US.WTW · Willis Towers Watson

{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.4,
      "details": {
        "atrPct": 2.315992781069253,
        "turnoverUsdM": 135.48622663458002,
        "liquidityPoints": 0.4,
        "volatilityPoints": 1
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.WTW",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 308.7158,
      "strength_details": {
        "ma_score": 1.5,
        "atr_score": 2,
        "rsi_score": 2.5,
        "macd_score": 1,
        "volume_score": 1
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1.1,
      "stop_loss_percent": 4.6,
      "take_profit_price": 339.8955,
      "target_multiplier": 1.9,
      "technical_strength": 1.55,
      "take_profit_percent": 5
    },
    "positionPoints": 1.4,
    "stopLossPoints": 2.4,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2,
    "stopLossPercent": 4.631985562138506,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 46.6,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 45.6,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 1
  },
  "market": {
    "ma20": 333.896,
    "ma50": 320.845,
    "close": 323.71,
    "prevClose": 315.61,
    "avgVolume20": 431812,
    "volumeRatio": 0.97,
    "changePercent": 2.57
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 1,
    "details": {
      "ret_5d": -0.0329509479880189,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 1,
      "vcp_bonus": 0,
      "vol_ratio": 0.9356134527042886,
      "ret_points": 0,
      "vol_points": 0,
      "range_ratio": 1.0504778991202548,
      "volat_points": 0,
      "day_range_pct": 0.021037318001832526,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 46.6,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 4.1,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 82,
        "contribution": 4.1
      },
      {
        "raw": 6,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 30,
        "contribution": 6
      },
      {
        "raw": 8,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 53.33,
        "contribution": 8
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 7.2,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 72,
        "contribution": 7.2
      },
      {
        "raw": 14.3,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 47.67,
        "contribution": 14.3
      },
      {
        "raw": 4,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 40,
        "contribution": 4
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "避免",
    "result": 45.6,
    "details": [
      "基本面分析總分: 4.1/5分",
      "資金流分析總分: 6/20分",
      "市場環境分析總分: 8/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 7.2/10分",
      "技術信號分析總分: 14.3/30分",
      "情緒分析: 4/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 4.1,
      "資金流": 6,
      "市場環境": 8,
      "情緒分析": 4,
      "技術信號": 14.3,
      "風險管理": 7.2
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "優秀",
        "items": {
          "pbPoints": 0.2,
          "pePoints": 0.5,
          "epsPoints": 0.6,
          "roePoints": 0.6,
          "debtPoints": 0.5,
          "marginPoints": 0.4,
          "turnoverUsdM": 135.48622663458002,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.3,
          "marketCapPoints": 0.5
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 0.8,
          "obvPoints": 1.6,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.WTW",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "較差",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred",
              "vixClose": 15.84
            }
          },
          "trend": {
            "score": 1.7999999999999998,
            "details": {
              "qqq": {
                "ma20": 714.57349835,
                "ma50": 710.3379992999998,
                "name": "QQQ",
                "close": 709.17999,
                "points": 0.4
              },
              "spy": {
                "ma20": 766.10599295,
                "ma50": 758.9384004200002,
                "name": "SPY",
                "close": 760.88,
                "points": 1.4
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 2.315992781069253,
          "atrPoints": 3,
          "cciPoints": 0.8,
          "vixPoints": 2.4,
          "marketTrendPoints": 1.7999999999999998
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 4,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "negativeHits": 0,
              "positiveHits": 2,
              "sentimentScoreRaw": 0.6
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 142062138,
                "url": "https://finnhub.io/api/news?id=911a2147e3930babda2e4a8f58c974b72aad9a0b5009c3a09fc9e822b8fd0dcd",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Was it legal for the WTW employees to leave en masse — or for their competitor, Lockton, to recruit them?",
                "category": "company",
                "datetime": 1789053900,
                "headline": "18 WTW agents quit in 44 minutes, walked next door to competitor Lockton — and allegedly took $5 million in clients"
              },
              {
                "id": 142060986,
                "url": "https://finnhub.io/api/news?id=38bc27125eea95d6e9bf1bc93ecb54caa31c8d7e1c5d5557fe589fbb6a0f57e9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "NEW YORK, Sept. 10, 2026 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory, broking, and solutions company, today announced a strategic partnership with Lyzr, an enterprise agentic AI platform, designed to help organizations move effectively from workforce transformation planning to AI-enabled execution. As organizations reach beyond AI experimentation, many are seeking clearer pathways to redesign work, equip employees with new skills and realize tangible value from AI investment",
                "category": "company",
                "datetime": 1789041600,
                "headline": "WTW and Lyzr partner to help organizations accelerate workforce transformation through agentic AI"
              },
              {
                "id": 141377002,
                "url": "https://finnhub.io/api/news?id=4311e907212173383c5e4429b2f90c5a729de55ed6db2576b4f1d971fd1d7506",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "LONDON, Sept. 02, 2026 (GLOBE NEWSWIRE) -- Leading global advisory, broking and solutions company, WTW, (NASDAQ: WTW), has become the official insurance partner of the Barclays WSL and WSL2 in a new multi-year partnership. The partnership unites two organisations with a shared ambition to support people and build a stronger future. WTW’s expertise in helping people and organisations understand risk, build resilience, make informed decisions and create conditions for stronger performance is a nat",
                "category": "company",
                "datetime": 1788343200,
                "headline": "WTW and WSL Football join forces to support the growth of the women’s game"
              },
              {
                "id": 141381748,
                "url": "https://finnhub.io/api/news?id=dedf832cf2cc08ebed73c0cc82cffa4f9e935d604b0cb0419e799c1f04cd4f36",
                "image": "",
                "source": "Benzinga",
                "related": "WTW",
                "summary": "Leading global advisory, broking and solutions company, WTW, (NASDAQ:WTW), has become the official insurance partner of the Barclays WSL and WSL2 in a new multi-year partnership.The partnership unites two organisations",
                "category": "company",
                "datetime": 1788327291,
                "headline": "WTW Becomes Official Insurance Partner For England’s Top Women’s Soccer Leagues"
              },
              {
                "id": 141364563,
                "url": "https://finnhub.io/api/news?id=d44a8db5c8c1ef4fdfc341c977b74aa73e1d9bba20dc4a09b4f7421081b4a3ab",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "LONDON, Aug. 27, 2026 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory, broking and solutions company, announced that its Board of Directors approved a regular quarterly cash dividend of $0.96 per common share for the quarter ended June 30, 2026. The dividend is payable on or about October 15, 2026 to shareholders of record at the close of business on September 30, 2026. About WTW At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and",
                "category": "company",
                "datetime": 1787864400,
                "headline": "WTW Announces Regular Quarterly Dividend"
              },
              {
                "id": 141364565,
                "url": "https://finnhub.io/api/news?id=c18280ee328dd69b30bdfa559b683305fe07db5419bbd2edb90bf178f3c77c87",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Willis Towers Watson (WTW) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1787677204,
                "headline": "Willis Towers Watson (WTW) Upgraded to Buy: Here's What You Should Know"
              },
              {
                "id": 141278445,
                "url": "https://finnhub.io/api/news?id=8be734ae84f9970074df678f9bd94a6a41e2096136901aa41fc332e7baf2b03b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Aon expects U.S. employer health-care costs to rise 9.5% in 2027, intensifying pressure on benefits budgets and demand for cost-management services.",
                "category": "company",
                "datetime": 1787323620,
                "headline": "AON Sees No Relief From Health-Cost Inflation: WTW, UNH & CNC in Focus"
              },
              {
                "id": 141283130,
                "url": "https://finnhub.io/api/news?id=faa8c972869ae67eda64a753f7acaacd61d2824fdbbaeacd97a78fcb9fe5cc2e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Willis Towers Watson (WTW) recently appointed Jayne Bok as Head of Hong Kong and Macau, while she continues as Head of Investments, Asia. This leadership change gives investors fresh context for thinking about the stock. See our latest analysis for Willis Towers Watson. Against this leadership backdrop, Willis Towers Watson’s short term momentum has cooled, with a 7 day share price return of 4.23%. However, the 90 day share price return of 29.07% and 3 year total shareholder return of 69.89%...",
                "category": "company",
                "datetime": 1787117704,
                "headline": "Willis Towers Watson (WTW) Could Be 13% Below Fair Value After Leadership Change"
              }
            ],
            "raw_source": [
              {
                "id": 142062138,
                "url": "https://finnhub.io/api/news?id=911a2147e3930babda2e4a8f58c974b72aad9a0b5009c3a09fc9e822b8fd0dcd",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Was it legal for the WTW employees to leave en masse — or for their competitor, Lockton, to recruit them?",
                "category": "company",
                "datetime": 1789053900,
                "headline": "18 WTW agents quit in 44 minutes, walked next door to competitor Lockton — and allegedly took $5 million in clients"
              },
              {
                "id": 142060987,
                "url": "https://finnhub.io/api/news?id=12efaf0210061c318a8cc15d86d2460dfb3ab8651d86b3a2be63273e40887aeb",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Commercial Lines Insurance Pricing Survey: Q2 2026NEW YORK, Sept. 10, 2026 (GLOBE NEWSWIRE) -- U.S. commercial insurance prices grew again in the second quarter of 2026, with an aggregate price increase of 0.5%, according to WTW’s latest Commercial Lines Insurance Pricing Survey (CLIPS). The survey compares premiums for policies underwritten during the quarter with those for the same coverage in the prior year. The aggregate price increase of 0.5% in the second quarter marks a continued moderati",
                "category": "company",
                "datetime": 1789042500,
                "headline": "U.S. commercial insurance prices showed an aggregate increase of 0.5%"
              },
              {
                "id": 142060986,
                "url": "https://finnhub.io/api/news?id=38bc27125eea95d6e9bf1bc93ecb54caa31c8d7e1c5d5557fe589fbb6a0f57e9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "NEW YORK, Sept. 10, 2026 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory, broking, and solutions company, today announced a strategic partnership with Lyzr, an enterprise agentic AI platform, designed to help organizations move effectively from workforce transformation planning to AI-enabled execution. As organizations reach beyond AI experimentation, many are seeking clearer pathways to redesign work, equip employees with new skills and realize tangible value from AI investment",
                "category": "company",
                "datetime": 1789041600,
                "headline": "WTW and Lyzr partner to help organizations accelerate workforce transformation through agentic AI"
              },
              {
                "id": 141951195,
                "url": "https://finnhub.io/api/news?id=a7ab4b35d2bbdb6b4fc50551561b3167744ee665ba01b36550071c3eec0f161b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "NEW YORK, Sept. 08, 2026 (GLOBE NEWSWIRE) -- The world’s top 300 pension funds grew total assets under management (AUM) by 13.4% in 2025, the fastest annual growth since 2017, to a record $ 27.7 trillion. This is according to the Global Top 300 Pension Funds report by the Thinking Ahead Institute. The research highlights high-level trends in the pension fund industry and provides information on the changing composition of the top 300 list of pension funds globally, including the characteristics",
                "category": "company",
                "datetime": 1788868800,
                "headline": "Top pension funds grow at fastest rate since 2017"
              },
              {
                "id": 141687111,
                "url": "https://finnhub.io/api/news?id=622ed305e60b54c38beb439659862058632a5653e95bd6104bf2f88ebf64e334",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "SINGAPORE, Sept. 07, 2026 (GLOBE NEWSWIRE) -- Willis, a WTW business (NASDAQ: WTW), today announced the appointment of Trevor Madden as Head of Captive and Insurance Management Solutions, Asia Pacific, effective 1 November 2026. Based in Singapore, Trevor will lead Willis’ Captive and Insurance Management Solutions business across the region. He succeeds Joyce Chua, who is leaving the company to pursue personal priorities. Peter Carter, Global Head of Captive and Insurance Management Solutions s",
                "category": "company",
                "datetime": 1788750000,
                "headline": "Willis appoints Trevor Madden as Head of Captive and Insurance Management Solutions, Asia Pacific"
              },
              {
                "id": 141398309,
                "url": "https://finnhub.io/api/news?id=6df77c7cadf24c8241b9aa78c1b9c5029ff5f15fa819d47a3e82ce2bfdfb921c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "WTW, AJG and AON are finding new growth drivers as insurance pricing fades, with organic growth fueled by volume, retention and share gains.",
                "category": "company",
                "datetime": 1788443400,
                "headline": "The Zacks Analyst Blog Highlights Willis Towers Watson, Arthur J. Gallagher and Aon"
              },
              {
                "id": 141380004,
                "url": "https://finnhub.io/api/news?id=d8dfa27a50167b4c66cd05e7a706a8be9b7803f03f9537d7f77f9829b31d7205",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Organic growth for brokerage stocks like WTW, AJG and AON remains resilient as softer insurance pricing shifts the focus to underlying business activity.",
                "category": "company",
                "datetime": 1788366840,
                "headline": "3 Insurance Brokerage Stocks Find New Growth Drivers as Rates Fade"
              },
              {
                "id": 141377002,
                "url": "https://finnhub.io/api/news?id=4311e907212173383c5e4429b2f90c5a729de55ed6db2576b4f1d971fd1d7506",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "LONDON, Sept. 02, 2026 (GLOBE NEWSWIRE) -- Leading global advisory, broking and solutions company, WTW, (NASDAQ: WTW), has become the official insurance partner of the Barclays WSL and WSL2 in a new multi-year partnership. The partnership unites two organisations with a shared ambition to support people and build a stronger future. WTW’s expertise in helping people and organisations understand risk, build resilience, make informed decisions and create conditions for stronger performance is a nat",
                "category": "company",
                "datetime": 1788343200,
                "headline": "WTW and WSL Football join forces to support the growth of the women’s game"
              },
              {
                "id": 141381748,
                "url": "https://finnhub.io/api/news?id=dedf832cf2cc08ebed73c0cc82cffa4f9e935d604b0cb0419e799c1f04cd4f36",
                "image": "",
                "source": "Benzinga",
                "related": "WTW",
                "summary": "Leading global advisory, broking and solutions company, WTW, (NASDAQ:WTW), has become the official insurance partner of the Barclays WSL and WSL2 in a new multi-year partnership.The partnership unites two organisations",
                "category": "company",
                "datetime": 1788327291,
                "headline": "WTW Becomes Official Insurance Partner For England’s Top Women’s Soccer Leagues"
              },
              {
                "id": 141370103,
                "url": "https://finnhub.io/api/news?id=52986ff74218686c0997ba3af4ee9acc63af1855434855587648a5f5dec51bd9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Aon's $17B USI acquisition expands its middle-market reach and specialty capabilities, but adds debt and puts execution under pressure.",
                "category": "company",
                "datetime": 1788290880,
                "headline": "Aon's $17 Billion USI Deal: A Costly Bet on Middle-Market Growth"
              },
              {
                "id": 141364563,
                "url": "https://finnhub.io/api/news?id=d44a8db5c8c1ef4fdfc341c977b74aa73e1d9bba20dc4a09b4f7421081b4a3ab",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "LONDON, Aug. 27, 2026 (GLOBE NEWSWIRE) -- WTW (NASDAQ: WTW), a leading global advisory, broking and solutions company, announced that its Board of Directors approved a regular quarterly cash dividend of $0.96 per common share for the quarter ended June 30, 2026. The dividend is payable on or about October 15, 2026 to shareholders of record at the close of business on September 30, 2026. About WTW At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and",
                "category": "company",
                "datetime": 1787864400,
                "headline": "WTW Announces Regular Quarterly Dividend"
              },
              {
                "id": 141364564,
                "url": "https://finnhub.io/api/news?id=b69fab8a36643e4c06b07bdbaba6ed112e680e1bb74c4f21eef2818874795083",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Even though Willis Towers Watson has lagged behind the broader market over the past year, Wall Street analysts remain moderately optimistic about the stock’s prospects.",
                "category": "company",
                "datetime": 1787837679,
                "headline": "Willis Towers Watson Stock: Is Wall Street Bullish or Bearish?"
              },
              {
                "id": 141364565,
                "url": "https://finnhub.io/api/news?id=c18280ee328dd69b30bdfa559b683305fe07db5419bbd2edb90bf178f3c77c87",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Willis Towers Watson (WTW) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1787677204,
                "headline": "Willis Towers Watson (WTW) Upgraded to Buy: Here's What You Should Know"
              },
              {
                "id": 141363347,
                "url": "https://finnhub.io/api/news?id=6705f68471e225fdd612ee2689133451e723a07650c9ad31cb0080e314eb66c8",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Arthur J. Gallagher's durable organic growth, margin expansion and AssuredPartners integration support its outlook as insurance pricing moderates.",
                "category": "company",
                "datetime": 1787585700,
                "headline": "AJG's Organic Growth Resilience Supports Long-Term Expansion"
              },
              {
                "id": 141278445,
                "url": "https://finnhub.io/api/news?id=8be734ae84f9970074df678f9bd94a6a41e2096136901aa41fc332e7baf2b03b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Aon expects U.S. employer health-care costs to rise 9.5% in 2027, intensifying pressure on benefits budgets and demand for cost-management services.",
                "category": "company",
                "datetime": 1787323620,
                "headline": "AON Sees No Relief From Health-Cost Inflation: WTW, UNH & CNC in Focus"
              },
              {
                "id": 141265861,
                "url": "https://finnhub.io/api/news?id=4aa13ddf40858302ccd113a5ea4c867c74dbf80f546fd00dec4e7168d7803609",
                "image": "",
                "source": "Benzinga",
                "related": "WTW",
                "summary": "TD Cowen  analyst Andrew Kligerman   maintains Willis Towers Watson (NASDAQ:WTW) with a Buy and raises the price target from $391 to $455.",
                "category": "company",
                "datetime": 1787221034,
                "headline": "TD Cowen Maintains Buy on Willis Towers Watson, Raises Price Target to $455"
              },
              {
                "id": 141256069,
                "url": "https://finnhub.io/api/news?id=741ebbb77de4685be38880be6447a3853db35fe82df63f0f2983c29967392cc4",
                "image": "",
                "source": "Benzinga",
                "related": "WTW",
                "summary": "Morgan Stanley  analyst Vincent Sinisi   maintains Willis Towers Watson (NASDAQ:WTW) with a Equal-Weight and raises the price target from $315 to $350.",
                "category": "company",
                "datetime": 1787128093,
                "headline": "Morgan Stanley Maintains Equal-Weight on Willis Towers Watson, Raises Price Target to $350"
              },
              {
                "id": 141283130,
                "url": "https://finnhub.io/api/news?id=faa8c972869ae67eda64a753f7acaacd61d2824fdbbaeacd97a78fcb9fe5cc2e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Willis Towers Watson (WTW) recently appointed Jayne Bok as Head of Hong Kong and Macau, while she continues as Head of Investments, Asia. This leadership change gives investors fresh context for thinking about the stock. See our latest analysis for Willis Towers Watson. Against this leadership backdrop, Willis Towers Watson’s short term momentum has cooled, with a 7 day share price return of 4.23%. However, the 90 day share price return of 29.07% and 3 year total shareholder return of 69.89%...",
                "category": "company",
                "datetime": 1787117704,
                "headline": "Willis Towers Watson (WTW) Could Be 13% Below Fair Value After Leadership Change"
              },
              {
                "id": 141246630,
                "url": "https://finnhub.io/api/news?id=7a0923142f4e79f7c0843e127d5fe066087883fcfd22c32fedcef46c9704915e",
                "image": "https://cdn.benzinga.com/files/images/story/2026/08/18/Tech-Stocks-Now-Valued-270-Higher-Than-A.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "WTW",
                "summary": "Value investor Seth Klarman reveals his latest stock picks in a second quarter filing for hedge fund Baupost Group.",
                "category": "company",
                "datetime": 1787053961,
                "headline": "Warren Buffett Disciple Seth Klarman Bets on Cruise Lines, Auto Parts, Amazon and Bill Ackman in Q2"
              },
              {
                "id": 141242335,
                "url": "https://finnhub.io/api/news?id=adf36bd6d8d33f0eda81a3ffe443bb9cac2a47726dfa0107317ec0ca23d0c555",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/166689266/image_166689266.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "WTW",
                "summary": "Baupost’s Q2 2026 13F: AMZN becomes top holding as stakes rise in GOOGL and others, with major sells too.",
                "category": "company",
                "datetime": 1786996813,
                "headline": "Tracking Seth Klarman's Baupost Group Holdings - Q2 2026 Update"
              },
              {
                "id": 141258971,
                "url": "https://finnhub.io/api/news?id=49155c9f57fd7388e2e5ecc62ca7b7fbdd17d84f6f962214ea18e5c005e41747",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "The Foreign Assets of Small Taxpayers–Disclosure Scheme was launched during the 2026–27 Union Budget.",
                "category": "company",
                "datetime": 1786980805,
                "headline": "India launches limited tax amnesty for small foreign asset disclosures"
              },
              {
                "id": 141283132,
                "url": "https://finnhub.io/api/news?id=b21aab4e0fa78a7d61c2d2faf6dbaee08c419b658675b8c34667cddac98b1bba",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "WTW",
                "summary": "Retail investors who spotted Seth Klarman buying Vaxcyte in May were already two months behind a trade Baupost had quietly begun unwinding. Understanding exactly what got lost in that gap changes how you should read every 13F going forward.",
                "category": "company",
                "datetime": 1786913131,
                "headline": "If You Followed Seth Klarman Into Vaxcyte in May, He Was Already Long Gone"
              },
              {
                "id": 141229320,
                "url": "https://finnhub.io/api/news?id=93027a97ac14f08c4184245fba58e04f3d93f5f9bcacb02691510d1f8eb897d7",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1312023680/image_1312023680.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "WTW",
                "summary": "Willis Towers Watson's Propel AI initiative targets a 30% operating margin by 2028, but execution risks remain. Read why WTW stock is a Hold.",
                "category": "company",
                "datetime": 1786837200,
                "headline": "Willis Towers Watson: Newfound AI Optimism Reflected In Shares (Rating Downgrade)"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 8,
            "negative_hits": 0,
            "positive_hits": 2,
            "recomputed_at_score": true,
            "sentiment_score_raw": 0.6,
            "source_article_count": 23,
            "discarded_article_count": 15
          },
          "sentimentPoints": 4
        }
      },
      "技術信號": {
        "max": 30,
        "raw": 14.3,
        "grade": "較差",
        "items": {
          "bbPoints": 2.4,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 1.8,
          "macdPoints": 0.8,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 1.8,
            "vcp_reason": "量縮(v10/v30=0.8)；跌縮量(近10日3日)；站上MA50；Ready=N；Confirm=N",
            "vcp_metrics": {
              "up_days": 4,
              "vol_ref": 492433.3333333333,
              "down_days": 5,
              "vcp_ready": false,
              "above_ma50": true,
              "avg_vol_10": 394490,
              "avg_vol_20": 447345,
              "avg_vol_30": 492433.3333333333,
              "range_pct_10": 0.10595900979144937,
              "range_pct_20": 0.12366006992864208,
              "range_pct_30": 0.12366006992864208,
              "up_expand_ok": false,
              "lookback_used": 59,
              "near_20d_high": false,
              "contraction_ok": false,
              "down_shrink_ok": true,
              "up_expand_days": 0,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 0.8011033642455831,
              "dist_to_20d_high": 0.07908742058298714,
              "down_shrink_days": 3,
              "breakout_level_20d": 351.51001,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.8568571071696216
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.7,
          "rsiKdjPoints": 1.6,
          "volumeWeight": 2,
          "maCrossPoints": 1.6,
          "shortRsiPoints": 0,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0,
          "volumePointsTechnical": 0.8
        }
      },
      "風險管理": {
        "max": 10,
        "grade": "良好",
        "items": {
          "position": {
            "score": 1.4,
            "details": {
              "atrPct": 2.315992781069253,
              "turnoverUsdM": 135.48622663458002,
              "liquidityPoints": 0.4,
              "volatilityPoints": 1
            }
          },
          "rrPoints": 1.4,
          "stopLevels": {
            "symbol": "US.WTW",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 308.7158,
            "strength_details": {
              "ma_score": 1.5,
              "atr_score": 2,
              "rsi_score": 2.5,
              "macd_score": 1,
              "volume_score": 1
            },
            "market_adjustment": 1,
            "risk_reward_ratio": 1.1,
            "stop_loss_percent": 4.6,
            "take_profit_price": 339.8955,
            "target_multiplier": 1.9,
            "technical_strength": 1.55,
            "take_profit_percent": 5
          },
          "positionPoints": 1.4,
          "stopLossPoints": 2.4,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
            }
          },
          "riskRewardRatio": 1.2,
          "stopLossPercent": 4.631985562138506,
          "diversificationPoints": 2
        }
      }
    }
  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": true,
    "missingFields": [],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 85.71,
    "atr": {
      "atr": 7.4971,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 6,
      "atr_pct": 2.32
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "超買或超賣風險",
      "score": 2,
      "value": -91.04
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.2234
    },
    "kdj": {
      "d": 19.79,
      "j": 23.03,
      "k": 20.87,
      "rule": "Cursor_18.24 K/D cross",
      "score": 4,
      "signal": "金叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "超賣或超買風險",
      "score": 2,
      "value": 23.55
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 4,
      "trend": "弱勢",
      "value": -1920858,
      "recentSlope": -8895.8,
      "previousSlope": 56920
    },
    "rsi": 30.83,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 345.7711,
      "position": "SAR喺價上",
      "distancePct": 6.82,
      "previousTrend": "下降"
    },
    "ma50": 320.845,
    "macd": {
      "macd": -0.8375553553754571,
      "trend": "看跌",
      "signal": 3.158634491484593,
      "histogram": -3.9961898468600503
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 334.6005,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "無力",
      "ratio": 0.97,
      "score": 4,
      "avgVolume": 431812,
      "currentVolume": 418542
    },
    "derived": {
      "ma20": 333.896,
      "ma50": 320.845,
      "prevClose": 315.61,
      "avgVolume10": 405204,
      "avgVolume20": 431812,
      "changePercent": 2.57,
      "avgVolumeForScore": 431812
    },
    "ma_cross": {
      "ma20": 333.896,
      "ma50": 320.845,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "多頭",
      "score": 4,
      "prevMa20": 334.29,
      "prevMa50": 320.0952,
      "spreadPct": 4.07,
      "isVolumeBreakout": false
    },
    "bollinger": {
      "lower": 312.6936,
      "upper": 355.0984,
      "position": "中間"
    },
    "rsi_short": 26.06,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 0.97
    }
  }
}

{
  "close": 323.71,
  "volume": 418542,
  "changePercent": 2.57
}