US.SYF · Synchrony Financial

{
  "risk": {
    "level": "Elevated",
    "reason": "risk management score >= 5/10",
    "position": {
      "score": 1.3,
      "details": {
        "atrPct": 4.2188905547226385,
        "turnoverUsdM": 431.899842,
        "liquidityPoints": 0.6,
        "volatilityPoints": 0.7
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.SYF",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 67.1792,
      "strength_details": {
        "ma_score": 1,
        "atr_score": 1,
        "rsi_score": 2.5,
        "macd_score": 1,
        "volume_score": 2
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1,
      "stop_loss_percent": 8.4,
      "take_profit_price": 79.2513,
      "target_multiplier": 1.9,
      "technical_strength": 1.5,
      "take_profit_percent": 8
    },
    "positionPoints": 1.3,
    "stopLossPoints": 1.2,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2,
    "stopLossPercent": 8.437781109445277,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 49.1,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 44.1,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 5
  },
  "market": {
    "ma20": 80.198,
    "ma50": 80.264,
    "close": 73.37,
    "prevClose": 73.42,
    "avgVolume20": 4955925,
    "volumeRatio": 1.19,
    "changePercent": -0.07
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred+database-backfill-market-proxy"
  },
  "barCount": 152,
  "momentum": {
    "max": 50,
    "result": 5,
    "details": {
      "ret_5d": -0.06056335622441367,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 5,
      "vcp_bonus": 0,
      "vol_ratio": 1.2472838955532695,
      "ret_points": 0,
      "vol_points": 4,
      "range_ratio": 0.6037846082429016,
      "volat_points": 0,
      "day_range_pct": 0.01649175412293864,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 49.1,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 4,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 80,
        "contribution": 4
      },
      {
        "raw": 8.4,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 42,
        "contribution": 8.4
      },
      {
        "raw": 9.2,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 61.33,
        "contribution": 9.2
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 5.9,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 59,
        "contribution": 5.9
      },
      {
        "raw": 11.6,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 38.67,
        "contribution": 11.6
      },
      {
        "raw": 3,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 30,
        "contribution": 3
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "避免",
    "result": 44.1,
    "details": [
      "基本面分析總分: 4/5分",
      "資金流分析總分: 8.4/20分",
      "市場環境分析總分: 9.2/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 5.9/10分",
      "技術信號分析總分: 11.6/30分",
      "情緒分析: 3/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 4,
      "資金流": 8.4,
      "市場環境": 9.2,
      "情緒分析": 3,
      "技術信號": 11.6,
      "風險管理": 5.9
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 5,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "良好",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.3,
          "epsPoints": 0,
          "roePoints": 0.75,
          "debtPoints": 0.5,
          "marginPoints": 0.6,
          "turnoverUsdM": 431.899842,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.3,
          "marketCapPoints": 0.5
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 0.8,
          "obvPoints": 4,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.SYF",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "一般",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred+database-backfill-market-proxy",
              "vixClose": 16.88
            }
          },
          "trend": {
            "score": 4,
            "details": {
              "qqq": {
                "ma20": 122.61478269900859,
                "ma50": 120.33679393046637,
                "name": "QQQ",
                "close": 123.60451782236825,
                "points": 2
              },
              "spy": {
                "ma20": 113.55381417366178,
                "ma50": 111.1755451350621,
                "name": "SPY",
                "close": 114.16020903227539,
                "points": 2
              },
              "source": "twelvedata+fred+database-backfill-market-proxy"
            }
          },
          "atrPct": 4.2188905547226385,
          "atrPoints": 2,
          "cciPoints": 0.8,
          "vixPoints": 2.4,
          "marketTrendPoints": 4
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 3,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 5,
              "negativeHits": 1,
              "positiveHits": 2,
              "sentimentScoreRaw": 0.5
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 140661692,
                "url": "https://finnhub.io/api/news?id=88e89965e36687b6f7b833500e6bec240d1bdf69e13dff57ef48cf3cccc5e855",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Over the past six months, Synchrony Financial’s shares (currently trading at $74.51) have posted a disappointing 11% loss, well below the S&P 500’s 10.9% gain. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.",
                "category": "company",
                "datetime": 1781774248,
                "headline": "Synchrony Financial (SYF): Buy, Sell, or Hold Post Q1 Earnings?"
              },
              {
                "id": 140583938,
                "url": "https://finnhub.io/api/news?id=4c8f98d87c1fd7d13bc7a4708e52f3a7fcfe292b54c73182bd7ece6e9c68866f",
                "image": "https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Synchrony Financial (SYF) Morgan Stanley US Financials Conference 2026 June 9, 2026 7:30 AM EDTCompany ParticipantsBrian Wenzel - Executive VP &...",
                "category": "company",
                "datetime": 1781016142,
                "headline": "Synchrony Financial (SYF) Presents at Morgan Stanley US Financials Conference 2026 Transcript"
              },
              {
                "id": 140570802,
                "url": "https://finnhub.io/api/news?id=2bf2a12843a318ca1a18f3443463e6e2dec5998ca26f8a96f62938855933597c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) is one of the Best Blue Chip Stocks Under $100 to Buy Now. On May 21, Loop Capital initiated coverage of the company’s stock with a “Hold” rating and a price objective of $81. The firm expects a stable-to-improving trajectory in the broader financials space. Moreover, the company’s loan growth did not […]",
                "category": "company",
                "datetime": 1780935410,
                "headline": "Loop Capital Initiates Coverage of Synchrony Financial (SYF) Stock"
              },
              {
                "id": 140418525,
                "url": "https://finnhub.io/api/news?id=a3bd0c68fa62d761020e203157f5ec05126466edbb344e5b282d1511bdc1f470",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "In the first quarter of 2026, Synchrony Financial reported adjusted earnings per share in line with expectations, supported by higher net interest margin and strong purchase volume growth, while also authorizing a new US$6.50 billion share repurchase program and a 13% dividend increase beginning in the third quarter of 2026. At the same time, the company issued 2026 guidance for mid-single-digit growth in period-end loan receivables and earnings per share of US$9.10 to US$9.50, even as...",
                "category": "company",
                "datetime": 1779779387,
                "headline": "Synchrony’s Massive Buyback And Dividend Hike Could Be A Game Changer For Synchrony Financial (SYF)"
              },
              {
                "id": 140394670,
                "url": "https://finnhub.io/api/news?id=eac3265d4266bc485ab5e225bbe671e3c75ce31efde2d917cd55dc98055dfd0f",
                "image": "",
                "source": "Fintel",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1779494552,
                "headline": "Loop Capital Initiates Coverage of Synchrony Financial (SYF) with Hold Recommendation"
              }
            ],
            "raw_source": [
              {
                "id": 140661692,
                "url": "https://finnhub.io/api/news?id=88e89965e36687b6f7b833500e6bec240d1bdf69e13dff57ef48cf3cccc5e855",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Over the past six months, Synchrony Financial’s shares (currently trading at $74.51) have posted a disappointing 11% loss, well below the S&P 500’s 10.9% gain. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.",
                "category": "company",
                "datetime": 1781774248,
                "headline": "Synchrony Financial (SYF): Buy, Sell, or Hold Post Q1 Earnings?"
              },
              {
                "id": 140656882,
                "url": "https://finnhub.io/api/news?id=a34945dbef97b581a302f21bd09ca70329d6e73d7931376ec0ba6bd56bcb7749",
                "image": "https://www.chartmill.com/images/uploads/CM_Aftermarket_Movers_Small_free_e077945a19.webp",
                "source": "ChartMill",
                "related": "SYF",
                "summary": "Discover the top S&P500 movers in Wednesday's after-hours session and stay informed about the post-market dynamics.",
                "category": "company",
                "datetime": 1781730300,
                "headline": "What's going on in today's after hours session: S&P500 movers"
              },
              {
                "id": 140655086,
                "url": "https://finnhub.io/api/news?id=3ba8ea02a76ec791216cc72ac3fd394bd6fc3f4297d9a9a75b0809f40c22880e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial has underperformed the S&P 500 over the past year, but analysts are cautiously optimistic about the stock’s prospects.",
                "category": "company",
                "datetime": 1781694870,
                "headline": "Is Synchrony Financial Stock Underperforming the S&P 500?"
              },
              {
                "id": 140631908,
                "url": "https://finnhub.io/api/news?id=46453c36afae123bab772e5dae5efebd94d0110055ce65d22be440bb1bb234d4",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Stocks rallied on optimism surrounding a potential U.S.-Iran peace deal and SpaceX's historic IPO debut, reinforcing investor confidence and market momentum",
                "category": "company",
                "datetime": 1781348400,
                "headline": "MarketBeat Week in Review – 06/08 - 06/12"
              },
              {
                "id": 140613301,
                "url": "https://finnhub.io/api/news?id=9cf420fac4f1512073a6e078208ea31aa46ddbb0ebba7212437e130daf80abf0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) has been ranked the No. 1 Best Workplace in New York by Great Place To Work and Fortune magazine. This recognition follows the company’s earlier ranking as the top company to work for in the U.S. The awards highlight Synchrony’s focus on trust, flexibility, and culture in a competitive financial services sector. For investors watching Synchrony Financial, this recognition arrives with the stock trading at around $69.56. Over the past 3 years the stock is up...",
                "category": "company",
                "datetime": 1781208744,
                "headline": "Synchrony’s Top Workplace Honors And What They May Mean For Investors"
              },
              {
                "id": 140606145,
                "url": "https://finnhub.io/api/news?id=3e6c4795f882233429abf512f38ed75e7216b72e1ed323cda4b6c51d30b4e3e0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial stock benefits from improving credit trends, strong earnings, and shareholder returns, though risks remain tied to economic cycles.",
                "category": "company",
                "datetime": 1781095200,
                "headline": "Synchrony’s Comeback Is Hiding in Plain Sight"
              },
              {
                "id": 140583938,
                "url": "https://finnhub.io/api/news?id=4c8f98d87c1fd7d13bc7a4708e52f3a7fcfe292b54c73182bd7ece6e9c68866f",
                "image": "https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Synchrony Financial (SYF) Morgan Stanley US Financials Conference 2026 June 9, 2026 7:30 AM EDTCompany ParticipantsBrian Wenzel - Executive VP &...",
                "category": "company",
                "datetime": 1781016142,
                "headline": "Synchrony Financial (SYF) Presents at Morgan Stanley US Financials Conference 2026 Transcript"
              },
              {
                "id": 140580125,
                "url": "https://finnhub.io/api/news?id=7c7033611fad4c373a67df2e455de3355e5f78279be0254463640ce13a912f53",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.",
                "category": "company",
                "datetime": 1781008694,
                "headline": "3 of Wall Street’s Favorite Stocks on Our Watchlist"
              },
              {
                "id": 140580409,
                "url": "https://finnhub.io/api/news?id=70f17802c5a7a33af7d7902fa1f4c1caab4533fc62acf6219edb24b400f61941",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a leading consumer financing company, has been named the No. 1 Best Workplace in New York by Great Place To Work® and Fortune magazine. The top honor builds on its earlier designation as the No. 1 Best Company to Work For in the U.S., making Synchrony the first and only company to top both lists, and reflecting a culture of trust and flexibility built for New York speed that delivers results.",
                "category": "company",
                "datetime": 1781008200,
                "headline": "Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work"
              },
              {
                "id": 140570802,
                "url": "https://finnhub.io/api/news?id=2bf2a12843a318ca1a18f3443463e6e2dec5998ca26f8a96f62938855933597c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (NYSE:SYF) is one of the Best Blue Chip Stocks Under $100 to Buy Now. On May 21, Loop Capital initiated coverage of the company’s stock with a “Hold” rating and a price objective of $81. The firm expects a stable-to-improving trajectory in the broader financials space. Moreover, the company’s loan growth did not […]",
                "category": "company",
                "datetime": 1780935410,
                "headline": "Loop Capital Initiates Coverage of Synchrony Financial (SYF) Stock"
              },
              {
                "id": 140272071,
                "url": "https://finnhub.io/api/news?id=895b432c69090979a1813d5c1b06882888e51392cc7956cad8a6251df3a021d3",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1780581328,
                "headline": "Wise Group shares are trading lower amid volatility following its Nasdaq listing."
              },
              {
                "id": 139942573,
                "url": "https://finnhub.io/api/news?id=0622b3b1cf69372313b6a080b71ad40de736c090bef96f1b87643378103e97e6",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1780501767,
                "headline": "Shares of companies in the broader financial sector are trading lower amid overall market weakness, as investors react to reports that air defenses were activated in Tehran and to President Trump's social media post."
              },
              {
                "id": 140512414,
                "url": "https://finnhub.io/api/news?id=d9fb5bd6a913862ec0027057df6293077ed4d97a0ffa57a6aaae476c864b89aa",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a leading consumer financial services company, today announced a partnership with LiveLoveSpa.com, an online store and community created to inspire healthy living by connecting consumers and professionals to beauty and wellness products and experiences. LiveLoveSpa.com is Synchrony's first eCommerce partner in the cosmetic space to offer a seamless apply and checkout experience with CareCredit through Shopify.",
                "category": "company",
                "datetime": 1780491600,
                "headline": "CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space"
              },
              {
                "id": 140498505,
                "url": "https://finnhub.io/api/news?id=2b5347c09485b683aab676ef5e0598f2a52f27c4be970dec3d3d1e36f73b2fda",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF) Chief Financial Officer, Brian J. Wenzel, will participate in a fireside chat at the Morgan Stanley US Financials Conference on Tuesday, June 9, 2026 at 7:30 a.m. (Eastern Time).",
                "category": "company",
                "datetime": 1780401600,
                "headline": "Synchrony to Participate in the Morgan Stanley US Financials Conference"
              },
              {
                "id": 140496775,
                "url": "https://finnhub.io/api/news?id=1eb72b9f839a052091173f22bc69383bd0d019c2645629dc7d31ce1bccf1bfa5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Lowe’s Companies raised its quarterly dividend by 4.2% to $1.25 per share, marking its 55th consecutive year of increases and reinforcing its status as a Dividend King amid a challenging housing market.",
                "category": "company",
                "datetime": 1780356602,
                "headline": "This High-Yield Home Improvement Stock Just Hiked Its Dividend by 4.2%"
              },
              {
                "id": 140456461,
                "url": "https://finnhub.io/api/news?id=70c2c828c10289c99de919897f7984b42662b65926a76b2a91f31884bad6db91",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.",
                "category": "company",
                "datetime": 1780051238,
                "headline": "2 Mid-Cap Stocks on Our Buy List and 1 We Turn Down"
              },
              {
                "id": 140418525,
                "url": "https://finnhub.io/api/news?id=a3bd0c68fa62d761020e203157f5ec05126466edbb344e5b282d1511bdc1f470",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "In the first quarter of 2026, Synchrony Financial reported adjusted earnings per share in line with expectations, supported by higher net interest margin and strong purchase volume growth, while also authorizing a new US$6.50 billion share repurchase program and a 13% dividend increase beginning in the third quarter of 2026. At the same time, the company issued 2026 guidance for mid-single-digit growth in period-end loan receivables and earnings per share of US$9.10 to US$9.50, even as...",
                "category": "company",
                "datetime": 1779779387,
                "headline": "Synchrony’s Massive Buyback And Dividend Hike Could Be A Game Changer For Synchrony Financial (SYF)"
              },
              {
                "id": 140418526,
                "url": "https://finnhub.io/api/news?id=4c0536bc0b2d94a9073942f6dfa881e0725fd575c8abc4709be164dec96ce486",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Why Synchrony Financial is on investors’ radar Synchrony Financial (SYF) has drawn fresh attention after recent trading left the stock down about 6% over the past month and roughly 1% over the past 3 months, sharpening focus on its fundamentals. See our latest analysis for Synchrony Financial. At a share price of US$71.83, Synchrony’s recent 7 day share price return of 3.52% contrasts with a 1 month share price return down 5.86%, while a 1 year total shareholder return of 23.74% points to...",
                "category": "company",
                "datetime": 1779775720,
                "headline": "A Look At Synchrony Financial’s Valuation After Recent Share Price Weakness"
              },
              {
                "id": 140411177,
                "url": "https://finnhub.io/api/news?id=8429ebbce4e4bfe898fd15d0324215ba1df1223585d52b8c43404307e9711406",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "While the S&P 500 (^GSPC) includes industry leaders, not every stock in the index is a winner. Some companies are past their prime, weighed down by poor execution, weak financials, or structural headwinds.",
                "category": "company",
                "datetime": 1779718791,
                "headline": "1 S&P 500 Stock on Our Buy List and 2 We Question"
              },
              {
                "id": 140394670,
                "url": "https://finnhub.io/api/news?id=eac3265d4266bc485ab5e225bbe671e3c75ce31efde2d917cd55dc98055dfd0f",
                "image": "",
                "source": "Fintel",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1779494552,
                "headline": "Loop Capital Initiates Coverage of Synchrony Financial (SYF) with Hold Recommendation"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 5,
            "negative_hits": 1,
            "positive_hits": 2,
            "recomputed_at_score": true,
            "sentiment_score_raw": 0.5,
            "source_article_count": 20,
            "discarded_article_count": 15
          },
          "sentimentPoints": 3
        }
      },
      "技術信號": {
        "max": 30,
        "raw": 11.6,
        "grade": "較差",
        "items": {
          "bbPoints": 2.4,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 0.5,
          "macdPoints": 0.8,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 0.5,
            "vcp_reason": "升放量(近10日4日)；Ready=N；Confirm=N",
            "vcp_metrics": {
              "up_days": 5,
              "vol_ref": 4120560,
              "down_days": 4,
              "vcp_ready": false,
              "above_ma50": false,
              "avg_vol_10": 5997760,
              "avg_vol_20": 4719535,
              "avg_vol_30": 4120560,
              "range_pct_10": 0.13261551042660494,
              "range_pct_20": 0.22706828403979823,
              "range_pct_30": 0.22706828403979823,
              "up_expand_ok": true,
              "lookback_used": 79,
              "near_20d_high": false,
              "contraction_ok": false,
              "down_shrink_ok": false,
              "up_expand_days": 4,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 1.4555691459413285,
              "dist_to_20d_high": 0.1734820322180916,
              "down_shrink_days": 1,
              "breakout_level_20d": 88.77,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.5840336134453785
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.5,
          "rsiKdjPoints": 0.8,
          "volumeWeight": 2,
          "maCrossPoints": 0.8,
          "shortRsiPoints": 0,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0,
          "volumePointsTechnical": 1.2
        }
      },
      "風險管理": {
        "max": 10,
        "grade": "較差",
        "items": {
          "position": {
            "score": 1.3,
            "details": {
              "atrPct": 4.2188905547226385,
              "turnoverUsdM": 431.899842,
              "liquidityPoints": 0.6,
              "volatilityPoints": 0.7
            }
          },
          "rrPoints": 1.4,
          "stopLevels": {
            "symbol": "US.SYF",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 67.1792,
            "strength_details": {
              "ma_score": 1,
              "atr_score": 1,
              "rsi_score": 2.5,
              "macd_score": 1,
              "volume_score": 2
            },
            "market_adjustment": 1,
            "risk_reward_ratio": 1,
            "stop_loss_percent": 8.4,
            "take_profit_price": 79.2513,
            "target_multiplier": 1.9,
            "technical_strength": 1.5,
            "take_profit_percent": 8
          },
          "positionPoints": 1.3,
          "stopLossPoints": 1.2,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
            }
          },
          "riskRewardRatio": 1.2,
          "stopLossPercent": 8.437781109445277,
          "diversificationPoints": 2
        }
      }
    }
  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": true,
    "missingFields": [],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 92.86,
    "atr": {
      "atr": 3.0954,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 4,
      "atr_pct": 4.22
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "超買或超賣風險",
      "score": 2,
      "value": -106.06
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.1518
    },
    "kdj": {
      "d": 20.45,
      "j": 9.3,
      "k": 16.73,
      "rule": "Cursor_18.24 K/D cross",
      "score": 0,
      "signal": "死叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "超賣或超買風險",
      "score": 2,
      "value": 25.95
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 10,
      "trend": "強流入",
      "value": 27016500,
      "recentSlope": 135560,
      "previousSlope": -1852480
    },
    "rsi": 22.41,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 81.3209,
      "position": "SAR喺價上",
      "distancePct": 10.84,
      "previousTrend": "下降"
    },
    "ma50": 80.264,
    "macd": {
      "macd": -2.2173114953506285,
      "trend": "看跌",
      "signal": -1.2669688195000421,
      "histogram": -0.9503426758505864
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 78.6098,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "有量",
      "ratio": 1.19,
      "score": 6,
      "avgVolume": 4955925,
      "currentVolume": 5886600
    },
    "derived": {
      "ma20": 80.198,
      "ma50": 80.264,
      "prevClose": 73.42,
      "avgVolume10": 5986150,
      "avgVolume20": 4955925,
      "changePercent": -0.07,
      "avgVolumeForScore": 4955925
    },
    "ma_cross": {
      "ma20": 80.198,
      "ma50": 80.264,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "下穿",
      "score": 2,
      "prevMa20": 80.745,
      "prevMa50": 80.2584,
      "spreadPct": 0.08,
      "isVolumeBreakout": false
    },
    "bollinger": {
      "lower": 70.1249,
      "upper": 90.2711,
      "position": "中間"
    },
    "rsi_short": 27.46,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 1.19
    }
  }
}

{
  "close": 73.37,
  "volume": 5886600,
  "changePercent": -0.07
}