Cached score snapshot

US.GL · Globe Life

110分制 59.2/110;5D動能v2 11/50;排序分 70.2/160

Ranking score 70.2/160
Main score 59.2/110
5D momentum v2 11/50
Rank #70
Setup grade D 36.2

Score breakdown

觀望

Medium twelvedata

Score and price trend

D 36.2 Low sample confidence

Main score, 5D momentum v2, close price, and improving or exit-review turn signals are plotted from archived daily snapshots.

Move the mouse over the chart lines to inspect readings.

0 40 80 110 Score 06-25 08-07 09-21 10-12 10-30 $162.56$179.61$196.65 Price Projection date
Historical projection
Model Median P25/P75 歷史相似情境上漲比例 Down5 Actual / compare
Rolling DOE best · score 2.31 · anchors 120 +0.88% -1.03% / +2.80% 62.5% 2.5% Actual outcome pending · 0 / 3 bars observed
30D observation +0.91% -1.96% / +8.40% 53.8% 8.8% Actual outcome pending · 0 / 30 bars observed
Historical projection 10D n=160 +0.63% -1.22% / +2.46% 60% 1.3% Actual outcome pending · 0 / 10 bars observed

歷史情境統計基於已存檔相似 setup;圖中投影中位線為統計中位數的線性插值展示,並非價格路徑預測或買賣建議。

2026-06-25 → 2026-10-30 · 120 archived points · 1 Improving turn signal · 4 Deteriorating signal

Summary

score_with_momentum_v2 = main score + 5D momentum v2

Ranking score 70.2
Display grade 觀望
Model version cursor_18_27_news_v2_160
Main score 59.2/110 (觀望)
5D momentum v2 11/50 (弱)
Score with momentum v2 70.2/160 (低排序)
Risk level Medium

Audit trace

Full calculation detail

Calculation detail · 8 sections

Market inputs

Bar count 60
ma20 172.8505
ma50 177.3044
close 173.42
prevClose 172.26
avgVolume20 404505
volumeRatio 1.77
changePercent 0.67

Metrics snapshot

close 173.42
volume 717091
changePercent 0.67

110-point main rating

基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10

Main score 59.2/110
Main rating 觀望
5D momentum v2 11/50
Score with momentum v2 70.2/160
Formula score_with_momentum_v2 = main_score + momentum_5d_v2_score

基本面 — 4.7/5 · 優秀

Dimension score 4.7/5
Dimension grade 優秀

Sub-items

pbPoints 0.5
pePoints 0.5
epsPoints 0.6
roePoints 0.75
debtPoints 0.5
marginPoints 0.6
turnoverUsdM 124.3579
volumePoints 0.5
revenuePoints 0
dividendPoints 0.3
marketCapPoints 0.4

資金流 — 10.8/20 · 較差

Dimension score 10.8/20
Dimension grade 較差

Sub-items

cmfPoints 0.8
mfiPoints 1.6
obvPoints 4
vwapPoints 2.4

institutional

score 2

details

source optional-neutral

warning

code INSTITUTIONAL_DATA_OPTIONAL
symbol US.GL
message Institutional ownership is unavailable; neutral 2/4 money-flow treatment used.
optional true
holderCount n/a
holderPoints 2
top10ShareRatio n/a
concentrationPenalty 0
institutionPoints 2

市場環境 — 11.4/15 · 良好

Dimension score 11.4/15
Dimension grade 良好

Sub-items

vix

score 2.4

details

source twelvedata+fred
vixClose 15.44

trend

score 3.4

details

qqq

ma20 713.2355
ma50 709.9512
name QQQ
close 721.45
points 2

spy

ma20 764.3035
ma50 759.731
name SPY
close 761.69
points 1.4
source twelvedata+fred
atrPct 1.9317
atrPoints 4
cciPoints 1.6
vixPoints 2.4
marketTrendPoints 3.4

催化劑 — 2/20 · 較差

Dimension score 2/20
Dimension grade 較差

Sub-items

catalyst

score 2

details

source finnhub_news_keyword_model
articleCount 5
catalystCount 0
catalystPoints 2

風險管理 — 7.6/10 · 良好

Dimension score 7.6/10
Dimension grade 良好

Sub-items

position

score 1.6

details

atrPct 1.9317
turnoverUsdM 124.3579
liquidityPoints 0.4
volatilityPoints 1.2
rrPoints 1.6

stopLevels

symbol US.GL
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 166.7202

strength_details

ma_score 1
atr_score 2.5
rsi_score 2
macd_score 2.5
volume_score 2
market_adjustment 1
risk_reward_ratio 1.5
stop_loss_percent 3.9
take_profit_price 183.2464
target_multiplier 2.2
technical_strength 2
take_profit_percent 5.7
positionPoints 1.6
stopLossPoints 2.4

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.4754
stopLossPercent 3.8633
diversificationPoints 2

技術信號 — 19.7/30 · 一般

Dimension score 19.7/30
Dimension grade 一般

Sub-items

bbPoints 3
adxPoints 3
sarPoints 1.2
vcpPoints 1.8
macdPoints 3.2

vcpPayload

vcp_pass false
vcp_score 1.8
vcp_reason 量縮(v10/v30=0.77);跌縮量(近10日5日);靠近20日高位;Ready=N;Confirm=N

vcp_metrics

up_days 4
vol_ref 439363.3333
down_days 5
vcp_ready false
above_ma50 false
avg_vol_10 337640
avg_vol_20 390815
avg_vol_30 439363.3333
range_pct_10 0.0538
range_pct_20 0.0539
range_pct_30 0.1202
up_expand_ok false
lookback_used 59
near_20d_high true
contraction_ok false
down_shrink_ok true
up_expand_days 0
breakout_20d_ok false
vol_ratio_10_30 0.7685
dist_to_20d_high 0.0202
down_shrink_days 5
breakout_level_20d 177
vcp_breakout_confirm false
contraction_ratio_10_30 0.4477
vcp_name_en Volatility Contraction Pattern
vcp_name_zh 波動收縮形態
vol_contraction false
kdjAdxPoints 0.7
rsiKdjPoints 3.2
volumeWeight 2
maCrossPoints 0
shortRsiPoints 1
shortMacdPoints 0.4
volConfirmPoints 1
volumePointsTechnical 1.2

情緒分析 — 3/10 · 較差

Dimension score 3/10
Dimension grade 較差

Sub-items

sentiment

score 3

details

source finnhub_news_keyword_model
articleCount 5
negativeHits 0
positiveHits 1
sentimentScoreRaw 0.5

sentimentData

raw {"id":142260128,"url":"https://finnhub.io/api/news?id=1ffadf205c7db8fca9a67637b2e5eccaa7894d36b4780b41e991d1944005aeb4","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life expects premium growth, AI adoption and distribution expansion to support earnings, while strong capital enables substantial share buybacks.","category":"company","datetime":1789742580,"headline":"GL Outperforms Industry, Trades at a Discount: How to Play the Stock"}, {"id":142141706,"url":"https://finnhub.io/api/news?id=0a6bdfd837b865f902f9ee49e9b1a6537c0321da42554fff19b60761c10e6af2","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the life insurance industry, including Globe Life (NYSE:GL) and its peers.","category":"company","datetime":1789422450,"headline":"Life Insurance Stocks Q2 Recap: Benchmarking Globe Life (NYSE:GL)"}, {"id":141320843,"url":"https://finnhub.io/api/news?id=069686732352fdca3c0a9fadcb9d5a4d63973c26f3b882f2087c49d53b8c197c","image":"","source":"SeekingAlpha","related":"GL","summary":"","category":"company","datetime":1787708236,"headline":"Globe Life Q2: Solid Fundamentals, But GL.PR.D Offers A Better Risk-Adjusted Yield Near 7.8%"}, {"id":141365589,"url":"https://finnhub.io/api/news?id=59fd378aa542288c4840d99871fac78ba2d51eb491744c9acb74e9865546845e","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life’s 20.2% return over the past six months has outpaced the S&P 500 by 9.3%, and its stock price has climbed to $171.06 per share. This performance may have investors wondering how to approach the situation.","category":"company","datetime":1787593296,"headline":"3 Reasons to Avoid GL and 1 Stock to Buy Instead"}, {"id":141285692,"url":"https://finnhub.io/api/news?id=fb435ee559a822f488cae47b6aa1146f26af9d76f4a0bff2a0a18cf1005bd79c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life (GL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.","category":"company","datetime":1787329804,"headline":"Globe Life (GL) Down 0.3% Since Last Earnings Report: Can It Rebound?"}
raw_source {"id":142260128,"url":"https://finnhub.io/api/news?id=1ffadf205c7db8fca9a67637b2e5eccaa7894d36b4780b41e991d1944005aeb4","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life expects premium growth, AI adoption and distribution expansion to support earnings, while strong capital enables substantial share buybacks.","category":"company","datetime":1789742580,"headline":"GL Outperforms Industry, Trades at a Discount: How to Play the Stock"}, {"id":142196479,"url":"https://finnhub.io/api/news?id=4976099e6f94cb222f49cd96dd2a2b5c8fe207370dfeeb171df6c17e24ffcac5","image":"https://cdn.benzinga.com/files/images/story/2025/07/10/valuestock_4.jpg?width=2048&height=1536","source":"Benzinga","related":"GL","summary":"Globe Life (NYSE:GL) has outperformed the market over the past 15 years by 1.17% on an annualized basis producing an average annual return of 14.45%. Currently, Globe Life has a market capitalization of $13.32 billion.","category":"company","datetime":1789495247,"headline":"Here’s How Much You Would Have Made Owning Globe Life Stock In The Last 15 Years"}, {"id":142141706,"url":"https://finnhub.io/api/news?id=0a6bdfd837b865f902f9ee49e9b1a6537c0321da42554fff19b60761c10e6af2","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the life insurance industry, including Globe Life (NYSE:GL) and its peers.","category":"company","datetime":1789422450,"headline":"Life Insurance Stocks Q2 Recap: Benchmarking Globe Life (NYSE:GL)"}, {"id":142139738,"url":"https://finnhub.io/api/news?id=d45d9b0bf8736e69c8144d1140630c06cd4cc76ee223f065d2200a84570bac65","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life Co CEOs Matt Darden + Frank Svoboda join Kristen Scholer on NYSE Live to discuss Company’s Texas Strategy","category":"company","datetime":1789399010,"headline":"Globe Life Co-CEOs Matt Darden + Frank Svoboda Discuss Company’s Texas Strategy"}, {"id":142028816,"url":"https://finnhub.io/api/news?id=8020b1c2ae1a05094982b5f1516d9a26be5836e68c99ba997081683c8769db74","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life Co-CEOs join Kristen Scholer on NYSE Floor Talk","category":"company","datetime":1788975815,"headline":"NYSE Texas Office Opening: Globe Life Co-CEOs Cover Lone Star State Importance"}, {"id":141426099,"url":"https://finnhub.io/api/news?id=8b58faf7aae0d0de048b3308b51b820819de63f878e410d77058ccb23fd7ec48","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Insurance providers use their expertise in risk assessment to help protect assets while offering consumers peace of mind through comprehensive coverage options. Market leaders have certainly capitalized on strong underwriting results and rising investment income to boost profitability, helping fuel a 12.3% gain for the industry over the past six months. This performance has closely followed the S&P 500.","category":"company","datetime":1788522850,"headline":"3 Insurance Stocks We Keep Off Our Radar"}, {"id":141365591,"url":"https://finnhub.io/api/news?id=3f8e12f5672ca9e5a76a2e7183ce5cd8626d73f4d161909b7450588c71c87f59","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Insurance has spent the past 20 years doing many of the things investors usually appreciate, without getting much credit for them. The industry has returned cash through dividends and buybacks, produced relatively dependable earnings, and attracted famous long-term investors such as Warren Buffett. What it has not done particularly well is turn steady business growth into equally strong profit growth. McKinsey estimates that global insurance premiums have grown at an annual rate of about 4.9% si","category":"company","datetime":1787770380,"headline":"Want Double-Digit Gains From Insurance Stocks? Morgan Stanley Suggests 2 Names to Consider"}, {"id":141320843,"url":"https://finnhub.io/api/news?id=069686732352fdca3c0a9fadcb9d5a4d63973c26f3b882f2087c49d53b8c197c","image":"","source":"SeekingAlpha","related":"GL","summary":"","category":"company","datetime":1787708236,"headline":"Globe Life Q2: Solid Fundamentals, But GL.PR.D Offers A Better Risk-Adjusted Yield Near 7.8%"}, {"id":141365589,"url":"https://finnhub.io/api/news?id=59fd378aa542288c4840d99871fac78ba2d51eb491744c9acb74e9865546845e","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life’s 20.2% return over the past six months has outpaced the S&P 500 by 9.3%, and its stock price has climbed to $171.06 per share. This performance may have investors wondering how to approach the situation.","category":"company","datetime":1787593296,"headline":"3 Reasons to Avoid GL and 1 Stock to Buy Instead"}, {"id":141363737,"url":"https://finnhub.io/api/news?id=7022e769c43ee7ba5154448f1e71c7c166179ab747c6c3a1341021edf6897d9e","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"GL's health business gains momentum from strong premium growth, rate increases and expanding distribution, though medical inflation poses risks.","category":"company","datetime":1787591220,"headline":"Globe Life's Health Insurance Growth Powers Earnings Momentum"}, {"id":141285692,"url":"https://finnhub.io/api/news?id=fb435ee559a822f488cae47b6aa1146f26af9d76f4a0bff2a0a18cf1005bd79c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"GL","summary":"Globe Life (GL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.","category":"company","datetime":1787329804,"headline":"Globe Life (GL) Down 0.3% Since Last Earnings Report: Can It Rebound?"}
data_source finnhub_news_keyword_model
article_count 5
negative_hits 0
positive_hits 1
recomputed_at_score true
sentiment_score_raw 0.5
source_article_count 11
discarded_article_count 6
sentimentPoints 3

Dimension contribution

Dimension Raw Max Norm % Contrib
基本面 4.7 5/110 94% 4.7
資金流 10.8 20/110 54% 10.8
市場環境 11.4 15/110 76% 11.4
催化劑 2 20/110 10% 2
風險管理 7.6 10/110 76% 7.6
技術信號 19.7 30/110 65.67% 19.7
情緒分析 3 10/110 30% 3

5D momentum v2 breakdown

Cursor_18.25 5D momentum v2 0-50

5D momentum v2 11/50
ret_5d 0.0131
max_score 50
max_total 50
raw_total 11
vcp_bonus 0
vol_ratio 1.8349
ret_points 4
vol_points 6
range_ratio 1.0013
volat_points 0
day_range_pct 0.0187
model_version cursor_18_27_news_v2_160
available_bars 30
breakout_points 0
partial_history false
pullback_points 1
breakout_vol_bonus 0
first_breakout_20d false
return_window_days 5
first_breakout_bonus 0
breakout_quality_points 0

Risk management

level Medium
reason risk management score >= 6.5/10

position

score 1.6

details

atrPct 1.9317
turnoverUsdM 124.3579
liquidityPoints 0.4
volatilityPoints 1.2
rrPoints 1.6

stopLevels

symbol US.GL
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 166.7202

strength_details

ma_score 1
atr_score 2.5
rsi_score 2
macd_score 2.5
volume_score 2
market_adjustment 1
risk_reward_ratio 1.5
stop_loss_percent 3.9
take_profit_price 183.2464
target_multiplier 2.2
technical_strength 2
take_profit_percent 5.7
positionPoints 1.6
stopLossPoints 2.4

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.4754
stopLossPercent 3.8633
diversificationPoints 2

Calculation audit log

基本面分析總分: 4.7/5分
資金流分析總分: 10.8/20分
市場環境分析總分: 11.4/15分
催化劑分析: 2/20分
風險管理總分: 7.6/10分
技術信號分析總分: 19.7/30分
情緒分析: 3/10分
共振率(僅顯示不加分): 0%

Technical indicators

adx
value 85.71
atr
atr 3.3499
rule ATR / current price; lower volatility scores higher
score 8
atr_pct 1.93
cci
rule Cursor_18.24 CCI bands
level 弱勢
score 4
value -33.91
cmf
rule Cursor_18.24 CMF bands
level 派發
score 2
value -0.0095
kdj
d 50.81
j 69.92
k 57.18
rule Cursor_18.24 K/D cross
score 4
signal 金叉
mfi
rule Cursor_18.24 MFI bands
level 弱流入
score 4
value 46.04
obv
rule Cursor_18.24 recent_slope vs previous_slope
score 10
trend 強流入
value 1263991
recentSlope 77239.1
previousSlope -690
rsi
value 51.85
sar
rule Cursor_18.24 Parabolic SAR
score 4
trend 下降
value 177.0632
position SAR喺價上
distancePct 2.1
previousTrend 下降
ma50
value 177.3044
macd
macd -1.2668
trend 看漲
signal -1.5773
histogram 0.3105
vwap
rule Cursor_18.24 VWAP 20D consecutive close
score 6
value 172.8975
position 連續1-2日>VWAP
consecutiveAbove 1
volume
rule Cursor_18.24 volume ratio
level 有量
ratio 1.77
score 6
avgVolume 404505
currentVolume 717091
derived
ma20 172.8505
ma50 177.3044
prevClose 172.26
avgVolume10 370569
avgVolume20 404505
changePercent 0.67
avgVolumeForScore 404505
ma_cross
ma20 172.8505
ma50 177.3044
rule Cursor_18.24 MA20/MA50 cross
cross 熊勢
score 0
prevMa20 172.704
prevMa50 177.4132
spreadPct 2.51
isVolumeBreakout true
bollinger
lower 169.4645
upper 176.2365
position 上半部
rsi_short
value 77.99
macd_short
macd 0
trend 中性
signal 0
histogram 0
volume_ratio
ratio 1.77

Raw calculation JSON

{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.6,
      "details": {
        "atrPct": 1.9316687809941182,
        "turnoverUsdM": 124.35792121999998,
        "liquidityPoints": 0.4,
        "volatilityPoints": 1.2
      }
    },
    "rrPoints": 1.6,
    "stopLevels": {
      "symbol": "US.GL",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 166.7202,
      "strength_details": {
        "ma_score": 1,
        "atr_score": 2.5,
        "rsi_score": 2,
        "macd_score": 2.5,
        "volume_score": 2
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1.5,
      "stop_loss_percent": 3.9,
      "take_profit_price": 183.2464,
      "target_multiplier": 2.2,
      "technical_strength": 2,
      "take_profit_percent": 5.7
    },
    "positionPoints": 1.6,
    "stopLossPoints": 2.4,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.4754082211409296,
    "stopLossPercent": 3.8633375619882364,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 70.2,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 59.2,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 11
  },
  "market": {
    "ma20": 172.8505,
    "ma50": 177.3044,
    "close": 173.42,
    "prevClose": 172.26,
    "avgVolume20": 404505,
    "volumeRatio": 1.77,
    "changePercent": 0.67
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 11,
    "details": {
      "ret_5d": 0.013144826780393748,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 11,
      "vcp_bonus": 0,
      "vol_ratio": 1.8348604838606501,
      "ret_points": 4,
      "vol_points": 6,
      "range_ratio": 1.0012782357697514,
      "volat_points": 0,
      "day_range_pct": 0.018733191096759246,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 70.2,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 4.7,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 94,
        "contribution": 4.7
      },
      {
        "raw": 10.8,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 54,
        "contribution": 10.8
      },
      {
        "raw": 11.4,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 76,
        "contribution": 11.4
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 7.6,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 76,
        "contribution": 7.6
      },
      {
        "raw": 19.7,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 65.67,
        "contribution": 19.7
      },
      {
        "raw": 3,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 30,
        "contribution": 3
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "觀望",
    "result": 59.2,
    "details": [
      "基本面分析總分: 4.7/5分",
      "資金流分析總分: 10.8/20分",
      "市場環境分析總分: 11.4/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 7.6/10分",
      "技術信號分析總分: 19.7/30分",
      "情緒分析: 3/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 4.7,
      "資金流": 10.8,
      "市場環境": 11.4,
      "情緒分析": 3,
      "技術信號": 19.7,
      "風險管理": 7.6
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 5,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "優秀",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.5,
          "epsPoints": 0.6,
          "roePoints": 0.75,
          "debtPoints": 0.5,
          "marginPoints": 0.6,
          "turnoverUsdM": 124.35792121999998,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.3,
          "marketCapPoints": 0.4
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 1.6,
          "obvPoints": 4,
          "vwapPoints": 2.4,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.GL",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "良好",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred",
              "vixClose": 15.44
            }
          },
          "trend": {
            "score": 3.4,
            "details": {
              "qqq": {
                "ma20": 713.2354945,
                "ma50": 709.9511974999997,
                "name": "QQQ",
                "close": 721.45001,
                "points": 2
              },
              "spy": {
                "ma20": 764.3034934499999,
                "ma50": 759.73099818,
                "name": "SPY",
                "close": 761.69,
                "points": 1.4
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 1.9316687809941182,
          "atrPoints": 4,
          "cciPoints": 1.6,
          "vixPoints": 2.4,
          "marketTrendPoints": 3.4
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 3,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 5,
              "negativeHits": 0,
              "positiveHits": 1,
              "sentimentScoreRaw": 0.5
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 142260128,
                "url": "https://finnhub.io/api/news?id=1ffadf205c7db8fca9a67637b2e5eccaa7894d36b4780b41e991d1944005aeb4",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life expects premium growth, AI adoption and distribution expansion to support earnings, while strong capital enables substantial share buybacks.",
                "category": "company",
                "datetime": 1789742580,
                "headline": "GL Outperforms Industry, Trades at a Discount: How to Play the Stock"
              },
              {
                "id": 142141706,
                "url": "https://finnhub.io/api/news?id=0a6bdfd837b865f902f9ee49e9b1a6537c0321da42554fff19b60761c10e6af2",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the life insurance industry, including Globe Life (NYSE:GL) and its peers.",
                "category": "company",
                "datetime": 1789422450,
                "headline": "Life Insurance Stocks Q2 Recap: Benchmarking Globe Life (NYSE:GL)"
              },
              {
                "id": 141320843,
                "url": "https://finnhub.io/api/news?id=069686732352fdca3c0a9fadcb9d5a4d63973c26f3b882f2087c49d53b8c197c",
                "image": "",
                "source": "SeekingAlpha",
                "related": "GL",
                "summary": "",
                "category": "company",
                "datetime": 1787708236,
                "headline": "Globe Life Q2: Solid Fundamentals, But GL.PR.D Offers A Better Risk-Adjusted Yield Near 7.8%"
              },
              {
                "id": 141365589,
                "url": "https://finnhub.io/api/news?id=59fd378aa542288c4840d99871fac78ba2d51eb491744c9acb74e9865546845e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life’s 20.2% return over the past six months has outpaced the S&P 500 by 9.3%, and its stock price has climbed to $171.06 per share. This performance may have investors wondering how to approach the situation.",
                "category": "company",
                "datetime": 1787593296,
                "headline": "3 Reasons to Avoid GL and 1 Stock to Buy Instead"
              },
              {
                "id": 141285692,
                "url": "https://finnhub.io/api/news?id=fb435ee559a822f488cae47b6aa1146f26af9d76f4a0bff2a0a18cf1005bd79c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life (GL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.",
                "category": "company",
                "datetime": 1787329804,
                "headline": "Globe Life (GL) Down 0.3% Since Last Earnings Report: Can It Rebound?"
              }
            ],
            "raw_source": [
              {
                "id": 142260128,
                "url": "https://finnhub.io/api/news?id=1ffadf205c7db8fca9a67637b2e5eccaa7894d36b4780b41e991d1944005aeb4",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life expects premium growth, AI adoption and distribution expansion to support earnings, while strong capital enables substantial share buybacks.",
                "category": "company",
                "datetime": 1789742580,
                "headline": "GL Outperforms Industry, Trades at a Discount: How to Play the Stock"
              },
              {
                "id": 142196479,
                "url": "https://finnhub.io/api/news?id=4976099e6f94cb222f49cd96dd2a2b5c8fe207370dfeeb171df6c17e24ffcac5",
                "image": "https://cdn.benzinga.com/files/images/story/2025/07/10/valuestock_4.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "GL",
                "summary": "Globe Life (NYSE:GL) has outperformed the market over the past 15 years by 1.17% on an annualized basis producing an average annual return of 14.45%. Currently, Globe Life has a market capitalization of $13.32 billion.",
                "category": "company",
                "datetime": 1789495247,
                "headline": "Here’s How Much You Would Have Made Owning Globe Life Stock In The Last 15 Years"
              },
              {
                "id": 142141706,
                "url": "https://finnhub.io/api/news?id=0a6bdfd837b865f902f9ee49e9b1a6537c0321da42554fff19b60761c10e6af2",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the life insurance industry, including Globe Life (NYSE:GL) and its peers.",
                "category": "company",
                "datetime": 1789422450,
                "headline": "Life Insurance Stocks Q2 Recap: Benchmarking Globe Life (NYSE:GL)"
              },
              {
                "id": 142139738,
                "url": "https://finnhub.io/api/news?id=d45d9b0bf8736e69c8144d1140630c06cd4cc76ee223f065d2200a84570bac65",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life Co CEOs Matt Darden + Frank Svoboda join Kristen Scholer on NYSE Live to discuss Company’s Texas Strategy",
                "category": "company",
                "datetime": 1789399010,
                "headline": "Globe Life Co-CEOs Matt Darden + Frank Svoboda Discuss Company’s Texas Strategy"
              },
              {
                "id": 142028816,
                "url": "https://finnhub.io/api/news?id=8020b1c2ae1a05094982b5f1516d9a26be5836e68c99ba997081683c8769db74",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life Co-CEOs join Kristen Scholer on NYSE Floor Talk",
                "category": "company",
                "datetime": 1788975815,
                "headline": "NYSE Texas Office Opening: Globe Life Co-CEOs Cover Lone Star State Importance"
              },
              {
                "id": 141426099,
                "url": "https://finnhub.io/api/news?id=8b58faf7aae0d0de048b3308b51b820819de63f878e410d77058ccb23fd7ec48",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Insurance providers use their expertise in risk assessment to help protect assets while offering consumers peace of mind through comprehensive coverage options. Market leaders have certainly capitalized on strong underwriting results and rising investment income to boost profitability, helping fuel a 12.3% gain for the industry over the past six months. This performance has closely followed the S&P 500.",
                "category": "company",
                "datetime": 1788522850,
                "headline": "3 Insurance Stocks We Keep Off Our Radar"
              },
              {
                "id": 141365591,
                "url": "https://finnhub.io/api/news?id=3f8e12f5672ca9e5a76a2e7183ce5cd8626d73f4d161909b7450588c71c87f59",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Insurance has spent the past 20 years doing many of the things investors usually appreciate, without getting much credit for them. The industry has returned cash through dividends and buybacks, produced relatively dependable earnings, and attracted famous long-term investors such as Warren Buffett. What it has not done particularly well is turn steady business growth into equally strong profit growth. McKinsey estimates that global insurance premiums have grown at an annual rate of about 4.9% si",
                "category": "company",
                "datetime": 1787770380,
                "headline": "Want Double-Digit Gains From Insurance Stocks? Morgan Stanley Suggests 2 Names to Consider"
              },
              {
                "id": 141320843,
                "url": "https://finnhub.io/api/news?id=069686732352fdca3c0a9fadcb9d5a4d63973c26f3b882f2087c49d53b8c197c",
                "image": "",
                "source": "SeekingAlpha",
                "related": "GL",
                "summary": "",
                "category": "company",
                "datetime": 1787708236,
                "headline": "Globe Life Q2: Solid Fundamentals, But GL.PR.D Offers A Better Risk-Adjusted Yield Near 7.8%"
              },
              {
                "id": 141365589,
                "url": "https://finnhub.io/api/news?id=59fd378aa542288c4840d99871fac78ba2d51eb491744c9acb74e9865546845e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life’s 20.2% return over the past six months has outpaced the S&P 500 by 9.3%, and its stock price has climbed to $171.06 per share. This performance may have investors wondering how to approach the situation.",
                "category": "company",
                "datetime": 1787593296,
                "headline": "3 Reasons to Avoid GL and 1 Stock to Buy Instead"
              },
              {
                "id": 141363737,
                "url": "https://finnhub.io/api/news?id=7022e769c43ee7ba5154448f1e71c7c166179ab747c6c3a1341021edf6897d9e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "GL's health business gains momentum from strong premium growth, rate increases and expanding distribution, though medical inflation poses risks.",
                "category": "company",
                "datetime": 1787591220,
                "headline": "Globe Life's Health Insurance Growth Powers Earnings Momentum"
              },
              {
                "id": 141285692,
                "url": "https://finnhub.io/api/news?id=fb435ee559a822f488cae47b6aa1146f26af9d76f4a0bff2a0a18cf1005bd79c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "GL",
                "summary": "Globe Life (GL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.",
                "category": "company",
                "datetime": 1787329804,
                "headline": "Globe Life (GL) Down 0.3% Since Last Earnings Report: Can It Rebound?"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 5,
            "negative_hits": 0,
            "positive_hits": 1,
            "recomputed_at_score": true,
            "sentiment_score_raw": 0.5,
            "source_article_count": 11,
            "discarded_article_count": 6
          },
          "sentimentPoints": 3
        }
      },
      "技術信號": {
        "max": 30,
        "raw": 19.7,
        "grade": "一般",
        "items": {
          "bbPoints": 3,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 1.8,
          "macdPoints": 3.2,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 1.8,
            "vcp_reason": "量縮(v10/v30=0.77);跌縮量(近10日5日);靠近20日高位;Ready=N;Confirm=N",
            "vcp_metrics": {
              "up_days": 4,
              "vol_ref": 439363.3333333333,
              "down_days": 5,
              "vcp_ready": false,
              "above_ma50": false,
              "avg_vol_10": 337640,
              "avg_vol_20": 390815,
              "avg_vol_30": 439363.3333333333,
              "range_pct_10": 0.05380008072886643,
              "range_pct_20": 0.053857686541344735,
              "range_pct_30": 0.12017068388882485,
              "up_expand_ok": false,
              "lookback_used": 59,
              "near_20d_high": true,
              "contraction_ok": false,
              "down_shrink_ok": true,
              "up_expand_days": 0,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 0.7684755972657407,
              "dist_to_20d_high": 0.020225988700565044,
              "down_shrink_days": 5,
              "breakout_level_20d": 177,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.4476972168905957
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.7,
          "rsiKdjPoints": 3.2,
          "volumeWeight": 2,
          "maCrossPoints": 0,
          "shortRsiPoints": 1,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 1,
          "volumePointsTechnical": 1.2
        }
      },
      "風險管理": {
        "max": 10,
        "grade": "良好",
        "items": {
          "position": {
            "score": 1.6,
            "details": {
              "atrPct": 1.9316687809941182,
              "turnoverUsdM": 124.35792121999998,
              "liquidityPoints": 0.4,
              "volatilityPoints": 1.2
            }
          },
          "rrPoints": 1.6,
          "stopLevels": {
            "symbol": "US.GL",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 166.7202,
            "strength_details": {
              "ma_score": 1,
              "atr_score": 2.5,
              "rsi_score": 2,
              "macd_score": 2.5,
              "volume_score": 2
            },
            "market_adjustment": 1,
            "risk_reward_ratio": 1.5,
            "stop_loss_percent": 3.9,
            "take_profit_price": 183.2464,
            "target_multiplier": 2.2,
            "technical_strength": 2,
            "take_profit_percent": 5.7
          },
          "positionPoints": 1.6,
          "stopLossPoints": 2.4,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
            }
          },
          "riskRewardRatio": 1.4754082211409296,
          "stopLossPercent": 3.8633375619882364,
          "diversificationPoints": 2
        }
      }
    }
  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": true,
    "missingFields": [],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 85.71,
    "atr": {
      "atr": 3.3499,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 8,
      "atr_pct": 1.93
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "弱勢",
      "score": 4,
      "value": -33.91
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.0095
    },
    "kdj": {
      "d": 50.81,
      "j": 69.92,
      "k": 57.18,
      "rule": "Cursor_18.24 K/D cross",
      "score": 4,
      "signal": "金叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "弱流入",
      "score": 4,
      "value": 46.04
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 10,
      "trend": "強流入",
      "value": 1263991,
      "recentSlope": 77239.1,
      "previousSlope": -690
    },
    "rsi": 51.85,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 177.0632,
      "position": "SAR喺價上",
      "distancePct": 2.1,
      "previousTrend": "下降"
    },
    "ma50": 177.3044,
    "macd": {
      "macd": -1.2668234669739604,
      "trend": "看漲",
      "signal": -1.5773346365001255,
      "histogram": 0.3105111695261651
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 6,
      "value": 172.8975,
      "position": "連續1-2日>VWAP",
      "consecutiveAbove": 1
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "有量",
      "ratio": 1.77,
      "score": 6,
      "avgVolume": 404505,
      "currentVolume": 717091
    },
    "derived": {
      "ma20": 172.8505,
      "ma50": 177.3044,
      "prevClose": 172.26,
      "avgVolume10": 370569,
      "avgVolume20": 404505,
      "changePercent": 0.67,
      "avgVolumeForScore": 404505
    },
    "ma_cross": {
      "ma20": 172.8505,
      "ma50": 177.3044,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "熊勢",
      "score": 0,
      "prevMa20": 172.704,
      "prevMa50": 177.4132,
      "spreadPct": 2.51,
      "isVolumeBreakout": true
    },
    "bollinger": {
      "lower": 169.4645,
      "upper": 176.2365,
      "position": "上半部"
    },
    "rsi_short": 77.99,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 1.77
    }
  }
}

Raw metrics JSON

{
  "close": 173.42,
  "volume": 717091,
  "changePercent": 0.67
}

Scores are derived from cached daily market data using the Cursor_18.25 standard. Solorank.ai provides research support only and does not provide financial advice or buy/sell recommendations.