-Using-Smar.jpg?width=2048&height=1536","source":"Benzinga","related":"SYF","summary":"Synchrony Financial reports Q3 earnings Oct. 20; analysts expect EPS to fall to $2.40 and revenue of $3.81B. Shares closed down 2.5%.","category":"company","datetime":1792048206,"headline":"Synchrony Financial Likely To Report Lower Q3 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call"}, {"id":142888595,"url":"https://finnhub.io/api/news?id=6c014b54ed7c0e04152459fff0189d4816d0a5ffec4196db0081ea8bbf545181","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"A number of stocks fell in the afternoon session after September consumer price inflation accelerated to 3.7% and core inflation topped estimates, reigniting concerns over Federal Reserve interest rate hikes.","category":"company","datetime":1792009207,"headline":"Paymentus, Happen Bank, TPG, Northern Trust, and Synchrony Financial Shares Plummet, What You Need To Know"}, {"id":142885519,"url":"https://finnhub.io/api/news?id=841ba0bb9acaedd87110c2e7394bf0c0f0b2b27903ad67498c34f2fa4afa9154","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF's Q3 earnings may benefit from 7% growth in purchase volumes and higher interest-earning assets, but rising costs and margin pressure loom.","category":"company","datetime":1791988260,"headline":"Can Higher Purchase Volumes Lift Synchrony Financial's Q3 Earnings?"}, {"id":142885520,"url":"https://finnhub.io/api/news?id=a7eb50a9a766e0b71275739e678e01429a1c68ef28c286c0f6754fe02d25a58d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Investors need to pay close attention to SYF stock based on the movements in the options market lately.","category":"company","datetime":1791987300,"headline":"Is the Options Market Predicting a Spike in Synchrony Financial Stock?"}, {"id":142885435,"url":"https://finnhub.io/api/news?id=f844151906064fc8a5234d5b464278ac3114330f1c99141d6b4e7f2ecf4fdaab","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Moody's (MCO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.","category":"company","datetime":1791982806,"headline":"Moody's (MCO) Earnings Expected to Grow: Should You Buy?"}, {"id":140083906,"url":"https://finnhub.io/api/news?id=86fc9ece9f93d5a45ee2331298b591ed9c962bbfcf83d0e9096a9c6d9d60a5c6","image":"","source":"Benzinga","related":"SYF","summary":"","category":"company","datetime":1791974789,"headline":"PayPay shares are trading higher after Goldman Sachs initiated coverage on the stock with a Buy rating and announced a $29 price target."}, {"id":142851512,"url":"https://finnhub.io/api/news?id=eb173a0874733e299190a1dfeacf2dd06381771c05d85329cfc21e55318026ee","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.","category":"company","datetime":1791896408,"headline":"Synchrony (SYF) Expected to Beat Earnings Estimates: Should You Buy?"}, {"id":142849440,"url":"https://finnhub.io/api/news?id=079e51ae4e0e7cbe1bd645c7978d602077e5e286699a1aad78f3cf07451feff8","image":"","source":"Benzinga","related":"SYF","summary":"Morgan Stanley analyst Jeff Adelson maintains Synchrony Financial (NYSE:SYF) with a Equal-Weight and lowers the price target from $84 to $83.","category":"company","datetime":1791810321,"headline":"Morgan Stanley Maintains Equal-Weight on Synchrony Financial, Lowers Price Target to $83"}, {"id":142849441,"url":"https://finnhub.io/api/news?id=9b595925f19c188e173fbf8a7c9c9c32297b41c20827e8a5305433e9e05ed626","image":"","source":"Benzinga","related":"SYF","summary":"JP Morgan analyst Richard Shane maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $78 to $74.","category":"company","datetime":1791809186,"headline":"JP Morgan Maintains Neutral on Synchrony Financial, Lowers Price Target to $74"}, {"id":142820350,"url":"https://finnhub.io/api/news?id=cf0648e8fda84cc471204a9007ae36991159c3742511f5dc367a65e89cecc05f","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"LEHI, Utah, October 12, 2026--Weave (NYSE: WEAV), a leading AI-powered patient communications and payments platform purpose-built for healthcare practices, today announced the live availability of its integration with CareCredit, a leading patient financing solution from Synchrony (NYSE: SYF). The integration gives front-office staff real-time visibility into a patient's financing options directly within Weave — bringing one of healthcare's hardest conversations forward, before the appointment b","category":"company","datetime":1791806400,"headline":"Weave and CareCredit Go Live with Integration That Places Patient Financing Inside the Front-Office Workflow"}, {"id":142761363,"url":"https://finnhub.io/api/news?id=78d62c7c4211c5d120e8dc71d77a2d58a17d0c9f52628f4207b12ec2acebece6","image":"","source":"Benzinga","related":"SYF","summary":"BMO Capital analyst Andrew Bauch initiates coverage on Synchrony Financial (NYSE:SYF) with a Market Perform rating and announces Price Target of $81.","category":"company","datetime":1791525032,"headline":"BMO Capital Initiates Coverage On Synchrony Financial with Market Perform Rating, Announces Price Target of $81"}, {"id":142729720,"url":"https://finnhub.io/api/news?id=8c715ace3529d19e36cbf62aed1453ce718ac0fc3b85f5cc806eba45ce602ea7","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Earnings results often indicate what direction a company will take in the months ahead. With Q2 behind us, let’s have a look at Synchrony Financial (NYSE:SYF) and its peers.","category":"company","datetime":1791471849,"headline":"Reflecting On Credit Card Stocks’ Q2 Earnings: Synchrony Financial (NYSE:SYF)"}, {"id":142664965,"url":"https://finnhub.io/api/news?id=631bf9fe0c9f822fcef687b389d4589285cc70cdaae3228732dffc6b34411541","image":"","source":"Benzinga","related":"SYF","summary":"TD Cowen analyst Moshe Orenbuch maintains Synchrony Financial (NYSE:SYF) with a Buy and lowers the price target from $90 to $86.","category":"company","datetime":1791284469,"headline":"TD Cowen Maintains Buy on Synchrony Financial, Lowers Price Target to $86"}, {"id":142637950,"url":"https://finnhub.io/api/news?id=b0c87a858881b0dbc3d801f88fa1a71907af2943ef852f1baa3023595ba2711a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Upstart's own credit stress gauge just moved in a direction it hasn't sustained since before 2022, and the stock is reacting in a way that its closest rivals simply aren't matching.","category":"company","datetime":1791220012,"headline":"Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges"}, {"id":142664966,"url":"https://finnhub.io/api/news?id=e6205e1b4bc7c0c05339b8e3ae0442a480c434c35cb37638ac9bb4c41f4a2f2f","image":"","source":"Benzinga","related":"SYF","summary":"UBS analyst Erika Najarian maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $87 to $81.","category":"company","datetime":1791219685,"headline":"UBS Maintains Neutral on Synchrony Financial, Lowers Price Target to $81"}, {"id":142635429,"url":"https://finnhub.io/api/news?id=06eaa9e64fdded33f341c297e6feefe3e3a52daf84f08e3e6e5ae58f5ebafcd3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Many investors pay attention to mid-cap stocks because they have established business models and expansive market opportunities. However, their paths to becoming $100 billion corporations are ripe with competition, ranging from giants with vast resources to agile upstarts eager to disrupt the status quo.","category":"company","datetime":1791204660,"headline":"2 Mid-Cap Stocks with Competitive Advantages and 1 We Turn Down"}, {"id":142590898,"url":"https://finnhub.io/api/news?id=d6e5895175f02bb2ddf750510fe74168edf1535a709ba9b0c239d9ec80289eee","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF is embedding CareCredit financing into Vetspire's platform, expanding veterinary payment access and creating room for further clinic adoption.","category":"company","datetime":1790947200,"headline":"Synchrony Deepens CareCredit's Veterinary Reach With Vetspire Tie-Up"}, {"id":142588286,"url":"https://finnhub.io/api/news?id=63729821ff5c2cabf3e8c11e3a3ea7e7b759773e3fe086fce6d25eb8bf42ec6e","image":"","source":"Benzinga","related":"SYF","summary":"Evercore ISI Group analyst John Pancari maintains Synchrony Financial (NYSE:SYF) with a Outperform and lowers the price target from $86 to $80.","category":"company","datetime":1790853977,"headline":"Evercore ISI Group Maintains Outperform on Synchrony Financial, Lowers Price Target to $80"}, {"id":142524225,"url":"https://finnhub.io/api/news?id=cdab0fb2178a7730d930b3cd9f88d4a776134fe1d0ffcf8ac67cf4b7cd944b8c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (SYF) drew fresh attention after CareCredit, its healthcare financing arm, agreed to embed payment options directly into Vetspire’s AI veterinary platform, linking consumer credit with real time pet care decisions. The recent Vetspire deal lands at a tricky moment for the stock, with the share price down 15.27% year to date and 8.11% over the past month. At the same time, Synchrony Financial’s 3-year total shareholder return of about 162% signals long-run momentum that...","category":"company","datetime":1790799112,"headline":"Synchrony Financial (SYF) Could Be 20% Below Fair Value Following Vetspire Partnership"}, {"id":142523016,"url":"https://finnhub.io/api/news?id=62873bb20fae31ae5665a144cc15ffd15c3a303e58dfeb7b28ffc142eb796ece","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF sees trust as key to AI shopping adoption, with fraud protection, transparency and control shaping how far consumers will go.","category":"company","datetime":1790787840,"headline":"How Can Trust Shape Synchrony Financial's AI Shopping Opportunity?"}, {"id":142522227,"url":"https://finnhub.io/api/news?id=a86f0029e69979f4205afe03d936b08f63f03007db5de0bb5c4cadb99b590b7e","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Recently, CareCredit, part of Synchrony Financial, announced a partnership with Vetspire to embed CareCredit financing into Vetspire’s AI-enabled veterinary practice management platform, while Synchrony also released its 2026 AI in Commerce study with Oxford Economics highlighting consumer priorities around security, transparency, and fraud protection in AI-driven shopping. Together, these moves underline Synchrony’s push to embed financing directly into specialized healthcare workflows and...","category":"company","datetime":1790784809,"headline":"The Bull Case For Synchrony Financial (SYF) Could Change Following New Vetspire Tie-Up And AI Study"}, {"id":142524226,"url":"https://finnhub.io/api/news?id=19149c4d637c664f1d47da9a65b2be1c3f612f7a69b7ca602dd9e0766771698d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial is poised to release its third-quarter results next month, and analysts are projecting a double-digit earnings decrease.","category":"company","datetime":1790781670,"headline":"Synchrony Financial's Quarterly Earnings Preview: What You Need to Know"}, {"id":142521140,"url":"https://finnhub.io/api/news?id=d40fc545de244d91117177476f6dbccdaed3cfd601163f1fa3ceab4f2c71d724","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"CareCredit, a leading health and wellness financial solution by Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a strategic partnership with Vetspire, a leading cloud-based veterinary practice management software (PMS) provider. Through the integration, CareCredit's flexible financing options will be embedded directly into Vetspire's AI-enabled, cloud-based platform, giving veterinary practices a more modern way to offer real-time payment solutions at the po","category":"company","datetime":1790776800,"headline":"CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions"}, {"id":142513630,"url":"https://finnhub.io/api/news?id=caaad8dfcefca3847ba42e95719a073f5e8f13d04f0643c2ef35db8c466b9b56","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (NYSE: SYF), a leading consumer financing company, today released findings from its 2026 AI in Commerce study, conducted with Oxford Economics, on how consumers view AI in online shopping and payments as agentic commerce gains ground. In agentic commerce, AI agents can search, compare, and, in some cases, buy on a consumer's behalf.","category":"company","datetime":1790766000,"headline":"Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping"}, {"id":142463314,"url":"https://finnhub.io/api/news?id=856beb4c7fd35e61332b3ecbb483af15ab3654f2aa4d5c604b6d7e995fdf1ff0","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.","category":"company","datetime":1790585183,"headline":"1 of Wall Street’s Favorite Stocks with Exciting Potential and 2 We Find Risky"}, {"id":142448600,"url":"https://finnhub.io/api/news?id=f0ea2b55f0263933f8b6e98964336399029417c7806a98372bac4db5ddeb87ab","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"AI agents are coming for an unexpected part of Americans’ wallets","category":"company","datetime":1790524980,"headline":"Major lender prepares for a surprising shift in how Americans shop"}
data_source finnhub_news_keyword_model
article_count 8
negative_hits 0
positive_hits 2
recomputed_at_score true
sentiment_score_raw 0.6
source_article_count 59
discarded_article_count 42
sentimentPoints 4

Dimension contribution

Dimension Raw Max Norm % Contrib
基本面 3.6 5/110 72% 3.6
資金流 12.4 20/110 62% 12.4
市場環境 7 15/110 46.67% 7
催化劑 2 20/110 10% 2
風險管理 6.8 10/110 68% 6.8
技術信號 18.6 30/110 62% 18.6
情緒分析 4 10/110 40% 4

5D momentum v2 breakdown

Cursor_18.25 5D momentum v2 0-50

5D momentum v2 3/50
ret_5d -0.0005
max_score 50
max_total 50
raw_total 3
vcp_bonus 0
vol_ratio 1.1693
ret_points 0
vol_points 2
range_ratio 0.718
volat_points 0
day_range_pct 0.0172
model_version cursor_18_27_news_v2_160
available_bars 30
breakout_points 0
partial_history false
pullback_points 1
breakout_vol_bonus 0
first_breakout_20d false
return_window_days 5
first_breakout_bonus 0
breakout_quality_points 0

Risk management

level Medium
reason risk management score >= 6.5/10

position

score 1.6

details

atrPct 2.6513
turnoverUsdM 278.9189
liquidityPoints 0.6
volatilityPoints 1
rrPoints 1.4

stopLevels

symbol US.SYF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 69.7352

strength_details

ma_score 1
atr_score 2
rsi_score 2
macd_score 2.5
volume_score 2
market_adjustment 1
risk_reward_ratio 1.2
stop_loss_percent 5.3
take_profit_price 78.4006
target_multiplier 1.9
technical_strength 1.93
take_profit_percent 6.5
positionPoints 1.6
stopLossPoints 1.8

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2258
stopLossPercent 5.3026
diversificationPoints 2

Calculation audit log

基本面分析總分: 3.6/5分
資金流分析總分: 12.4/20分
市場環境分析總分: 7/15分
催化劑分析: 2/20分
風險管理總分: 6.8/10分
技術信號分析總分: 18.6/30分
情緒分析: 4/10分
共振率(僅顯示不加分): 0%

Technical indicators

adx
value 78.57
atr
atr 1.9524
rule ATR / current price; lower volatility scores higher
score 6
atr_pct 2.65
cci
rule Cursor_18.24 CCI bands
level 適中偏強
score 8
value 62.38
cmf
rule Cursor_18.24 CMF bands
level 輕微流入
score 6
value 0.1096
kdj
d 65.26
j 64.52
k 65.01
rule Cursor_18.24 K/D cross
score 0
signal 死叉
mfi
rule Cursor_18.24 MFI bands
level 平衡
score 6
value 58.85
obv
rule Cursor_18.24 recent_slope vs previous_slope
score 4
trend 弱勢
value 3924900
recentSlope -243390
previousSlope 1001480
rsi
value 56.65
sar
rule Cursor_18.24 Parabolic SAR
score 8
trend 上升
value 73.5589
position SAR喺價下
distancePct 0.11
previousTrend 上升
ma50
value 75.4422
macd
macd -0.1414
trend 看漲
signal -0.4919
histogram 0.3506
vwap
rule Cursor_18.24 VWAP 20D consecutive close
score 10
value 72.902
position 連續5日>VWAP
consecutiveAbove 7
volume
rule Cursor_18.24 volume ratio
level 有量
ratio 1.15
score 6
avgVolume 3305200
currentVolume 3787600
derived
ma20 72.8535
ma50 75.4422
prevClose 75.09
avgVolume10 3910780
avgVolume20 3305200
changePercent -1.93
avgVolumeForScore 3305200
ma_cross
ma20 72.8535
ma50 75.4422
rule Cursor_18.24 MA20/MA50 cross
cross 熊勢
score 0
prevMa20 72.8185
prevMa50 75.571
spreadPct 3.43
isVolumeBreakout false
bollinger
lower 70.551
upper 75.156
position 上半部
rsi_short
value 45.98
macd_short
macd 0
trend 中性
signal 0
histogram 0
volume_ratio
ratio 1.15

Raw calculation JSON

{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.6,
      "details": {
        "atrPct": 2.6512764801738182,
        "turnoverUsdM": 278.918864,
        "liquidityPoints": 0.6,
        "volatilityPoints": 1
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    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.SYF",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 69.7352,
      "strength_details": {
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        "atr_score": 2,
        "rsi_score": 2,
        "macd_score": 2.5,
        "volume_score": 2
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1.2,
      "stop_loss_percent": 5.3,
      "take_profit_price": 78.4006,
      "target_multiplier": 1.9,
      "technical_strength": 1.93,
      "take_profit_percent": 6.5
    },
    "positionPoints": 1.6,
    "stopLossPoints": 1.8,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.225824626101209,
    "stopLossPercent": 5.3025529603476365,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 57.4,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 54.4,
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    "momentum5dScore": 3
  },
  "market": {
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    "close": 73.64,
    "prevClose": 75.09,
    "avgVolume20": 3305200,
    "volumeRatio": 1.15,
    "changePercent": -1.93
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  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
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  "barCount": 60,
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      "raw_total": 3,
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      "ret_points": 0,
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      "range_ratio": 0.7180377109515845,
      "volat_points": 0,
      "day_range_pct": 0.017246089082020712,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 57.4,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 3.6,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 72,
        "contribution": 3.6
      },
      {
        "raw": 12.4,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 62,
        "contribution": 12.4
      },
      {
        "raw": 7,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 46.67,
        "contribution": 7
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 6.8,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 68,
        "contribution": 6.8
      },
      {
        "raw": 18.6,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 62,
        "contribution": 18.6
      },
      {
        "raw": 4,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 40,
        "contribution": 4
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "incomplete",
  "standard110": {
    "rating": "避免",
    "result": 54.4,
    "details": [
      "基本面分析總分: 3.6/5分",
      "資金流分析總分: 12.4/20分",
      "市場環境分析總分: 7/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 6.8/10分",
      "技術信號分析總分: 18.6/30分",
      "情緒分析: 4/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 3.6,
      "資金流": 12.4,
      "市場環境": 7,
      "情緒分析": 4,
      "技術信號": 18.6,
      "風險管理": 6.8
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "良好",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.3,
          "epsPoints": 0,
          "roePoints": 0.6,
          "debtPoints": 0.5,
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          "turnoverUsdM": 278.918864,
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          "marketCapPoints": 0.5
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        "source": "fmp_stable"
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      "資金流": {
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        "grade": "一般",
        "items": {
          "cmfPoints": 2.4,
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          "obvPoints": 1.6,
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          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.SYF",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
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          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "較差",
        "items": {
          "vix": {
            "score": 0,
            "details": {
              "source": "twelvedata+fred",
              "missing": true,
              "vixClose": null
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          },
          "trend": {
            "score": 0.8,
            "details": {
              "qqq": {
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                "ma50": 725.8121993399999,
                "name": "QQQ",
                "close": 704.40002,
                "points": 0.4
              },
              "spy": {
                "ma20": 770.1504974000001,
                "ma50": 767.8083956999998,
                "name": "SPY",
                "close": 759.96997,
                "points": 0.4
              },
              "source": "twelvedata+fred"
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          },
          "atrPct": 2.6512764801738182,
          "atrPoints": 3,
          "cciPoints": 3.2,
          "vixPoints": 0,
          "marketTrendPoints": 0.8
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 4,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "negativeHits": 0,
              "positiveHits": 2,
              "sentimentScoreRaw": 0.6
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 143103410,
                "url": "https://finnhub.io/api/news?id=739d75f681dbffc6b00c60ec63d8e45ed23989f7d2903cbae571f00994bde349",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (SYF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1792681203,
                "headline": "Synchrony (SYF) Upgraded to Buy: What Does It Mean for the Stock?"
              },
              {
                "id": 143102809,
                "url": "https://finnhub.io/api/news?id=18a5ef3bd332c40cfedad4cfaabba0b2974d7e083af8a699d0981daf66c40860",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF vs. FUTU: Which Stock Is the Better Value Option?",
                "category": "company",
                "datetime": 1792680002,
                "headline": "SYF or FUTU: Which Is the Better Value Stock Right Now?"
              },
              {
                "id": 143100691,
                "url": "https://finnhub.io/api/news?id=2e6f669fd104aab6252978c5a18169a538ab534b6cd9300fa66db8b01a07a65a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.",
                "category": "company",
                "datetime": 1792672802,
                "headline": "Should Value Investors Buy Synchrony Financial (SYF) Stock?"
              },
              {
                "id": 143060258,
                "url": "https://finnhub.io/api/news?id=f35d1decf02cb2f405e42142b32e73de57482335dd35ca89b76b7d2f64343a57",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its non-GAAP profit of $2.68 per share was 11.4% above analysts’ consensus estimates.",
                "category": "company",
                "datetime": 1792575759,
                "headline": "SYF Q3 Deep Dive: Consumer Strength and Digital Strategy Shape Outlook"
              },
              {
                "id": 143037994,
                "url": "https://finnhub.io/api/news?id=c1440d9a91f17ee6b0dfd2370643d736ade4b19bad47aed3a2d590ab407f46e6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial came into its Q3 2026 report with a low bar on sentiment and a low P/E multiple, yet the stock still slipped about 1.2% to US$73.36 on the day. That reaction jars with the headline print. The lender delivered US$892 million in net income and roughly US$2.74 in basic earnings per share, solid numbers for a consumer finance business. What really challenges the bearish thesis is management lifting its full year earnings outlook to about US$9.50 per share, which puts the post...",
                "category": "company",
                "datetime": 1792541901,
                "headline": "Synchrony Financial (SYF) Stock Slips Despite Lifted Q3 Earnings Outlook"
              },
              {
                "id": 143030409,
                "url": "https://finnhub.io/api/news?id=c67c3201c2f2eb80c86ee760ce8ed96629372d7409785f2e5eeb1eeb625dbce1",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Record purchase volume and full-year guidance at high end signal strong momentum.",
                "category": "company",
                "datetime": 1792516432,
                "headline": "Synchrony (SYF) Q3 2026 Earnings Call Transcript"
              },
              {
                "id": 143029186,
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                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) reported third-quarter net earnings of $892 million, or $2.68 per diluted share, as purchase volume reached nearly $50 billion and rose across each of the company’s five sales platforms. The consumer finance company said total purchase volume increased 8% from a year",
                "category": "company",
                "datetime": 1792508690,
                "headline": "What Synchrony Financial (SYF) Said on Its Q3 Earnings Call"
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              {
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                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.",
                "category": "company",
                "datetime": 1792499403,
                "headline": "Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates"
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            "raw_source": [
              {
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                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1190446695/image_1190446695.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Synchrony Financial maintains a Buy rating, supported by strong capital returns and sector-beating or in-line valuation multiples. Click for more on SYF here.",
                "category": "company",
                "datetime": 1792832955,
                "headline": "Macro Concerns Grow, But Synchrony's Earnings Remain Resilient"
              },
              {
                "id": 143103410,
                "url": "https://finnhub.io/api/news?id=739d75f681dbffc6b00c60ec63d8e45ed23989f7d2903cbae571f00994bde349",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (SYF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1792681203,
                "headline": "Synchrony (SYF) Upgraded to Buy: What Does It Mean for the Stock?"
              },
              {
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                "url": "https://finnhub.io/api/news?id=18a5ef3bd332c40cfedad4cfaabba0b2974d7e083af8a699d0981daf66c40860",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF vs. FUTU: Which Stock Is the Better Value Option?",
                "category": "company",
                "datetime": 1792680002,
                "headline": "SYF or FUTU: Which Is the Better Value Stock Right Now?"
              },
              {
                "id": 143100691,
                "url": "https://finnhub.io/api/news?id=2e6f669fd104aab6252978c5a18169a538ab534b6cd9300fa66db8b01a07a65a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.",
                "category": "company",
                "datetime": 1792672802,
                "headline": "Should Value Investors Buy Synchrony Financial (SYF) Stock?"
              },
              {
                "id": 143067994,
                "url": "https://finnhub.io/api/news?id=4267366baa9064b2f13e34f260759ec2217340d3ec134285e6d7e9ceba9ca05b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Not all profitable companies are built to last - some rely on outdated models or unsustainable advantages. Just because a business is in the green today doesn’t mean it will thrive tomorrow.",
                "category": "company",
                "datetime": 1792590639,
                "headline": "3 Profitable Stocks Walking a Fine Line"
              },
              {
                "id": 143067385,
                "url": "https://finnhub.io/api/news?id=b2e6f38276ab4a681e232ee45548fed28403ee1cf71a976776aebd18c4b54148",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The Federal Reserve's next interest rate decision is one week away, and the record of its last meeting shows where most officials were leaning. According to the minutes of the September meeting, released on October 7, most participants assessed that another increase in the target range for the federal funds rate would likely be appropriate by year end. For households carrying credit card balances, auto loans or adjustable-rate mortgages, the third-quarter reports now arriving from consumer lende",
                "category": "company",
                "datetime": 1792588560,
                "headline": "With a Fed Decision a Week Away, Lenders Show How Borrowers Are Handling Higher Rates"
              },
              {
                "id": 143067996,
                "url": "https://finnhub.io/api/news?id=f1893e7c9b61c1e47c40b5bfe0c8fd275077ec23570e84e41800afcd4ac1162a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "CareCredit, a Synchrony (NYSE: SYF) solution, today launched CareCredit Pay Later, its enhanced and rebranded installment loan product that provides health and wellness consumers with a clear payment plan and defined payoff timeline to help budget for products and elective health and wellness expenses not covered by insurance. CareCredit Pay Later presents another option to CareCredit's existing credit card and offers another way for eligible consumers to plan and pay for care. It is available t",
                "category": "company",
                "datetime": 1792587600,
                "headline": "CareCredit Introduces CareCredit Pay Later, Offering Consumers Another Way to Plan and Pay for Health and Wellness Care"
              },
              {
                "id": 143101103,
                "url": "https://finnhub.io/api/news?id=48c1cbefcdbad06a3834e8e9e9925df06078d083b074d60b50e8dd07a147708c",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "JP Morgan  analyst Richard Shane   maintains Synchrony Financial (NYSE:SYF) with a Neutral and raises the price target from $74 to $77.",
                "category": "company",
                "datetime": 1792581474,
                "headline": "JP Morgan Maintains Neutral on Synchrony Financial, Raises Price Target to $77"
              },
              {
                "id": 143069231,
                "url": "https://finnhub.io/api/news?id=0d4bf3fe8bb881010454697aea899b89dd112a7dba46b70823aca394842a5742",
                "image": "https://cdn.benzinga.com/files/images/story/2026/10/21/Analysts.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Synchrony beat Q3 EPS estimates but missed sales, raised FY2026 EPS guidance; Barclays lifted target to $94, while Evercore downgraded to In-Line.",
                "category": "company",
                "datetime": 1792578989,
                "headline": "These Analysts Revise Their Forecasts On Synchrony Financial After Q3 Results"
              },
              {
                "id": 143069232,
                "url": "https://finnhub.io/api/news?id=32159bc2d9911b1583bc2d95c7091689ce4b4a6bc92d650f6be4e938439c8581",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Evercore ISI Group  analyst John Pancari   downgrades Synchrony Financial (NYSE:SYF) from Outperform to In-Line and lowers the price target from $80 to $78.",
                "category": "company",
                "datetime": 1792578231,
                "headline": "Evercore ISI Group Downgrades Synchrony Financial to In-Line, Lowers Price Target to $78"
              },
              {
                "id": 143060258,
                "url": "https://finnhub.io/api/news?id=f35d1decf02cb2f405e42142b32e73de57482335dd35ca89b76b7d2f64343a57",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its non-GAAP profit of $2.68 per share was 11.4% above analysts’ consensus estimates.",
                "category": "company",
                "datetime": 1792575759,
                "headline": "SYF Q3 Deep Dive: Consumer Strength and Digital Strategy Shape Outlook"
              },
              {
                "id": 143069233,
                "url": "https://finnhub.io/api/news?id=2e8907ef8f87f929032dc2479924faef5e17909247a255d9ef6a8220dc62cae8",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Barclays  analyst Terry Ma   maintains Synchrony Financial (NYSE:SYF) with a Overweight and raises the price target from $93 to $94.",
                "category": "company",
                "datetime": 1792573665,
                "headline": "Barclays Maintains Overweight on Synchrony Financial, Raises Price Target to $94"
              },
              {
                "id": 143037994,
                "url": "https://finnhub.io/api/news?id=c1440d9a91f17ee6b0dfd2370643d736ade4b19bad47aed3a2d590ab407f46e6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial came into its Q3 2026 report with a low bar on sentiment and a low P/E multiple, yet the stock still slipped about 1.2% to US$73.36 on the day. That reaction jars with the headline print. The lender delivered US$892 million in net income and roughly US$2.74 in basic earnings per share, solid numbers for a consumer finance business. What really challenges the bearish thesis is management lifting its full year earnings outlook to about US$9.50 per share, which puts the post...",
                "category": "company",
                "datetime": 1792541901,
                "headline": "Synchrony Financial (SYF) Stock Slips Despite Lifted Q3 Earnings Outlook"
              },
              {
                "id": 143032336,
                "url": "https://finnhub.io/api/news?id=f80c5b5fef6abc6a7505eabe3102ffcc1672a036173a1d389782c90bf8cc0660",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "AI partnerships and proprietary data tools position Synchrony at the center of how shopping evolves, protecting competitive moats long-term.",
                "category": "company",
                "datetime": 1792533002,
                "headline": "Synchrony: 3 Key Takeaways for Long-Term Investors"
              },
              {
                "id": 143030409,
                "url": "https://finnhub.io/api/news?id=c67c3201c2f2eb80c86ee760ce8ed96629372d7409785f2e5eeb1eeb625dbce1",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Record purchase volume and full-year guidance at high end signal strong momentum.",
                "category": "company",
                "datetime": 1792516432,
                "headline": "Synchrony (SYF) Q3 2026 Earnings Call Transcript"
              },
              {
                "id": 143030410,
                "url": "https://finnhub.io/api/news?id=cc4d839270b26d52ad3cc2b5af3ccb2356ea8cf290e03808b3da50c9964f3700",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Moby summary of Synchrony Financial's Q3 2026 earnings call",
                "category": "company",
                "datetime": 1792516032,
                "headline": "Synchrony Financial Q3 2026 Earnings Call Summary"
              },
              {
                "id": 143029186,
                "url": "https://finnhub.io/api/news?id=c4794a9d383f0be7da51586e856536e5083769976604d6b2ca8aff9b51c50fbc",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) reported third-quarter net earnings of $892 million, or $2.68 per diluted share, as purchase volume reached nearly $50 billion and rose across each of the company’s five sales platforms. The consumer finance company said total purchase volume increased 8% from a year",
                "category": "company",
                "datetime": 1792508690,
                "headline": "What Synchrony Financial (SYF) Said on Its Q3 Earnings Call"
              },
              {
                "id": 143029071,
                "url": "https://finnhub.io/api/news?id=a7081d135d1eacbee513b9a8d39de9410836357b8cae4f6071916eb20603a57f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF's Q3 2026 earnings beat estimates, fueled by stronger purchase volume and improved credit performance, as rising expenses weighed on results.",
                "category": "company",
                "datetime": 1792505700,
                "headline": "Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume"
              },
              {
                "id": 143025928,
                "url": "https://finnhub.io/api/news?id=908818aa1c7e054e6493bb1687685490b3056db9840dbc5520cbf722da92c3ee",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "American Express Company (NYSE:AXP) is winning customers before their peak earning years. Millennials and Gen Z are its fastest-growing consumer cohorts and together generate the largest share of spending on its U.S. consumer cards. The opportunity is decades of merchant fees and renewals. Competition for premium customers makes the cost of securing those relationships equally […]",
                "category": "company",
                "datetime": 1792504718,
                "headline": "American Express (AXP): Will Young Cardholders Become Its Most Valuable Customers?"
              },
              {
                "id": 143026425,
                "url": "https://finnhub.io/api/news?id=392657ad96a101382d28f42e54cd3642e2918ea9b295b9adf9c50c2b0ab65f31",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.",
                "category": "company",
                "datetime": 1792499403,
                "headline": "Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates"
              },
              {
                "id": 143028645,
                "url": "https://finnhub.io/api/news?id=246b3443a0a1ee1279bb2012e835de9ce08a2957c603f6aab3f4c34043479e4b",
                "image": "",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1792495455,
                "headline": "Synchrony Financial (SYF) Q3 2026 Earnings Call Transcript"
              },
              {
                "id": 143022403,
                "url": "https://finnhub.io/api/news?id=995d7fddfb6d3bdbbf38c1fc580622b7be0486856f1c3b9235db93ecaf1d7f9d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Consumer financial services company Synchrony Financial (NYSE:SYF) met Wall Street’s revenue expectations in Q3 2026, but sales were flat year on year at $3.82 billion. Its GAAP profit of $2.68 per share was 10.5% above analysts’ consensus estimates.",
                "category": "company",
                "datetime": 1792491602,
                "headline": "Synchrony Financial (NYSE:SYF) Posts Q3 2026 Sales In Line With Estimates"
              },
              {
                "id": 143022404,
                "url": "https://finnhub.io/api/news?id=a0b9ba413f8e3b055d482aa8a35be0ade75ff20555c0342dea37fc426238348f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (SYF) delivered earnings and revenue surprises of +8.07% and -0.56%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?",
                "category": "company",
                "datetime": 1792490712,
                "headline": "Synchrony (SYF) Q3 Earnings Top Estimates"
              },
              {
                "id": 143022405,
                "url": "https://finnhub.io/api/news?id=9bb5fe604f189eb586258b1f0df0a5ba83e2c839b94f9201f39ec043ce71cd15",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "(AP) — Synchrony Financial (SYF) on Tuesday reported third-quarter earnings of $892 million.The Stamford, Connecticut-based company said it had net income of $2.",
                "category": "company",
                "datetime": 1792490614,
                "headline": "Synchrony: Q3 Earnings Snapshot"
              },
              {
                "id": 143022406,
                "url": "https://finnhub.io/api/news?id=c7189ea6b1b9c9432fe9eba2ed75ba0cf64c4fb07ca8f073f77357ad4fe54354",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE: SYF) today announced its third quarter 2026 results for the period ending September 30, 2026. The earnings news release and presentation can be found on the company's Investor Relations website at https://investors.synchrony.com/financial-information/financial-results.",
                "category": "company",
                "datetime": 1792490400,
                "headline": "Synchrony Reports Third Quarter 2026 Results"
              },
              {
                "id": 143028383,
                "url": "https://finnhub.io/api/news?id=f610113f9833f1c9ddce524f8e1a7dab01665e2e3c8597c07d4df79489e3beb1",
                "image": "https://cdn.benzinga.com/files/images/story/2026/10/20/Stock-market-chart-with-green-candlestic.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) reported third-quarter financial results on Tuesday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga",
                "category": "company",
                "datetime": 1792487496,
                "headline": "Synchrony Financial Q3 2026 Earnings Call Transcript"
              },
              {
                "id": 143023509,
                "url": "https://finnhub.io/api/news?id=ecac38edc0c36eb15495a29965d5e050ce4e2758d293c2a225829b1bb39b658e",
                "image": "https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "2026-10-20. The following slide deck was published by Synchrony Financial in conjunction with their 2026 Q3 earnings call.",
                "category": "company",
                "datetime": 1792485043,
                "headline": "Synchrony Financial 2026 Q3 - Results - Earnings Call Presentation"
              },
              {
                "id": 143028384,
                "url": "https://finnhub.io/api/news?id=b21269dec9f06829407168ff3dd717f342b8b9c5c44f24371d3f918a3ae2503b",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) raises FY2026 GAAP EPS guidance from $9.25-$9.50 to $9.50 vs $9.43 analyst estimate..",
                "category": "company",
                "datetime": 1792476010,
                "headline": "Synchrony Financial Raises FY2026 GAAP EPS Guidance from $9.25-$9.50 to $9.50 vs $9.43 Est"
              },
              {
                "id": 143025056,
                "url": "https://finnhub.io/api/news?id=dc3299901356ff27553cc7d0d0f6ee18c820b6a6e75603f544a241d3e8edb004",
                "image": "https://cdn.benzinga.com/files/images/story/2026/10/19/earnings-scheduled-1.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Space Exploration Technologies headlines Tuesday’s reports, with investors focused on whether Starlink growth and launch activity can justify the company’s scale. GE Aerospace, RTX, 3M, General Motors and Northrop",
                "category": "company",
                "datetime": 1792425160,
                "headline": "SpaceX, GE Aerospace On Deck Tuesday As Growth, Aerospace Demand Face Test"
              },
              {
                "id": 142994380,
                "url": "https://finnhub.io/api/news?id=7c83c2a159f6f9fbce4181d39aa3c5ef8396a77a3011d5526bcb439c27516f77",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Consumer financial services company Synchrony Financial (NYSE:SYF) will be reporting results this Tuesday before market open. Here’s what to expect.",
                "category": "company",
                "datetime": 1792382777,
                "headline": "Earnings To Watch: Synchrony Financial (SYF) Reports Q3 Results Tomorrow"
              },
              {
                "id": 142928479,
                "url": "https://finnhub.io/api/news?id=a28eb00bb002b60777fb3379d895c02674f73e863f58aee572c640efc41e580d",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2017286470/image_2017286470.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Synchrony Financial's SYF.PR.A is upgraded to Buy: ~8% yield, ~30% discount to par, strong dividend coverage and low call risk. See more details here.",
                "category": "company",
                "datetime": 1792107365,
                "headline": "Synchrony Financial Fixed-Rate Preferreds: Increased Yield Enhances Appeal"
              },
              {
                "id": 139978428,
                "url": "https://finnhub.io/api/news?id=aeda637e1e5f6ebbd512046afacaf2e49af9fa669708b7395b47f11fb2b1deb9",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1792074643,
                "headline": "BayFirst Financial shares are trading higher. The company reported Q4 financial results."
              },
              {
                "id": 142915446,
                "url": "https://finnhub.io/api/news?id=917ce74e9278b1316ae248b675e1a6ad976b6d4599270c544d17c78ec47ba08a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Evaluate the expected performance of Synchrony (SYF) for the quarter ended September 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.",
                "category": "company",
                "datetime": 1792066524,
                "headline": "Countdown to Synchrony (SYF) Q3 Earnings: A Look at Estimates Beyond Revenue and EPS"
              },
              {
                "id": 142918751,
                "url": "https://finnhub.io/api/news?id=32ad2a8c806b5f730d401fa6edba030fb56fde9cd7380b6877b30100ec88f906",
                "image": "https://cdn.benzinga.com/files/images/story/2026/10/15/Crypto-Trader-Investor-Broker-Using-Smar.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Synchrony Financial reports Q3 earnings Oct. 20; analysts expect EPS to fall to $2.40 and revenue of $3.81B. Shares closed down 2.5%.",
                "category": "company",
                "datetime": 1792048206,
                "headline": "Synchrony Financial Likely To Report Lower Q3 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call"
              },
              {
                "id": 142888595,
                "url": "https://finnhub.io/api/news?id=6c014b54ed7c0e04152459fff0189d4816d0a5ffec4196db0081ea8bbf545181",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "A number of stocks fell in the afternoon session after September consumer price inflation accelerated to 3.7% and core inflation topped estimates, reigniting concerns over Federal Reserve interest rate hikes.",
                "category": "company",
                "datetime": 1792009207,
                "headline": "Paymentus, Happen Bank, TPG, Northern Trust, and Synchrony Financial Shares Plummet, What You Need To Know"
              },
              {
                "id": 142885519,
                "url": "https://finnhub.io/api/news?id=841ba0bb9acaedd87110c2e7394bf0c0f0b2b27903ad67498c34f2fa4afa9154",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF's Q3 earnings may benefit from 7% growth in purchase volumes and higher interest-earning assets, but rising costs and margin pressure loom.",
                "category": "company",
                "datetime": 1791988260,
                "headline": "Can Higher Purchase Volumes Lift Synchrony Financial's Q3 Earnings?"
              },
              {
                "id": 142885520,
                "url": "https://finnhub.io/api/news?id=a7eb50a9a766e0b71275739e678e01429a1c68ef28c286c0f6754fe02d25a58d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Investors need to pay close attention to SYF stock based on the movements in the options market lately.",
                "category": "company",
                "datetime": 1791987300,
                "headline": "Is the Options Market Predicting a Spike in Synchrony Financial Stock?"
              },
              {
                "id": 142885435,
                "url": "https://finnhub.io/api/news?id=f844151906064fc8a5234d5b464278ac3114330f1c99141d6b4e7f2ecf4fdaab",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Moody's (MCO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.",
                "category": "company",
                "datetime": 1791982806,
                "headline": "Moody's (MCO) Earnings Expected to Grow: Should You Buy?"
              },
              {
                "id": 140083906,
                "url": "https://finnhub.io/api/news?id=86fc9ece9f93d5a45ee2331298b591ed9c962bbfcf83d0e9096a9c6d9d60a5c6",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1791974789,
                "headline": "PayPay shares are trading higher after Goldman Sachs initiated coverage on the stock with a Buy rating and announced a $29 price target."
              },
              {
                "id": 142851512,
                "url": "https://finnhub.io/api/news?id=eb173a0874733e299190a1dfeacf2dd06381771c05d85329cfc21e55318026ee",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (SYF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.",
                "category": "company",
                "datetime": 1791896408,
                "headline": "Synchrony (SYF) Expected to Beat Earnings Estimates: Should You Buy?"
              },
              {
                "id": 142849440,
                "url": "https://finnhub.io/api/news?id=079e51ae4e0e7cbe1bd645c7978d602077e5e286699a1aad78f3cf07451feff8",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Morgan Stanley  analyst Jeff Adelson   maintains Synchrony Financial (NYSE:SYF) with a Equal-Weight and lowers the price target from $84 to $83.",
                "category": "company",
                "datetime": 1791810321,
                "headline": "Morgan Stanley Maintains Equal-Weight on Synchrony Financial, Lowers Price Target to $83"
              },
              {
                "id": 142849441,
                "url": "https://finnhub.io/api/news?id=9b595925f19c188e173fbf8a7c9c9c32297b41c20827e8a5305433e9e05ed626",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "JP Morgan  analyst Richard Shane   maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $78 to $74.",
                "category": "company",
                "datetime": 1791809186,
                "headline": "JP Morgan Maintains Neutral on Synchrony Financial, Lowers Price Target to $74"
              },
              {
                "id": 142820350,
                "url": "https://finnhub.io/api/news?id=cf0648e8fda84cc471204a9007ae36991159c3742511f5dc367a65e89cecc05f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "LEHI, Utah, October 12, 2026--Weave (NYSE: WEAV), a leading AI-powered patient communications and payments platform purpose-built for healthcare practices, today announced the live availability of its integration with CareCredit, a leading patient financing solution from Synchrony (NYSE: SYF). The integration gives front-office staff real-time visibility into a patient's financing options directly within Weave — bringing one of healthcare's hardest conversations forward, before the appointment b",
                "category": "company",
                "datetime": 1791806400,
                "headline": "Weave and CareCredit Go Live with Integration That Places Patient Financing Inside the Front-Office Workflow"
              },
              {
                "id": 142761363,
                "url": "https://finnhub.io/api/news?id=78d62c7c4211c5d120e8dc71d77a2d58a17d0c9f52628f4207b12ec2acebece6",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "BMO Capital  analyst Andrew Bauch   initiates coverage on Synchrony Financial (NYSE:SYF) with a Market Perform rating and announces Price Target of $81.",
                "category": "company",
                "datetime": 1791525032,
                "headline": "BMO Capital Initiates Coverage On Synchrony Financial with Market Perform Rating, Announces Price Target of $81"
              },
              {
                "id": 142729720,
                "url": "https://finnhub.io/api/news?id=8c715ace3529d19e36cbf62aed1453ce718ac0fc3b85f5cc806eba45ce602ea7",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Earnings results often indicate what direction a company will take in the months ahead. With Q2 behind us, let’s have a look at Synchrony Financial (NYSE:SYF) and its peers.",
                "category": "company",
                "datetime": 1791471849,
                "headline": "Reflecting On Credit Card Stocks’ Q2 Earnings: Synchrony Financial (NYSE:SYF)"
              },
              {
                "id": 142664965,
                "url": "https://finnhub.io/api/news?id=631bf9fe0c9f822fcef687b389d4589285cc70cdaae3228732dffc6b34411541",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "TD Cowen  analyst Moshe Orenbuch   maintains Synchrony Financial (NYSE:SYF) with a Buy and lowers the price target from $90 to $86.",
                "category": "company",
                "datetime": 1791284469,
                "headline": "TD Cowen Maintains Buy on Synchrony Financial, Lowers Price Target to $86"
              },
              {
                "id": 142637950,
                "url": "https://finnhub.io/api/news?id=b0c87a858881b0dbc3d801f88fa1a71907af2943ef852f1baa3023595ba2711a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Upstart's own credit stress gauge just moved in a direction it hasn't sustained since before 2022, and the stock is reacting in a way that its closest rivals simply aren't matching.",
                "category": "company",
                "datetime": 1791220012,
                "headline": "Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges"
              },
              {
                "id": 142664966,
                "url": "https://finnhub.io/api/news?id=e6205e1b4bc7c0c05339b8e3ae0442a480c434c35cb37638ac9bb4c41f4a2f2f",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "UBS  analyst Erika Najarian   maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $87 to $81.",
                "category": "company",
                "datetime": 1791219685,
                "headline": "UBS Maintains Neutral on Synchrony Financial, Lowers Price Target to $81"
              },
              {
                "id": 142635429,
                "url": "https://finnhub.io/api/news?id=06eaa9e64fdded33f341c297e6feefe3e3a52daf84f08e3e6e5ae58f5ebafcd3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Many investors pay attention to mid-cap stocks because they have established business models and expansive market opportunities. However, their paths to becoming $100 billion corporations are ripe with competition, ranging from giants with vast resources to agile upstarts eager to disrupt the status quo.",
                "category": "company",
                "datetime": 1791204660,
                "headline": "2 Mid-Cap Stocks with Competitive Advantages and 1 We Turn Down"
              },
              {
                "id": 142590898,
                "url": "https://finnhub.io/api/news?id=d6e5895175f02bb2ddf750510fe74168edf1535a709ba9b0c239d9ec80289eee",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF is embedding CareCredit financing into Vetspire's platform, expanding veterinary payment access and creating room for further clinic adoption.",
                "category": "company",
                "datetime": 1790947200,
                "headline": "Synchrony Deepens CareCredit's Veterinary Reach With Vetspire Tie-Up"
              },
              {
                "id": 142588286,
                "url": "https://finnhub.io/api/news?id=63729821ff5c2cabf3e8c11e3a3ea7e7b759773e3fe086fce6d25eb8bf42ec6e",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "Evercore ISI Group  analyst John Pancari   maintains Synchrony Financial (NYSE:SYF) with a Outperform and lowers the price target from $86 to $80.",
                "category": "company",
                "datetime": 1790853977,
                "headline": "Evercore ISI Group Maintains Outperform on Synchrony Financial, Lowers Price Target to $80"
              },
              {
                "id": 142524225,
                "url": "https://finnhub.io/api/news?id=cdab0fb2178a7730d930b3cd9f88d4a776134fe1d0ffcf8ac67cf4b7cd944b8c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (SYF) drew fresh attention after CareCredit, its healthcare financing arm, agreed to embed payment options directly into Vetspire’s AI veterinary platform, linking consumer credit with real time pet care decisions. The recent Vetspire deal lands at a tricky moment for the stock, with the share price down 15.27% year to date and 8.11% over the past month. At the same time, Synchrony Financial’s 3-year total shareholder return of about 162% signals long-run momentum that...",
                "category": "company",
                "datetime": 1790799112,
                "headline": "Synchrony Financial (SYF) Could Be 20% Below Fair Value Following Vetspire Partnership"
              },
              {
                "id": 142523016,
                "url": "https://finnhub.io/api/news?id=62873bb20fae31ae5665a144cc15ffd15c3a303e58dfeb7b28ffc142eb796ece",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "SYF sees trust as key to AI shopping adoption, with fraud protection, transparency and control shaping how far consumers will go.",
                "category": "company",
                "datetime": 1790787840,
                "headline": "How Can Trust Shape Synchrony Financial's AI Shopping Opportunity?"
              },
              {
                "id": 142522227,
                "url": "https://finnhub.io/api/news?id=a86f0029e69979f4205afe03d936b08f63f03007db5de0bb5c4cadb99b590b7e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Recently, CareCredit, part of Synchrony Financial, announced a partnership with Vetspire to embed CareCredit financing into Vetspire’s AI-enabled veterinary practice management platform, while Synchrony also released its 2026 AI in Commerce study with Oxford Economics highlighting consumer priorities around security, transparency, and fraud protection in AI-driven shopping. Together, these moves underline Synchrony’s push to embed financing directly into specialized healthcare workflows and...",
                "category": "company",
                "datetime": 1790784809,
                "headline": "The Bull Case For Synchrony Financial (SYF) Could Change Following New Vetspire Tie-Up And AI Study"
              },
              {
                "id": 142524226,
                "url": "https://finnhub.io/api/news?id=19149c4d637c664f1d47da9a65b2be1c3f612f7a69b7ca602dd9e0766771698d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial is poised to release its third-quarter results next month, and analysts are projecting a double-digit earnings decrease.",
                "category": "company",
                "datetime": 1790781670,
                "headline": "Synchrony Financial's Quarterly Earnings Preview: What You Need to Know"
              },
              {
                "id": 142521140,
                "url": "https://finnhub.io/api/news?id=d40fc545de244d91117177476f6dbccdaed3cfd601163f1fa3ceab4f2c71d724",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "CareCredit, a leading health and wellness financial solution by Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a strategic partnership with Vetspire, a leading cloud-based veterinary practice management software (PMS) provider. Through the integration, CareCredit's flexible financing options will be embedded directly into Vetspire's AI-enabled, cloud-based platform, giving veterinary practices a more modern way to offer real-time payment solutions at the po",
                "category": "company",
                "datetime": 1790776800,
                "headline": "CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions"
              },
              {
                "id": 142513630,
                "url": "https://finnhub.io/api/news?id=caaad8dfcefca3847ba42e95719a073f5e8f13d04f0643c2ef35db8c466b9b56",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a leading consumer financing company, today released findings from its 2026 AI in Commerce study, conducted with Oxford Economics, on how consumers view AI in online shopping and payments as agentic commerce gains ground. In agentic commerce, AI agents can search, compare, and, in some cases, buy on a consumer's behalf.",
                "category": "company",
                "datetime": 1790766000,
                "headline": "Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping"
              },
              {
                "id": 142463314,
                "url": "https://finnhub.io/api/news?id=856beb4c7fd35e61332b3ecbb483af15ab3654f2aa4d5c604b6d7e995fdf1ff0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.",
                "category": "company",
                "datetime": 1790585183,
                "headline": "1 of Wall Street’s Favorite Stocks with Exciting Potential and 2 We Find Risky"
              },
              {
                "id": 142448600,
                "url": "https://finnhub.io/api/news?id=f0ea2b55f0263933f8b6e98964336399029417c7806a98372bac4db5ddeb87ab",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "AI agents are coming for an unexpected part of Americans’ wallets",
                "category": "company",
                "datetime": 1790524980,
                "headline": "Major lender prepares for a surprising shift in how Americans shop"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 8,
            "negative_hits": 0,
            "positive_hits": 2,
            "recomputed_at_score": true,
            "sentiment_score_raw": 0.6,
            "source_article_count": 59,
            "discarded_article_count": 42
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          "sentimentPoints": 4
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      },
      "技術信號": {
        "max": 30,
        "raw": 18.6,
        "grade": "一般",
        "items": {
          "bbPoints": 3,
          "adxPoints": 3,
          "sarPoints": 2.4000000000000004,
          "vcpPoints": 2.1,
          "macdPoints": 3.2,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 2.1,
            "vcp_reason": "波幅收縮(10.1%→6.9%);靠近20日高位;升放量(近10日4日);Ready=N;Confirm=N",
            "vcp_metrics": {
              "up_days": 5,
              "vol_ref": 3202533.3333333335,
              "down_days": 4,
              "vcp_ready": false,
              "above_ma50": false,
              "avg_vol_10": 3823010,
              "avg_vol_20": 3239195,
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              "range_pct_10": 0.06864475828354165,
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              "down_shrink_days": 1,
              "breakout_level_20d": 75.87,
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              "contraction_ratio_10_30": 0.6812668463611881
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": true
          },
          "kdjAdxPoints": 0.5,
          "rsiKdjPoints": 2.4,
          "volumeWeight": 2,
          "maCrossPoints": 0,
          "shortRsiPoints": 0.4,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0,
          "volumePointsTechnical": 1.2
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      },
      "風險管理": {
        "max": 10,
        "grade": "一般",
        "items": {
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              "liquidityPoints": 0.6,
              "volatilityPoints": 1
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          },
          "rrPoints": 1.4,
          "stopLevels": {
            "symbol": "US.SYF",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 69.7352,
            "strength_details": {
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              "volume_score": 2
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            "market_adjustment": 1,
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          "positionPoints": 1.6,
          "stopLossPoints": 1.8,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
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          },
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  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [
    {
      "code": "VIX_MISSING",
      "symbol": "US.SYF",
      "message": "VIX market context is required for market environment scoring",
      "missing": [
        "VIX"
      ],
      "provider": "scoring"
    }
  ],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": false,
    "missingFields": [
      "VIX"
    ],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
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  "technicalIndicators": {
    "adx": 78.57,
    "atr": {
      "atr": 1.9524,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 6,
      "atr_pct": 2.65
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "適中偏強",
      "score": 8,
      "value": 62.38
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "輕微流入",
      "score": 6,
      "value": 0.1096
    },
    "kdj": {
      "d": 65.26,
      "j": 64.52,
      "k": 65.01,
      "rule": "Cursor_18.24 K/D cross",
      "score": 0,
      "signal": "死叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "平衡",
      "score": 6,
      "value": 58.85
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 4,
      "trend": "弱勢",
      "value": 3924900,
      "recentSlope": -243390,
      "previousSlope": 1001480
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    "rsi": 56.65,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 8,
      "trend": "上升",
      "value": 73.5589,
      "position": "SAR喺價下",
      "distancePct": 0.11,
      "previousTrend": "上升"
    },
    "ma50": 75.4422,
    "macd": {
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      "trend": "看漲",
      "signal": -0.4919327593663023,
      "histogram": 0.3505507233851499
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    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 10,
      "value": 72.902,
      "position": "連續5日>VWAP",
      "consecutiveAbove": 7
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "有量",
      "ratio": 1.15,
      "score": 6,
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    "derived": {
      "ma20": 72.8535,
      "ma50": 75.4422,
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      "avgVolume10": 3910780,
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      "avgVolumeForScore": 3305200
    },
    "ma_cross": {
      "ma20": 72.8535,
      "ma50": 75.4422,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "熊勢",
      "score": 0,
      "prevMa20": 72.8185,
      "prevMa50": 75.571,
      "spreadPct": 3.43,
      "isVolumeBreakout": false
    },
    "bollinger": {
      "lower": 70.551,
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      "position": "上半部"
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    "rsi_short": 45.98,
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      "trend": "中性",
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    "volume_ratio": {
      "ratio": 1.15
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}

Raw metrics JSON

{
  "close": 73.64,
  "volume": 3787600,
  "changePercent": -1.93
}

Scores are derived from cached daily market data using the Cursor_18.25 standard. Solorank.ai provides research support only and does not provide financial advice or buy/sell recommendations.