Cached score snapshot

US.FICO · Fair Isaac

110分制 41.2/110；5D動能v2 3/50；排序分 44.2/160

Back to ranking Open volume snapshot

Ranking score 44.2/160

Main score 41.2/110

5D momentum v2 3/50

Rank #473

Setup grade F 17.3

Score breakdown

避免

High twelvedata

Score and price trend

F 17.3 High risk caps grade

Main score, 5D momentum v2, close price, and improving or exit-review turn signals are plotted from archived daily snapshots.

Move the mouse over the chart lines to inspect readings.

**Historical projection**
Model	Median	P25/P75	歷史相似情境上漲比例	Down5	Actual / compare
Rolling DOE best · score 2.366 · anchors 120	-0.94%	-3.39% / +3.40%	46.3%	12.5%	Actual outcome pending · 0 / 3 bars observed
30D observation	-1.41%	-8.87% / +12.36%	42.5%	40%	Actual outcome pending · 0 / 30 bars observed
Historical projection 10D n=160	+0.20%	-3.36% / +4.67%	51.3%	16.3%	Actual outcome pending · 0 / 10 bars observed

歷史情境統計基於已存檔相似 setup；圖中投影中位線為統計中位數的線性插值展示，並非價格路徑預測或買賣建議。

2026-06-17 → 2026-10-23 · 150 archived points · 4 Improving turn signal · 6 Deteriorating signal · 5 Exit review signal

Summary

score_with_momentum_v2 = main score + 5D momentum v2

Ranking score 44.2

Display grade 避免

Model version cursor_18_27_news_v2_160

Main score 41.2/110 (避免)

5D momentum v2 3/50 (弱)

Score with momentum v2 44.2/160 (低排序)

Risk level High

Audit trace

Full calculation detail

Calculation detail · 8 sections

Market inputs

Bar count 60

ma20 1086.2135

ma50 1149.5982

close 985.39

prevClose 960.67

avgVolume20 351325

volumeRatio 1.14

changePercent 2.57

Metrics snapshot

close 985.39

volume 400200

changePercent 2.57

110-point main rating

基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10

Main score 41.2/110

Main rating 避免

5D momentum v2 3/50

Score with momentum v2 44.2/160

Formula score_with_momentum_v2 = main_score + momentum_5d_v2_score

基本面 — 3.3/5 · 一般

Dimension score 3.3/5

Dimension grade 一般

Sub-items

pbPoints 0

pePoints 0.2

epsPoints 0.75

roePoints 0

debtPoints 0

marginPoints 0.75

turnoverUsdM 394.3531

volumePoints 0.5

revenuePoints 0.6

dividendPoints 0

marketCapPoints 0.5

資金流 — 10/20 · 較差

Dimension score 10/20

Dimension grade 較差

Sub-items

cmfPoints 2.4

mfiPoints 0.8

obvPoints 4

vwapPoints 0.8

institutional

score 2

details

source optional-neutral

warning

code INSTITUTIONAL_DATA_OPTIONAL

symbol US.FICO

message Institutional ownership is unavailable; neutral 2/4 money-flow treatment used.

optional true

holderCount n/a

holderPoints 2

top10ShareRatio n/a

concentrationPenalty 0

institutionPoints 2

市場環境 — 7/15 · 較差

Dimension score 7/15

Dimension grade 較差

Sub-items

vix

score 2.4

details

source twelvedata+fred

vixClose 17.84

trend

score 2.8

details

qqq

ma20 715.668

ma50 710.4064

name QQQ

close 714.88

points 1.4

spy

ma20 766.879

ma50 758.6164

name SPY

close 764.29

points 1.4

source twelvedata+fred

atrPct 5.5548

atrPoints 1

cciPoints 0.8

vixPoints 2.4

marketTrendPoints 2.8

催化劑 — 2/20 · 較差

Dimension score 2/20

Dimension grade 較差

Sub-items

catalyst

score 2

details

source finnhub_news_keyword_model

articleCount 8

catalystCount 0

catalystPoints 2

風險管理 — 4.9/10 · 較差

Dimension score 4.9/10

Dimension grade 較差

Sub-items

position

score 0.9

details

atrPct 5.5548

turnoverUsdM 394.3531

liquidityPoints 0.6

volatilityPoints 0.3

rrPoints 1.4

stopLevels

symbol US.FICO

rr_range 1:1.0-1:2.5

risk_profile 中等

stop_loss_price 875.9172

strength_details

ma_score 1

atr_score 1

rsi_score 2.5

macd_score 1

volume_score 2

market_adjustment 1

risk_reward_ratio 1

stop_loss_percent 11.1

take_profit_price 1089.3892

target_multiplier 1.9

technical_strength 1.5

take_profit_percent 10.6

positionPoints 0.9

stopLossPoints 0.6

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used

sector Information Technology

concentratedSectorPenalty 0

riskRewardRatio 1.2

stopLossPercent 11.1096

diversificationPoints 2

技術信號 — 12/30 · 較差

Dimension score 12/30

Dimension grade 較差

Sub-items

bbPoints 2.4

adxPoints 3

sarPoints 1.2

vcpPoints 1.1

macdPoints 0.8

vcpPayload

vcp_pass false

vcp_score 1.1

vcp_reason 跌縮量(近10日5日)；升放量(近10日2日)；Ready=N；Confirm=Y

vcp_metrics

up_days 3

vol_ref 404730

down_days 6

vcp_ready false

above_ma50 false

avg_vol_10 446180

avg_vol_20 346675

avg_vol_30 404730

range_pct_10 0.2963

range_pct_20 0.3083

range_pct_30 0.3588

up_expand_ok true

lookback_used 59

near_20d_high false

contraction_ok false

down_shrink_ok true

up_expand_days 2

breakout_20d_ok false

vol_ratio_10_30 1.1024

dist_to_20d_high 0.1711

down_shrink_days 5

breakout_level_20d 1188.8001

vcp_breakout_confirm true

contraction_ratio_10_30 0.8258

vcp_name_en Volatility Contraction Pattern

vcp_name_zh 波動收縮形態

vol_contraction false

kdjAdxPoints 0.5

rsiKdjPoints 0.8

volumeWeight 2

maCrossPoints 0

shortRsiPoints 0

shortMacdPoints 0.4

volConfirmPoints 0.6

volumePointsTechnical 1.2

情緒分析 — 2/10 · 較差

Dimension score 2/10

Dimension grade 較差

Sub-items

sentiment

score 2

details

source finnhub_news_keyword_model

articleCount 8

negativeHits 0

positiveHits 0

sentimentScoreRaw 0

sentimentData

raw {"id":142080083,"url":"https://finnhub.io/api/news?id=45e9ad0237afa538f65708855bcc3c6f9f97c54e40f4b2bb6851bbf9b6de60f3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., September 11, 2026--FICO Score 10T, the most predictive credit score available for mortgage lending, is available to FHA-approved lenders on January 1, 2027","category":"company","datetime":1789128000,"headline":"FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027"}, {"id":142028152,"url":"https://finnhub.io/api/news?id=974a3393e293e3c468e955b7511319c67d809098520ed8c24a6c89532db936ce","image":"","source":"Benzinga","related":"FICO","summary":"https://x.com/pulte/status/2097753235100512596","category":"company","datetime":1788964658,"headline":"U.S. Director of Federal Housing Bill Pulte Posts On X \"Effective Today, in the interest of transparency, ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securitized Product issued by Fannie Mae and Freddie Mac will now carry a VantageScore, in addition to a FICO score. One company cannot hold the market hostage. Americans and Investors and the market want change.\""}, {"id":142024979,"url":"https://finnhub.io/api/news?id=fd57c4892e4c765e05c35a121e3f20053fba073399eb8c124fc50c336b4a4f30","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., September 09, 2026--In partnership with HBCU Data Science Consortium, FICO Educational Analytics Challenge returns for fourth year, providing hands-on AI learning.","category":"company","datetime":1788955200,"headline":"FICO Educational Analytics Challenge Returns for Fourth Year, Tasking Students with Building AI to Detect Cyber Attacks"}, {"id":141956347,"url":"https://finnhub.io/api/news?id=06e0bd4aa81fdc8b602e7d0e33332855be744ae39027ba238f1b0daf59a16e2b","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"FICO plunged 17% after FHFA's Bill Pulte opened Fannie/Freddie lending to VantageScore, ending its scoring monopoly. Yet market share erosion will take years. With a solid business and excellent cash flow, contrarians may find this dip attractive.","category":"company","datetime":1788888338,"headline":"FICO’s Monopoly Cracks, But the Dip Could Be a Gift for Patient Investors"}, {"id":141771112,"url":"https://finnhub.io/api/news?id=ee96511d952cbf93eb350cc1b142655e17625ec21d31d20b0c90dd4e37864da7","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...","category":"company","datetime":1788798605,"headline":"FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore (UPDATED)"}, {"id":141659834,"url":"https://finnhub.io/api/news?id=c65abeee9d9cc73dd742e1e9d082cd48097eaaf13b76e8eeb31419e0fa28159a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]","category":"company","datetime":1788753475,"headline":"One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified?"}, {"id":141554390,"url":"https://finnhub.io/api/news?id=8bff2062d8ce602bb4ffef78f3c0276d3872209af9fb16215e0dbfcbee3deff6","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...","category":"company","datetime":1788649642,"headline":"Has Fair Isaac (FICO) Fallen Into Reasonable Territory After FHFA?"}, {"id":141511197,"url":"https://finnhub.io/api/news?id=e102dcd313454db4878797dad584d14a5f247191516b38fc8661657e7bd7edda","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...","category":"company","datetime":1788603081,"headline":"Fair Isaac (FICO) Stock Dropped, So What Is Behind The Latest Attention?"}

raw_source {"id":142089687,"url":"https://finnhub.io/api/news?id=dd9e264cf3157f2a754b61a9d9d58a5b5afff0a280eb3190d42970ec72b3fe62","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Business services providers thrive by solving complex operational challenges for their clients, allowing them to focus on their secret sauce. Furthermore, the demand for their offerings is rising as more clients outsource non-core functions, a trend that has enabled the industry to return 21.4% over the past six months. At the same time, the S&P 500 was up 12.7%.","category":"company","datetime":1789153625,"headline":"3 Services Stocks with Competitive Advantages"}, {"id":142080083,"url":"https://finnhub.io/api/news?id=45e9ad0237afa538f65708855bcc3c6f9f97c54e40f4b2bb6851bbf9b6de60f3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., September 11, 2026--FICO Score 10T, the most predictive credit score available for mortgage lending, is available to FHA-approved lenders on January 1, 2027","category":"company","datetime":1789128000,"headline":"FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027"}, {"id":142063226,"url":"https://finnhub.io/api/news?id=5c36407396ed503f8f881f45ef77bfc8294feaa87579ea120db1750bc560f716","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"AI agents can already pick your next purchase, but they still can't pull the trigger without your permission. Five companies are quietly building the infrastructure that changes that, and they are not all the obvious names.","category":"company","datetime":1789056913,"headline":"AI Agents Are About to Start Spending Your Money. 5 Stocks Sitting in the Line of Fire."}, {"id":142028235,"url":"https://finnhub.io/api/news?id=49ea1126bd4422ec77ea9bc56b3774aa7c4f436c915c9e97d2f3ea4f9965510d","image":"https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp","source":"ChartMill","related":"FICO","summary":"Curious about the S&P500 stocks that are in motion on Wednesday? Join us as we explore the top movers within the S&P500 index during today's session.","category":"company","datetime":1788980701,"headline":"Uncover the latest developments among S&P500 stocks in today's session."}, {"id":142028152,"url":"https://finnhub.io/api/news?id=974a3393e293e3c468e955b7511319c67d809098520ed8c24a6c89532db936ce","image":"","source":"Benzinga","related":"FICO","summary":"https://x.com/pulte/status/2097753235100512596","category":"company","datetime":1788964658,"headline":"U.S. Director of Federal Housing Bill Pulte Posts On X \"Effective Today, in the interest of transparency, ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securitized Product issued by Fannie Mae and Freddie Mac will now carry a VantageScore, in addition to a FICO score. One company cannot hold the market hostage. Americans and Investors and the market want change.\""}, {"id":142024979,"url":"https://finnhub.io/api/news?id=fd57c4892e4c765e05c35a121e3f20053fba073399eb8c124fc50c336b4a4f30","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., September 09, 2026--In partnership with HBCU Data Science Consortium, FICO Educational Analytics Challenge returns for fourth year, providing hands-on AI learning.","category":"company","datetime":1788955200,"headline":"FICO Educational Analytics Challenge Returns for Fourth Year, Tasking Students with Building AI to Detect Cyber Attacks"}, {"id":141958655,"url":"https://finnhub.io/api/news?id=34c32aab8bcdc7b97cfad2967f2b723c2bbb8d9f058862cbbf04412a8a11d065","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Quality compounders are flywheels. Said differently, they’re businesses that generate heaps of profits and consistently reinvest them to produce even more profits. Rinse and repeat.","category":"company","datetime":1788912438,"headline":"3 Quality Compounders Worth Your Attention"}, {"id":141956347,"url":"https://finnhub.io/api/news?id=06e0bd4aa81fdc8b602e7d0e33332855be744ae39027ba238f1b0daf59a16e2b","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"FICO plunged 17% after FHFA's Bill Pulte opened Fannie/Freddie lending to VantageScore, ending its scoring monopoly. Yet market share erosion will take years. With a solid business and excellent cash flow, contrarians may find this dip attractive.","category":"company","datetime":1788888338,"headline":"FICO’s Monopoly Cracks, But the Dip Could Be a Gift for Patient Investors"}, {"id":141954381,"url":"https://finnhub.io/api/news?id=cdea1d4c5b375f79dcfe54372a16145d17333df80c62a5d4a4767ae6590af224","image":"https://cdn.benzinga.com/files/images/story/2026/09/08/Analyst.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Fair Isaac is oversold and near $920 support after a 17% drop, suggesting a potential rebound as buyers may drive shares higher.","category":"company","datetime":1788871573,"headline":"Stock of the Day: Is This the Bottom for Fair Issac?"}, {"id":141771112,"url":"https://finnhub.io/api/news?id=ee96511d952cbf93eb350cc1b142655e17625ec21d31d20b0c90dd4e37864da7","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...","category":"company","datetime":1788798605,"headline":"FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore (UPDATED)"}, {"id":141769140,"url":"https://finnhub.io/api/news?id=b5e61f1a7b52d0b9a13ae9fce32a75094dbc2bee8fc4eead51a0b6477e63aff4","image":"https://cdn.benzinga.com/files/images/story/2026/09/07/Wall-Street-Sign-With-American-Flag-On-T.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Post-Labor Day selling could pressure IBM, Tesla, AppLovin and other stocks as investors make room for AI IPOs.","category":"company","datetime":1788770978,"headline":"OpenAI, Anthropic IPOs Could Spark a Selloff in These Struggling Stocks — IBM, Tesla, AppLovin Among Names at Risk"}, {"id":141659834,"url":"https://finnhub.io/api/news?id=c65abeee9d9cc73dd742e1e9d082cd48097eaaf13b76e8eeb31419e0fa28159a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]","category":"company","datetime":1788753475,"headline":"One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified?"}, {"id":141554390,"url":"https://finnhub.io/api/news?id=8bff2062d8ce602bb4ffef78f3c0276d3872209af9fb16215e0dbfcbee3deff6","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...","category":"company","datetime":1788649642,"headline":"Has Fair Isaac (FICO) Fallen Into Reasonable Territory After FHFA?"}, {"id":141511197,"url":"https://finnhub.io/api/news?id=e102dcd313454db4878797dad584d14a5f247191516b38fc8661657e7bd7edda","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...","category":"company","datetime":1788603081,"headline":"Fair Isaac (FICO) Stock Dropped, So What Is Behind The Latest Attention?"}, {"id":141495230,"url":"https://finnhub.io/api/news?id=9db8c68290807a8a5e4ed1004802ba71c8784280356d391b19361995a9c7014e","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"The Federal Housing Finance Agency recently ended Fair Isaac’s long-running exclusivity in U.S. mortgage credit scoring by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0 models from all lenders. This move threatens a key profit engine for Fair Isaac’s Scores segment by introducing direct price and model competition into its historically protected mortgage franchise. We’ll now examine how the loss of FICO’s exclusive role in government-backed mortgages could reshape Fair...","category":"company","datetime":1788581872,"headline":"Fair Isaac (FICO) Is Down 19.2% After FHFA Opens Mortgage Scoring To VantageScore Competition - Has The Bull Case Changed?"}, {"id":141472865,"url":"https://finnhub.io/api/news?id=beb33be2ba360fe180e9afe83ca094783f95a9e52d4cceb84ea7699c75299ef9","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Shares of credit scoring and analytics company FICO (NYSE:FICO) fell 15.2% in the afternoon session after the Federal Housing Finance Agency approved VantageScore 4.0 for all lenders originating Fannie Mae and Freddie Mac mortgage loans, according to the company’s press release. FHFA Director Bill Pulte directed government-sponsored enterprises Fannie Mae and Freddie Mac to immediately approve all mortgage lenders to use the VantageScore 4.0 credit scoring system. This directive expands a succes","category":"company","datetime":1788568930,"headline":"Why Fair Isaac Corporation (FICO) Shares Are Getting Obliterated Today"}, {"id":141461332,"url":"https://finnhub.io/api/news?id=5083c216cecb4a1fc7b24e486953a60c3fd103258f8fea7480faa7ab040dbda3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.","category":"company","datetime":1788554880,"headline":"Bill Pulte Instructs Fannie and Freddie to Approve VantageScore in Blow to FICO Scores"}, {"id":141455605,"url":"https://finnhub.io/api/news?id=b37429d0907b38168ee903a8c04e345c900c946f87e5e00e18a689660de4f2bf","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Fannie Mae and Freddie Mac must approve every lender for VantageScore","category":"company","datetime":1788549132,"headline":"FICO Stock Falls 16% After Pulte Ends Its Mortgage Monopoly"}, {"id":141452824,"url":"https://finnhub.io/api/news?id=3efa247763ccb82bb432983509e2a71efe32dcd5773a037e2a6257e90876b9ce","image":"https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp","source":"ChartMill","related":"FICO","summary":"Let's have a look at the top S&P500 gainers and losers one hour before the close of the markets of today's session.","category":"company","datetime":1788548701,"headline":"Exploring the top movers within the S&P500 index during today's session."}, {"id":141454953,"url":"https://finnhub.io/api/news?id=7640c018d6f0f506761da8746db55653026c2dbf0fa28ecf71502524e78b3b74","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Sandisk and Micron rise as artificial-intelligence stocks broadly rally with Treasury yields retreating.","category":"company","datetime":1788541980,"headline":"Tesla, Fair Isaac, Micron, Sandisk, AMC, Trade Desk, UiPath, and More Stocks That Explain Today’s Market"}, {"id":141446587,"url":"https://finnhub.io/api/news?id=67f1fc7d2f862b07a78b520a4d8c69c1b3cf307176347a1decb7c36067100eee","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"On Sept. 4, 2026, a robust August employment beat reignites hawkish Fed expectations, sending investors toward defensive sectors.","category":"company","datetime":1788539737,"headline":"Stock Market Midday, Sept. 4: Stocks Edge Lower on Strong Jobs Report as Lululemon Plummets"}, {"id":141442177,"url":"https://finnhub.io/api/news?id=8365b14ad862209478e14241b98643c5a1b70d3eb7cfb54eeaa638afc9d6c0a4","image":"https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp","source":"ChartMill","related":"FICO","summary":"Stay updated with the movements of the S&P500 index in the middle of the day on Friday. Discover which stocks are leading as top gainers and losers in today's session.","category":"company","datetime":1788539701,"headline":"Discover which S&P500 stocks are making waves on Friday."}, {"id":141441443,"url":"https://finnhub.io/api/news?id=7456e28acaa989c0250efbe8664c7074d5b422b50e025a416d8bc0fc73054c18","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"U.S. Federal Housing Finance Agency Director Bill Pulte thinks FICO is making too much money.","category":"company","datetime":1788538620,"headline":"Why Fair Isaac Stock Crashed Today"}, {"id":141459861,"url":"https://finnhub.io/api/news?id=30d38497a87f1247b0ce6efc1f3f404543143d02928239ecb9b11db58392e4b9","image":"https://cdn.benzinga.com/files/images/story/2026/09/04/wall-street-ai17.png?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"August payrolls came in at 162,000, nearly triple consensus, pushing September rate-hike odds to 60%. Stocks rose anyway, backed by record earnings.","category":"company","datetime":1788537627,"headline":"Jobs Blowout Revives Rate-Hike Bets, but Record Earnings Cushion the Blow: This Week on Wall Street"}, {"id":141432737,"url":"https://finnhub.io/api/news?id=0e9215d8716820fb5d36ec569cac15143555d4ff7f1810574f69c89c3eaf6965","image":"https://www.chartmill.com/images/uploads/CM_Gap_Stocks_Small_free_ad767b11cf.webp","source":"ChartMill","related":"FICO","summary":"Wondering which stocks are making significant price gaps? Explore the S&P500 index on Friday to find the gap up and gap down stocks in today's session.","category":"company","datetime":1788532501,"headline":"These S&P500 stocks are gapping in today's session"}, {"id":141446309,"url":"https://finnhub.io/api/news?id=e2c65493b8caa09d2c5b8309554d017d70babae8476939c3d52ac02510727a7f","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.","category":"company","datetime":1788531660,"headline":"FICO Parent Fair Isaac and Credit Bureaus Sink. Bill Pulte Is Behind the Drop."}, {"id":141436253,"url":"https://finnhub.io/api/news?id=767ef4dcdcdcb11fb1b2a5e9e6626d2ca0c9250463bb8d079208b58fc9770a8a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.","category":"company","datetime":1788531660,"headline":"Equifax, TransUnion, Experian Stocks Fall After Pulte Says Credit Firms Are Overcharging"}, {"id":140107239,"url":"https://finnhub.io/api/news?id=5f9a8b70a8cb4995fbc8ee557dd49a76d6933376cf166d5e74e34933b96ed574","image":"","source":"Benzinga","related":"FICO","summary":"","category":"company","datetime":1788529046,"headline":"Guidewire Software shares are trading higher after the company reported better-than-expected Q2 financial results, raised its FY26 sales guidance and issued Q3 sales guidance above estimates. Also, BTIG maintained its buy rating on the stock and raised its price target from $175 to $200."}, {"id":141449919,"url":"https://finnhub.io/api/news?id=b3fa9337d21cb53cc886ddba9f1007d102100cddf69f58a2e8b41c7db1350f9c","image":"https://cdn.benzinga.com/files/images/story/2026/09/04/Wall-Street-ai6.png?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"A blowout August jobs report pushed traders to price a coin-flip chance of a Federal Reserve rate hike this month, dragging the S&P 500 and Dow lower by midday Friday.","category":"company","datetime":1788528751,"headline":"SanDisk Jumps 10%, Lululemon Crashes 17%: Stock Market Today"}, {"id":141453208,"url":"https://finnhub.io/api/news?id=fe3d752f2fb73239d17b6f307580eda4f281abba8963e070499a65ee947f6e5e","image":"https://cdn.benzinga.com/files/images/story/2025/11/06/movers_1.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Gainers\n\nMindForge (NASDAQ:MF) shares increased by 15.5% to $12.46 during Friday's regular session. The company's market cap stands at $19.6 million. \nSMX (Security Matters) (NASDAQ:SMX) shares increased by","category":"company","datetime":1788527180,"headline":"12 Information Technology Stocks Moving In Friday's Intraday Session"}, {"id":141425030,"url":"https://finnhub.io/api/news?id=5030d26aa984c830818eda1c4b16e236d371557cd7f2407be913a5da2bf31ceb","image":"https://www.chartmill.com/images/uploads/CM_Premarket_Movers_Small_free_90289f6b81.webp","source":"ChartMill","related":"FICO","summary":"Wondering what's happening in today's pre-market session? Stay tuned for the latest updates on S&P500 stock movements.","category":"company","datetime":1788525301,"headline":"Stay updated with the S&P500 stocks that are on the move in today's pre-market session."}, {"id":141424370,"url":"https://finnhub.io/api/news?id=a0ca2e0718d8875133fa168f1e023c390f8284ab72cb2be9f11e146aa93ca638","image":"https://www.chartmill.com/images/uploads/CM_Premarket_Movers_Small_free_90289f6b81.webp","source":"ChartMill","related":"FICO","summary":"The US market is yet to commence its session on Friday, but let's get a preview of the pre-market session and explore the top gainers and losers driving the early market movements.","category":"company","datetime":1788525000,"headline":"Which stocks are moving before the opening bell on Friday?"}, {"id":141453209,"url":"https://finnhub.io/api/news?id=2085bd9a820a4a704d2bf7dfef5a52000b9e941dbea71d80483ddff8578be8a7","image":"https://cdn.benzinga.com/files/images/story/2026/09/04/FICO-sign-on-building.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Fair Isaac is trading lower Friday after the FHFA told Fannie Mae and Freddie Mac to let all lenders use the VantageScore 4.0 credit model.","category":"company","datetime":1788524351,"headline":"FICO Stock Slides Friday: What Investors Need to Know"}, {"id":141443837,"url":"https://finnhub.io/api/news?id=3c2829698ba30b52ce0183d269e1ca5d0de50568a6ec14b358dd82d57e8aaf35","image":"https://image.cnbcfm.com/api/v1/image/108297844-1777312284091-gettyimages-2259118184-_73a8649_wjxtu0dm.jpeg?v=1777312337&w=1920&h=1080","source":"CNBC","related":"FICO","summary":"These are the stocks posting the largest moves midday.","category":"company","datetime":1788523047,"headline":"Stocks making the biggest moves midday: Sandisk, Tesla, Lululemon, Quanex, AMC & more"}, {"id":141446206,"url":"https://finnhub.io/api/news?id=1bd4d487a404045d7b930085238192b57807387f76c51b24d5e11ae4ee205c18","image":"https://cdn.benzinga.com/files/images/story/2025/11/06/movers_2.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Gainers\n\nSamsara (NYSE:IOT) shares increased by 13.3% to $43.9 during Friday's pre-market session. The company's market cap stands at $22.5 billion. The company's, Q2 earnings came out yesterday. \nAlpha","category":"company","datetime":1788509158,"headline":"12 Information Technology Stocks Moving In Friday's Pre-Market Session"}, {"id":141435374,"url":"https://finnhub.io/api/news?id=7d7a5cbfb28d73c4648642113faf8d2931c6e9501b2c5b6584aa68531491851b","image":"https://cdn.benzinga.com/files/images/story/2026/09/04/Bill-Pulte-is-interviewed-in-his-offices.jpg?width=2048&height=1536","source":"Benzinga","related":"FICO","summary":"Trump housing chief Bill Pulte moves to break FICO’s monopoly, allowing lenders to use VantageScore for mortgages.","category":"company","datetime":1788497864,"headline":"FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore"}, {"id":141398484,"url":"https://finnhub.io/api/news?id=454d4a1ad4995b9772141544627742757541f6c4c3a85118a163ddd07f6a68b7","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Growth is a hallmark of all great companies, but the laws of gravity eventually take hold. Those who rode the COVID boom and ensuing tech selloff in 2022 will surely remember that the market’s punishment can be swift and severe when trajectories fall.","category":"company","datetime":1788441798,"headline":"3 Growth Stocks to Stash"}, {"id":141388466,"url":"https://finnhub.io/api/news?id=41e39ce2214e0a716a9c4641e60b7ce33de23b023914bdfc6a9500d3ecb29d6b","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.","category":"company","datetime":1788390023,"headline":"2 Profitable Stocks with Exciting Potential and 1 That Underwhelm"}, {"id":141375313,"url":"https://finnhub.io/api/news?id=dd0e8decde7d79c22faf1925102fd36cfd538f133664001b5eab9c64c3deaa17","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1502778866/image_1502778866.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"FICO","summary":"Fair Isaac stock is a hold: Scores segment growth and raised guidance are strong, but valuation remains rich. See more details on FICO here.","category":"company","datetime":1788330266,"headline":"Fair Isaac May Be Cheap Compared To The Past, But It's Not Cheap Enough"}, {"id":141319340,"url":"https://finnhub.io/api/news?id=2da6ec745278e3a811925654f9b41382ae6d2f8b5083263bfc7c9581a7b3287d","image":"","source":"Benzinga","related":"FICO","summary":"","category":"company","datetime":1788263048,"headline":"Trading Halt: Halt status updated at 10:10:00 AM ET: Quotation Resumption: IPO security released for quotation"}, {"id":139988101,"url":"https://finnhub.io/api/news?id=791a5e13ea4dbd7a6584f0c2e67e1095efdac1797cb85ae39fd07ce4ff023a3f","image":"","source":"Benzinga","related":"FICO","summary":"","category":"company","datetime":1788263048,"headline":"T3 Defense Announces That CEO Menachem Shalom Converted ~$2.14M Of Personally Held Promissory Notes Into ~4.1M Restricted Shares"}, {"id":141347426,"url":"https://finnhub.io/api/news?id=2c93cc2866c4e5e2b3e0c035c62ba00d7d0084b591a2c04e432c7dfb0faf1be4","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1063753064/image_1063753064.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"FICO","summary":"FICO stock is down 40% but still pricey at 27x earnings.","category":"company","datetime":1788058853,"headline":"Fair Isaac: Mortgage Pricing Is Doing The Work"}, {"id":141364870,"url":"https://finnhub.io/api/news?id=1fa9a25c0dc775f5cd7c26e9a030006dd1d3ba53fa2e2f9c3af1e24dbffdf05c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Although Fair Isaac has underperformed the broader market over the past year, Wall Street analysts maintain a moderately optimistic outlook on the stock’s prospects.","category":"company","datetime":1787943836,"headline":"What Are Wall Street Analysts' Target Price for Fair Isaac Stock?"}, {"id":141364874,"url":"https://finnhub.io/api/news?id=d3c00c4ad776af1fb6fd558112b008d6009a54cd5f8e7f46d09a06d980362809","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.","category":"company","datetime":1787934625,"headline":"Why Is Fair Isaac (FICO) Up 1.5% Since Last Earnings Report?"}, {"id":141364875,"url":"https://finnhub.io/api/news?id=80fc8b5400dfea945596686a5af7cc7eeb600076bb109783fd7b813dc831f0ba","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.","category":"company","datetime":1787841907,"headline":"2 Mid-Cap Stocks with Promising Prospects and 1 Facing Headwinds"}, {"id":141324061,"url":"https://finnhub.io/api/news?id=cc4cb34a2852e6e26fd9ac6e72a3fe75a9d47756e2ab415904fe7e9bf551282b","image":"https://image.cnbcfm.com/api/v1/image/108198065-17576820892025-09-12t124714z_1004487324_rc2bqga9sjlj_rtrmadp_0_usa-economy.jpeg?v=1757682121&w=1920&h=1080","source":"CNBC","related":"FICO","summary":"The K-shaped economy may be changing. New data shows income and spending gaps are narrowing — but household finances tell a more complicated story.","category":"company","datetime":1787668754,"headline":"Is the K-shaped economy ending? Finance pros weigh in"}, {"id":141317321,"url":"https://finnhub.io/api/news?id=e122b50771afa1b17b638227be099c9daef2eac453e91f6b08974986e7f6e553","image":"https://image.cnbcfm.com/api/v1/image/107051571-1650979204433-gettyimages-1212102752-_mg_5788-credit-score.jpeg?v=1745602625&w=1920&h=1080","source":"CNBC","related":"FICO","summary":"Understanding how your FICO Score compares can help you gauge your financial health.","category":"company","datetime":1787664902,"headline":"What is the average credit score and how can you improve yours?"}, {"id":141364876,"url":"https://finnhub.io/api/news?id=e592d8db5a748536abe884e0bf913bae9b97cb97b227a5a599870ef11195f870","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Average FICO credit scores remain stable at 714, but there's a lot of hidden financial strain in the details.","category":"company","datetime":1787662954,"headline":"Average FICO score steady, but don't be fooled. Americans are pinched"}, {"id":141364871,"url":"https://finnhub.io/api/news?id=4e7de42fbe34664121d507af7fdb59f258ccbcd825e16c473e4c6d036fbda1de","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., August 25, 2026--FICO released its Fall '26 FICO® Score Credit Insights report, showing the average U.S. FICO Score held steady at 714 as consumers show resilience.","category":"company","datetime":1787662800,"headline":"FICO® Score Credit Insights Report: Average FICO Score Holds Steady at 714 as Consumers Show Resilience"}, {"id":141364872,"url":"https://finnhub.io/api/news?id=36358f9cf51f7f8ea7c499b5584d26e9c2bae21604140f2efe37c5c2b8efa8ec","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Over the same period, the average active balance increased 1.4% to £1,975 ($2,693), the highest level in the series and 4.7% above June 2025.","category":"company","datetime":1787661291,"headline":"UK credit card repayments weaken as balances grow in June: FICO"}, {"id":141364873,"url":"https://finnhub.io/api/news?id=ba25df8d9c126d6735093eaca6f564caebc60e0523e543fb7f72cf0145a9b649","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"LONDON, August 24, 2026--As summer spending rose in June, credit card data analysis for June 2026 by global analytics software leader FICO (NYSE: FICO) underlines the financial pressures facing UK households. Falling payments contributed to an annual increase in accounts with one, two and three missed payments. And with average balances across all three delinquent categories rising month-on-month, risk teams will need to maintain heightened monitoring for signs of pressure on affordability.","category":"company","datetime":1787562000,"headline":"UK Credit Card Payment Rates Drop and Card Balances Rise as Summer Spending Puts Pressure on Consumers"}, {"id":141254409,"url":"https://finnhub.io/api/news?id=9d113a09f48670d436e6f2252bf1887b5a026dfadda5e1b78c4e9f01efe715bf","image":"https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp","source":"ChartMill","related":"FICO","summary":"Join us in exploring the top gainers and losers within the S&P500 index in the middle of the day on Wednesday as we examine the latest happenings in today's session.","category":"company","datetime":1787157301,"headline":"What's going on in today's session: S&P500 movers"}, {"id":140084891,"url":"https://finnhub.io/api/news?id=f5e502f12a5780ec99d7455a907a0deb38d10db6df3e7f869f1b66ce708e7f43","image":"","source":"Benzinga","related":"FICO","summary":"","category":"company","datetime":1787154395,"headline":"SAP Signavio And Tangible Growth Announce Partnership To Give Leaders Real-Time Visibility Into Transformation Investment Outcomes"}, {"id":141283729,"url":"https://finnhub.io/api/news?id=3fc31010e6b7ddfd437f80570c7f40fa8495d3e7b3da1cfb36fb45546e9f940c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"In recent days, Informative Research announced it joined Fair Isaac’s FICO Mortgage Direct License Program while Alogram Inc. made its fraud intelligence suite available through FICO Marketplace, broadening access to FICO Scores and AI-driven decisioning tools for lenders and enterprises. Together, these moves expand the reach of FICO’s platform and mortgage ecosystem, potentially deepening client integration by embedding FICO-powered scoring and fraud insights more directly into lending...","category":"company","datetime":1786734743,"headline":"Does FICO’s (FICO) New Marketplace Integrations Reveal a Deeper Shift in Its Platform Strategy?"}, {"id":141283730,"url":"https://finnhub.io/api/news?id=6336d561011e87019d83dae4f79c8ad3dd6e7fc7cf68de0fce2136b0a61096ed","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Fair Isaac (NYSE:FICO) added Alogram's AI-powered fraud intelligence suite to the FICO Marketplace, expanding tools available to clients on the FICO Platform ecosystem. The partnership brings explainable, audit-ready fraud detection and behavioral analytics that enterprises can plug into existing decisioning workflows. FICO customers can use Alogram's offerings to support real-time risk assessment and management of complex fraud and abuse scenarios. For readers looking to compare this move...","category":"company","datetime":1786720378,"headline":"Fair Isaac (FICO) Adds AI Fraud Intelligence To Its Marketplace"}, {"id":141283737,"url":"https://finnhub.io/api/news?id=eb1b9b6d19b417da83ebfb01457e3e4fa6202a97e8161ec8574be0293bff6341","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Recent partnership news around Fair Isaac stock Fair Isaac (FICO) is back in focus after Informative Research joined the FICO Mortgage Direct License Program, a move aimed at broadening access to FICO Scores for mortgage lenders. The program now covers 73.1% of total mortgage reseller volume, and Informative Research adds to this network of tri merge resellers. For you as an investor, the development highlights how Fair Isaac positions its Scores segment within US mortgage workflows. See our...","category":"company","datetime":1786716606,"headline":"Fair Isaac (FICO) Stock Jumped, So What Is Driving Attention Now?"}, {"id":140027716,"url":"https://finnhub.io/api/news?id=17adf0d15ec4079a9bb0faf5213b615bec6367c802fd3b9c203d6f8ad2dd2679","image":"","source":"Benzinga","related":"FICO","summary":"","category":"company","datetime":1786634495,"headline":"Fortinet shares are trading higher after reporting better-than-expected Q4 financial results and Q1 and FY26 outlook. Also, Rosenblatt raised its price target on the stock from $100 to $105."}, {"id":141206765,"url":"https://finnhub.io/api/news?id=d9d93f02cb6c4f7b54cb915647524ee4bb87b10acade3b3a803d38d9e63f413d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"TransUnion's 15.3% rally is backed by stronger earnings, revenues and raised 2026 guidance, but debt and margin pressure could test further gains.","category":"company","datetime":1786632120,"headline":"TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here?"}, {"id":141205724,"url":"https://finnhub.io/api/news?id=1ca784022f7085c80509c28b3ce0313f7d7beafe5e7eef62b1a066539dbbafa1","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"BOZEMAN, Mont., August 13, 2026--Informative Research joins FICO Mortgage Direct License Program, advancing efforts to lower costs and improve access to FICO Scores for lenders","category":"company","datetime":1786622400,"headline":"Informative Research Joins FICO Mortgage Direct License Program"}, {"id":141204651,"url":"https://finnhub.io/api/news?id=0e27034dddb00e54ee04a1d90c4656f45608e2775303132cea9344ba1745252d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"FICO","summary":"Upstart stock is down almost 35% this year, but investors might be too pessimistic.","category":"company","datetime":1786620900,"headline":"Prediction: This Artificial Intelligence (AI) Stock Is Going to Double by 2027"}

data_source finnhub_news_keyword_model

article_count 8

negative_hits 0

positive_hits 0

recomputed_at_score true

sentiment_score_raw 0

source_article_count 60

discarded_article_count 37

sentimentPoints 2

Dimension contribution

Dimension Raw Max Norm % Contrib

基本面 3.3 5/110 66% 3.3

資金流 10 20/110 50% 10

市場環境 7 15/110 46.67% 7

催化劑 2 20/110 10% 2

風險管理 4.9 10/110 49% 4.9

技術信號 12 30/110 40% 12

情緒分析 2 10/110 20% 2

5D momentum v2 breakdown

Cursor_18.25 5D momentum v2 0-50

5D momentum v2 3/50

ret_5d -0.1193

max_score 50

max_total 50

raw_total 3

vcp_bonus 0

vol_ratio 1.1544

ret_points 0

vol_points 2

range_ratio 1.0036

volat_points 0

day_range_pct 0.0414

model_version cursor_18_27_news_v2_160

available_bars 30

breakout_points 0

partial_history false

pullback_points 1

breakout_vol_bonus 0

first_breakout_20d false

return_window_days 5

first_breakout_bonus 0

breakout_quality_points 0

Risk management

level High

reason risk management score < 5/10

position

score 0.9

details

atrPct 5.5548

turnoverUsdM 394.3531

liquidityPoints 0.6

volatilityPoints 0.3

rrPoints 1.4

stopLevels

symbol US.FICO

rr_range 1:1.0-1:2.5

risk_profile 中等

stop_loss_price 875.9172

strength_details

ma_score 1

atr_score 1

rsi_score 2.5

macd_score 1

volume_score 2

market_adjustment 1

risk_reward_ratio 1

stop_loss_percent 11.1

take_profit_price 1089.3892

target_multiplier 1.9

technical_strength 1.5

take_profit_percent 10.6

positionPoints 0.9

stopLossPoints 0.6

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used

sector Information Technology

concentratedSectorPenalty 0

riskRewardRatio 1.2

stopLossPercent 11.1096

diversificationPoints 2

Calculation audit log

基本面分析總分: 3.3/5分
資金流分析總分: 10/20分
市場環境分析總分: 7/15分
催化劑分析: 2/20分
風險管理總分: 4.9/10分
技術信號分析總分: 12/30分
情緒分析: 2/10分
共振率(僅顯示不加分): 0%

Technical indicators

adx

value 71.43

atr

atr 54.7364

rule ATR / current price; lower volatility scores higher

score 2

atr_pct 5.55

cci

rule Cursor_18.24 CCI bands

level 超買或超賣風險

score 2

value -100.42

cmf

rule Cursor_18.24 CMF bands

level 輕微流入

score 6

value 0.1583

kdj

d 31.32

j 28.91

k 30.52

rule Cursor_18.24 K/D cross

score 0

signal 死叉

mfi

rule Cursor_18.24 MFI bands

level 超賣或超買風險

score 2

value 38.57

obv

rule Cursor_18.24 recent_slope vs previous_slope

score 10

trend 強流入

value -318600

recentSlope -39220

previousSlope -22680

rsi

value 27.93

sar

rule Cursor_18.24 Parabolic SAR

score 4

trend 下降

value 1165.2155

position SAR喺價上

distancePct 18.25

previousTrend 下降

ma50

value 1149.5982

macd

macd -44.189

trend 看跌

signal -28.6452

histogram -15.5438

vwap

rule Cursor_18.24 VWAP 20D consecutive close

score 2

value 1033.7022

position <VWAP

consecutiveAbove 0

volume

rule Cursor_18.24 volume ratio

level 有量

ratio 1.14

score 6

avgVolume 351325

currentVolume 400200

derived

ma20 1086.2135

ma50 1149.5982

prevClose 960.67

avgVolume10 467900

avgVolume20 351325

changePercent 2.57

avgVolumeForScore 351325

ma_cross

ma20 1086.2135

ma50 1149.5982

rule Cursor_18.24 MA20/MA50 cross

cross 熊勢

score 0

prevMa20 1092.479

prevMa50 1154.0234

spreadPct 5.51

isVolumeBreakout false

bollinger

lower 926.5485

upper 1245.8785

position 中間

rsi_short

value 31.26

macd_short

macd 0

trend 中性

signal 0

histogram 0

volume_ratio

ratio 1.14

Raw calculation JSON

{
  "risk": {
    "level": "High",
    "reason": "risk management score < 5/10",
    "position": {
      "score": 0.9,
      "details": {
        "atrPct": 5.554795506806489,
        "turnoverUsdM": 394.35308200199995,
        "liquidityPoints": 0.6,
        "volatilityPoints": 0.3
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.FICO",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 875.9172,
      "strength_details": {
        "ma_score": 1,
        "atr_score": 1,
        "rsi_score": 2.5,
        "macd_score": 1,
        "volume_score": 2
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1,
      "stop_loss_percent": 11.1,
      "take_profit_price": 1089.3892,
      "target_multiplier": 1.9,
      "technical_strength": 1.5,
      "take_profit_percent": 10.6
    },
    "positionPoints": 0.9,
    "stopLossPoints": 0.6,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Information Technology",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2,
    "stopLossPercent": 11.109591013612977,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 44.2,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 41.2,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 3
  },
  "market": {
    "ma20": 1086.2135,
    "ma50": 1149.5982,
    "close": 985.39,
    "prevClose": 960.67,
    "avgVolume20": 351325,
    "volumeRatio": 1.14,
    "changePercent": 2.57
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 3,
    "details": {
      "ret_5d": -0.11934619147997683,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 3,
      "vcp_bonus": 0,
      "vol_ratio": 1.1543953270354077,
      "ret_points": 0,
      "vol_points": 2,
      "range_ratio": 1.0035706906127935,
      "volat_points": 0,
      "day_range_pct": 0.04140491539994401,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 44.2,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 3.3,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 66,
        "contribution": 3.3
      },
      {
        "raw": 10,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 50,
        "contribution": 10
      },
      {
        "raw": 7,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 46.67,
        "contribution": 7
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 4.9,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 49,
        "contribution": 4.9
      },
      {
        "raw": 12,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 40,
        "contribution": 12
      },
      {
        "raw": 2,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 20,
        "contribution": 2
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "避免",
    "result": 41.2,
    "details": [
      "基本面分析總分: 3.3/5分",
      "資金流分析總分: 10/20分",
      "市場環境分析總分: 7/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 4.9/10分",
      "技術信號分析總分: 12/30分",
      "情緒分析: 2/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 3.3,
      "資金流": 10,
      "市場環境": 7,
      "情緒分析": 2,
      "技術信號": 12,
      "風險管理": 4.9
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "一般",
        "items": {
          "pbPoints": 0,
          "pePoints": 0.2,
          "epsPoints": 0.75,
          "roePoints": 0,
          "debtPoints": 0,
          "marginPoints": 0.75,
          "turnoverUsdM": 394.35308200199995,
          "volumePoints": 0.5,
          "revenuePoints": 0.6,
          "dividendPoints": 0,
          "marketCapPoints": 0.5
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 2.4,
          "mfiPoints": 0.8,
          "obvPoints": 4,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.FICO",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "較差",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred",
              "vixClose": 17.84
            }
          },
          "trend": {
            "score": 2.8,
            "details": {
              "qqq": {
                "ma20": 715.6679992,
                "ma50": 710.4063990999997,
                "name": "QQQ",
                "close": 714.88,
                "points": 1.4
              },
              "spy": {
                "ma20": 766.87899445,
                "ma50": 758.61640102,
                "name": "SPY",
                "close": 764.28998,
                "points": 1.4
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 5.554795506806489,
          "atrPoints": 1,
          "cciPoints": 0.8,
          "vixPoints": 2.4,
          "marketTrendPoints": 2.8
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "negativeHits": 0,
              "positiveHits": 0,
              "sentimentScoreRaw": 0
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 142080083,
                "url": "https://finnhub.io/api/news?id=45e9ad0237afa538f65708855bcc3c6f9f97c54e40f4b2bb6851bbf9b6de60f3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., September 11, 2026--FICO Score 10T, the most predictive credit score available for mortgage lending, is available to FHA-approved lenders on January 1, 2027",
                "category": "company",
                "datetime": 1789128000,
                "headline": "FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027"
              },
              {
                "id": 142028152,
                "url": "https://finnhub.io/api/news?id=974a3393e293e3c468e955b7511319c67d809098520ed8c24a6c89532db936ce",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "https://x.com/pulte/status/2097753235100512596",
                "category": "company",
                "datetime": 1788964658,
                "headline": "U.S. Director of Federal Housing Bill Pulte Posts On X \"Effective Today, in the interest of transparency, ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securitized Product issued by Fannie Mae and Freddie Mac will now carry a VantageScore, in addition to a FICO score. One company cannot hold the market hostage. Americans and Investors and the market want change.\""
              },
              {
                "id": 142024979,
                "url": "https://finnhub.io/api/news?id=fd57c4892e4c765e05c35a121e3f20053fba073399eb8c124fc50c336b4a4f30",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., September 09, 2026--In partnership with HBCU Data Science Consortium, FICO Educational Analytics Challenge returns for fourth year, providing hands-on AI learning.",
                "category": "company",
                "datetime": 1788955200,
                "headline": "FICO Educational Analytics Challenge Returns for Fourth Year, Tasking Students with Building AI to Detect Cyber Attacks"
              },
              {
                "id": 141956347,
                "url": "https://finnhub.io/api/news?id=06e0bd4aa81fdc8b602e7d0e33332855be744ae39027ba238f1b0daf59a16e2b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "FICO plunged 17% after FHFA's Bill Pulte opened Fannie/Freddie lending to VantageScore, ending its scoring monopoly. Yet market share erosion will take years. With a solid business and excellent cash flow, contrarians may find this dip attractive.",
                "category": "company",
                "datetime": 1788888338,
                "headline": "FICO’s Monopoly Cracks, But the Dip Could Be a Gift for Patient Investors"
              },
              {
                "id": 141771112,
                "url": "https://finnhub.io/api/news?id=ee96511d952cbf93eb350cc1b142655e17625ec21d31d20b0c90dd4e37864da7",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...",
                "category": "company",
                "datetime": 1788798605,
                "headline": "FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore (UPDATED)"
              },
              {
                "id": 141659834,
                "url": "https://finnhub.io/api/news?id=c65abeee9d9cc73dd742e1e9d082cd48097eaaf13b76e8eeb31419e0fa28159a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]",
                "category": "company",
                "datetime": 1788753475,
                "headline": "One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified?"
              },
              {
                "id": 141554390,
                "url": "https://finnhub.io/api/news?id=8bff2062d8ce602bb4ffef78f3c0276d3872209af9fb16215e0dbfcbee3deff6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...",
                "category": "company",
                "datetime": 1788649642,
                "headline": "Has Fair Isaac (FICO) Fallen Into Reasonable Territory After FHFA?"
              },
              {
                "id": 141511197,
                "url": "https://finnhub.io/api/news?id=e102dcd313454db4878797dad584d14a5f247191516b38fc8661657e7bd7edda",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...",
                "category": "company",
                "datetime": 1788603081,
                "headline": "Fair Isaac (FICO) Stock Dropped, So What Is Behind The Latest Attention?"
              }
            ],
            "raw_source": [
              {
                "id": 142089687,
                "url": "https://finnhub.io/api/news?id=dd9e264cf3157f2a754b61a9d9d58a5b5afff0a280eb3190d42970ec72b3fe62",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Business services providers thrive by solving complex operational challenges for their clients, allowing them to focus on their secret sauce. Furthermore, the demand for their offerings is rising as more clients outsource non-core functions, a trend that has enabled the industry to return 21.4% over the past six months. At the same time, the S&P 500 was up 12.7%.",
                "category": "company",
                "datetime": 1789153625,
                "headline": "3 Services Stocks with Competitive Advantages"
              },
              {
                "id": 142080083,
                "url": "https://finnhub.io/api/news?id=45e9ad0237afa538f65708855bcc3c6f9f97c54e40f4b2bb6851bbf9b6de60f3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., September 11, 2026--FICO Score 10T, the most predictive credit score available for mortgage lending, is available to FHA-approved lenders on January 1, 2027",
                "category": "company",
                "datetime": 1789128000,
                "headline": "FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027"
              },
              {
                "id": 142063226,
                "url": "https://finnhub.io/api/news?id=5c36407396ed503f8f881f45ef77bfc8294feaa87579ea120db1750bc560f716",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "AI agents can already pick your next purchase, but they still can't pull the trigger without your permission. Five companies are quietly building the infrastructure that changes that, and they are not all the obvious names.",
                "category": "company",
                "datetime": 1789056913,
                "headline": "AI Agents Are About to Start Spending Your Money. 5 Stocks Sitting in the Line of Fire."
              },
              {
                "id": 142028235,
                "url": "https://finnhub.io/api/news?id=49ea1126bd4422ec77ea9bc56b3774aa7c4f436c915c9e97d2f3ea4f9965510d",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Curious about the S&P500 stocks that are in motion on Wednesday? Join us as we explore the top movers within the S&P500 index during today's session.",
                "category": "company",
                "datetime": 1788980701,
                "headline": "Uncover the latest developments among S&P500 stocks in today's session."
              },
              {
                "id": 142028152,
                "url": "https://finnhub.io/api/news?id=974a3393e293e3c468e955b7511319c67d809098520ed8c24a6c89532db936ce",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "https://x.com/pulte/status/2097753235100512596",
                "category": "company",
                "datetime": 1788964658,
                "headline": "U.S. Director of Federal Housing Bill Pulte Posts On X \"Effective Today, in the interest of transparency, ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securitized Product issued by Fannie Mae and Freddie Mac will now carry a VantageScore, in addition to a FICO score. One company cannot hold the market hostage. Americans and Investors and the market want change.\""
              },
              {
                "id": 142024979,
                "url": "https://finnhub.io/api/news?id=fd57c4892e4c765e05c35a121e3f20053fba073399eb8c124fc50c336b4a4f30",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., September 09, 2026--In partnership with HBCU Data Science Consortium, FICO Educational Analytics Challenge returns for fourth year, providing hands-on AI learning.",
                "category": "company",
                "datetime": 1788955200,
                "headline": "FICO Educational Analytics Challenge Returns for Fourth Year, Tasking Students with Building AI to Detect Cyber Attacks"
              },
              {
                "id": 141958655,
                "url": "https://finnhub.io/api/news?id=34c32aab8bcdc7b97cfad2967f2b723c2bbb8d9f058862cbbf04412a8a11d065",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Quality compounders are flywheels. Said differently, they’re businesses that generate heaps of profits and consistently reinvest them to produce even more profits. Rinse and repeat.",
                "category": "company",
                "datetime": 1788912438,
                "headline": "3 Quality Compounders Worth Your Attention"
              },
              {
                "id": 141956347,
                "url": "https://finnhub.io/api/news?id=06e0bd4aa81fdc8b602e7d0e33332855be744ae39027ba238f1b0daf59a16e2b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "FICO plunged 17% after FHFA's Bill Pulte opened Fannie/Freddie lending to VantageScore, ending its scoring monopoly. Yet market share erosion will take years. With a solid business and excellent cash flow, contrarians may find this dip attractive.",
                "category": "company",
                "datetime": 1788888338,
                "headline": "FICO’s Monopoly Cracks, But the Dip Could Be a Gift for Patient Investors"
              },
              {
                "id": 141954381,
                "url": "https://finnhub.io/api/news?id=cdea1d4c5b375f79dcfe54372a16145d17333df80c62a5d4a4767ae6590af224",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/08/Analyst.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Fair Isaac is oversold and near $920 support after a 17% drop, suggesting a potential rebound as buyers may drive shares higher.",
                "category": "company",
                "datetime": 1788871573,
                "headline": "Stock of the Day: Is This the Bottom for Fair Issac?"
              },
              {
                "id": 141771112,
                "url": "https://finnhub.io/api/news?id=ee96511d952cbf93eb350cc1b142655e17625ec21d31d20b0c90dd4e37864da7",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Editor’s note: The story has been updated to include a statement from FICO. Bill Pulte, the Director of the Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to permit all lenders to utilize the VantageScore credit...",
                "category": "company",
                "datetime": 1788798605,
                "headline": "FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore (UPDATED)"
              },
              {
                "id": 141769140,
                "url": "https://finnhub.io/api/news?id=b5e61f1a7b52d0b9a13ae9fce32a75094dbc2bee8fc4eead51a0b6477e63aff4",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/07/Wall-Street-Sign-With-American-Flag-On-T.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Post-Labor Day selling could pressure IBM, Tesla, AppLovin and other stocks as investors make room for AI IPOs.",
                "category": "company",
                "datetime": 1788770978,
                "headline": "OpenAI, Anthropic IPOs Could Spark a Selloff in These Struggling Stocks — IBM, Tesla, AppLovin Among Names at Risk"
              },
              {
                "id": 141659834,
                "url": "https://finnhub.io/api/news?id=c65abeee9d9cc73dd742e1e9d082cd48097eaaf13b76e8eeb31419e0fa28159a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "For decades, Fair Isaac Corporation (NYSE:FICO) maintained a virtual monopoly over the US mortgage credit scoring market, implementing cumulative price increases of roughly 1,800% per score since 2020. That regulatory moat weakened on September 4, 2026, when the FHFA directed Fannie Mae and Freddie Mac to accept VantageScore 4.0 from all mortgage lenders. VantageScore is […]",
                "category": "company",
                "datetime": 1788753475,
                "headline": "One Regulator Just Ended Fair Isaac’s (FICO) Mortgage Monopoly. The Stock Fell 16% – Is It Justified?"
              },
              {
                "id": 141554390,
                "url": "https://finnhub.io/api/news?id=8bff2062d8ce602bb4ffef78f3c0276d3872209af9fb16215e0dbfcbee3deff6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Fair Isaac stock has fallen sharply this year, yet a fresh set of valuation checks suggests the current share price may be below what the underlying cash flows imply. The question for you is how to weigh that picture against the regulatory hit to the company’s credit scoring business. Over the past 5 years, Fair Isaac has returned about 106.5%, which still points to a stock that has rewarded patient holders despite the recent pullback. The recent Federal Housing Finance Agency decision to...",
                "category": "company",
                "datetime": 1788649642,
                "headline": "Has Fair Isaac (FICO) Fallen Into Reasonable Territory After FHFA?"
              },
              {
                "id": 141511197,
                "url": "https://finnhub.io/api/news?id=e102dcd313454db4878797dad584d14a5f247191516b38fc8661657e7bd7edda",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "The Federal Housing Finance Agency has shaken up Fair Isaac (FICO) by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0, ending FICO’s exclusive role in government backed mortgage credit scoring. The regulatory change has hit Fair Isaac’s share price hard, with the stock down 16.7% on a 1 day share price return basis and 43.3% year to date. The 1 year total shareholder return decline of 39.2% contrasts with a still positive 5 year total shareholder return of 106.5%, suggesting...",
                "category": "company",
                "datetime": 1788603081,
                "headline": "Fair Isaac (FICO) Stock Dropped, So What Is Behind The Latest Attention?"
              },
              {
                "id": 141495230,
                "url": "https://finnhub.io/api/news?id=9db8c68290807a8a5e4ed1004802ba71c8784280356d391b19361995a9c7014e",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "The Federal Housing Finance Agency recently ended Fair Isaac’s long-running exclusivity in U.S. mortgage credit scoring by allowing Fannie Mae and Freddie Mac to accept VantageScore 4.0 models from all lenders. This move threatens a key profit engine for Fair Isaac’s Scores segment by introducing direct price and model competition into its historically protected mortgage franchise. We’ll now examine how the loss of FICO’s exclusive role in government-backed mortgages could reshape Fair...",
                "category": "company",
                "datetime": 1788581872,
                "headline": "Fair Isaac (FICO) Is Down 19.2% After FHFA Opens Mortgage Scoring To VantageScore Competition - Has The Bull Case Changed?"
              },
              {
                "id": 141472865,
                "url": "https://finnhub.io/api/news?id=beb33be2ba360fe180e9afe83ca094783f95a9e52d4cceb84ea7699c75299ef9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Shares of credit scoring and analytics company FICO (NYSE:FICO) fell 15.2% in the afternoon session after the Federal Housing Finance Agency approved VantageScore 4.0 for all lenders originating Fannie Mae and Freddie Mac mortgage loans, according to the company’s press release. FHFA Director Bill Pulte directed government-sponsored enterprises Fannie Mae and Freddie Mac to immediately approve all mortgage lenders to use the VantageScore 4.0 credit scoring system. This directive expands a succes",
                "category": "company",
                "datetime": 1788568930,
                "headline": "Why Fair Isaac Corporation (FICO) Shares Are Getting Obliterated Today"
              },
              {
                "id": 141461332,
                "url": "https://finnhub.io/api/news?id=5083c216cecb4a1fc7b24e486953a60c3fd103258f8fea7480faa7ab040dbda3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.",
                "category": "company",
                "datetime": 1788554880,
                "headline": "Bill Pulte Instructs Fannie and Freddie to Approve VantageScore in Blow to FICO Scores"
              },
              {
                "id": 141455605,
                "url": "https://finnhub.io/api/news?id=b37429d0907b38168ee903a8c04e345c900c946f87e5e00e18a689660de4f2bf",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Fannie Mae and Freddie Mac must approve every lender for VantageScore",
                "category": "company",
                "datetime": 1788549132,
                "headline": "FICO Stock Falls 16% After Pulte Ends Its Mortgage Monopoly"
              },
              {
                "id": 141452824,
                "url": "https://finnhub.io/api/news?id=3efa247763ccb82bb432983509e2a71efe32dcd5773a037e2a6257e90876b9ce",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Let's have a look at the top S&P500 gainers and losers one hour before the close of the markets of today's session.",
                "category": "company",
                "datetime": 1788548701,
                "headline": "Exploring the top movers within the S&P500 index during today's session."
              },
              {
                "id": 141454953,
                "url": "https://finnhub.io/api/news?id=7640c018d6f0f506761da8746db55653026c2dbf0fa28ecf71502524e78b3b74",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Sandisk and Micron rise as artificial-intelligence stocks broadly rally with Treasury yields retreating.",
                "category": "company",
                "datetime": 1788541980,
                "headline": "Tesla, Fair Isaac, Micron, Sandisk, AMC, Trade Desk, UiPath, and More Stocks That Explain Today’s Market"
              },
              {
                "id": 141446587,
                "url": "https://finnhub.io/api/news?id=67f1fc7d2f862b07a78b520a4d8c69c1b3cf307176347a1decb7c36067100eee",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "On Sept. 4, 2026, a robust August employment beat reignites hawkish Fed expectations, sending investors toward defensive sectors.",
                "category": "company",
                "datetime": 1788539737,
                "headline": "Stock Market Midday, Sept. 4: Stocks Edge Lower on Strong Jobs Report as Lululemon Plummets"
              },
              {
                "id": 141442177,
                "url": "https://finnhub.io/api/news?id=8365b14ad862209478e14241b98643c5a1b70d3eb7cfb54eeaa638afc9d6c0a4",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Stay updated with the movements of the S&P500 index in the middle of the day on Friday. Discover which stocks are leading as top gainers and losers in today's session.",
                "category": "company",
                "datetime": 1788539701,
                "headline": "Discover which S&P500 stocks are making waves on Friday."
              },
              {
                "id": 141441443,
                "url": "https://finnhub.io/api/news?id=7456e28acaa989c0250efbe8664c7074d5b422b50e025a416d8bc0fc73054c18",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "U.S. Federal Housing Finance Agency Director Bill Pulte thinks FICO is making too much money.",
                "category": "company",
                "datetime": 1788538620,
                "headline": "Why Fair Isaac Stock Crashed Today"
              },
              {
                "id": 141459861,
                "url": "https://finnhub.io/api/news?id=30d38497a87f1247b0ce6efc1f3f404543143d02928239ecb9b11db58392e4b9",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/04/wall-street-ai17.png?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "August payrolls came in at 162,000, nearly triple consensus, pushing September rate-hike odds to 60%. Stocks rose anyway, backed by record earnings.",
                "category": "company",
                "datetime": 1788537627,
                "headline": "Jobs Blowout Revives Rate-Hike Bets, but Record Earnings Cushion the Blow: This Week on Wall Street"
              },
              {
                "id": 141432737,
                "url": "https://finnhub.io/api/news?id=0e9215d8716820fb5d36ec569cac15143555d4ff7f1810574f69c89c3eaf6965",
                "image": "https://www.chartmill.com/images/uploads/CM_Gap_Stocks_Small_free_ad767b11cf.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Wondering which stocks are making significant price gaps? Explore the S&P500 index on Friday to find the gap up and gap down stocks in today's session.",
                "category": "company",
                "datetime": 1788532501,
                "headline": "These S&P500 stocks are gapping in today's session"
              },
              {
                "id": 141446309,
                "url": "https://finnhub.io/api/news?id=e2c65493b8caa09d2c5b8309554d017d70babae8476939c3d52ac02510727a7f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.",
                "category": "company",
                "datetime": 1788531660,
                "headline": "FICO Parent Fair Isaac and Credit Bureaus Sink. Bill Pulte Is Behind the Drop."
              },
              {
                "id": 141436253,
                "url": "https://finnhub.io/api/news?id=767ef4dcdcdcb11fb1b2a5e9e6626d2ca0c9250463bb8d079208b58fc9770a8a",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Three big credit firms are “overcharging Americans,” according to Bill Pulte, the head of the Federal Housing Finance Agency.",
                "category": "company",
                "datetime": 1788531660,
                "headline": "Equifax, TransUnion, Experian Stocks Fall After Pulte Says Credit Firms Are Overcharging"
              },
              {
                "id": 140107239,
                "url": "https://finnhub.io/api/news?id=5f9a8b70a8cb4995fbc8ee557dd49a76d6933376cf166d5e74e34933b96ed574",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "",
                "category": "company",
                "datetime": 1788529046,
                "headline": "Guidewire Software shares are trading higher after the company reported better-than-expected Q2 financial results, raised its FY26 sales guidance and issued Q3 sales guidance above estimates. Also, BTIG maintained its buy rating on the stock and raised its price target from $175 to $200."
              },
              {
                "id": 141449919,
                "url": "https://finnhub.io/api/news?id=b3fa9337d21cb53cc886ddba9f1007d102100cddf69f58a2e8b41c7db1350f9c",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/04/Wall-Street-ai6.png?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "A blowout August jobs report pushed traders to price a coin-flip chance of a Federal Reserve rate hike this month, dragging the S&amp;P 500 and Dow lower by midday Friday.",
                "category": "company",
                "datetime": 1788528751,
                "headline": "SanDisk Jumps 10%, Lululemon Crashes 17%: Stock Market Today"
              },
              {
                "id": 141453208,
                "url": "https://finnhub.io/api/news?id=fe3d752f2fb73239d17b6f307580eda4f281abba8963e070499a65ee947f6e5e",
                "image": "https://cdn.benzinga.com/files/images/story/2025/11/06/movers_1.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Gainers\n\nMindForge (NASDAQ:MF) shares increased by 15.5% to $12.46 during Friday&#39;s regular session. The company&#39;s market cap stands at $19.6 million. \nSMX (Security Matters) (NASDAQ:SMX) shares increased by",
                "category": "company",
                "datetime": 1788527180,
                "headline": "12 Information Technology Stocks Moving In Friday's Intraday Session"
              },
              {
                "id": 141425030,
                "url": "https://finnhub.io/api/news?id=5030d26aa984c830818eda1c4b16e236d371557cd7f2407be913a5da2bf31ceb",
                "image": "https://www.chartmill.com/images/uploads/CM_Premarket_Movers_Small_free_90289f6b81.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Wondering what's happening in today's pre-market session? Stay tuned for the latest updates on S&P500 stock movements.",
                "category": "company",
                "datetime": 1788525301,
                "headline": "Stay updated with the S&P500 stocks that are on the move in today's pre-market session."
              },
              {
                "id": 141424370,
                "url": "https://finnhub.io/api/news?id=a0ca2e0718d8875133fa168f1e023c390f8284ab72cb2be9f11e146aa93ca638",
                "image": "https://www.chartmill.com/images/uploads/CM_Premarket_Movers_Small_free_90289f6b81.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "The US market is yet to commence its session on Friday, but let's get a preview of the pre-market session and explore the top gainers and losers driving the early market movements.",
                "category": "company",
                "datetime": 1788525000,
                "headline": "Which stocks are moving before the opening bell on Friday?"
              },
              {
                "id": 141453209,
                "url": "https://finnhub.io/api/news?id=2085bd9a820a4a704d2bf7dfef5a52000b9e941dbea71d80483ddff8578be8a7",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/04/FICO-sign-on-building.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Fair Isaac is trading lower Friday after the FHFA told Fannie Mae and Freddie Mac to let all lenders use the VantageScore 4.0 credit model.",
                "category": "company",
                "datetime": 1788524351,
                "headline": "FICO Stock Slides Friday: What Investors Need to Know"
              },
              {
                "id": 141443837,
                "url": "https://finnhub.io/api/news?id=3c2829698ba30b52ce0183d269e1ca5d0de50568a6ec14b358dd82d57e8aaf35",
                "image": "https://image.cnbcfm.com/api/v1/image/108297844-1777312284091-gettyimages-2259118184-_73a8649_wjxtu0dm.jpeg?v=1777312337&w=1920&h=1080",
                "source": "CNBC",
                "related": "FICO",
                "summary": "These are the stocks posting the largest moves midday.",
                "category": "company",
                "datetime": 1788523047,
                "headline": "Stocks making the biggest moves midday: Sandisk, Tesla, Lululemon, Quanex, AMC & more"
              },
              {
                "id": 141446206,
                "url": "https://finnhub.io/api/news?id=1bd4d487a404045d7b930085238192b57807387f76c51b24d5e11ae4ee205c18",
                "image": "https://cdn.benzinga.com/files/images/story/2025/11/06/movers_2.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Gainers\n\nSamsara (NYSE:IOT) shares increased by 13.3% to $43.9 during Friday&#39;s pre-market session. The company&#39;s market cap stands at $22.5 billion. The company&#39;s, Q2 earnings came out yesterday. \nAlpha",
                "category": "company",
                "datetime": 1788509158,
                "headline": "12 Information Technology Stocks Moving In Friday's Pre-Market Session"
              },
              {
                "id": 141435374,
                "url": "https://finnhub.io/api/news?id=7d7a5cbfb28d73c4648642113faf8d2931c6e9501b2c5b6584aa68531491851b",
                "image": "https://cdn.benzinga.com/files/images/story/2026/09/04/Bill-Pulte-is-interviewed-in-his-offices.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "Trump housing chief Bill Pulte moves to break FICO’s monopoly, allowing lenders to use VantageScore for mortgages.",
                "category": "company",
                "datetime": 1788497864,
                "headline": "FICO Stock Falls Pre-Market After Bill Pulte Declares ‘No More’ to FICO’s Mortgage Scoring Monopoly — Orders Fannie Mae, Freddie Mac to Open Door to VantageScore"
              },
              {
                "id": 141398484,
                "url": "https://finnhub.io/api/news?id=454d4a1ad4995b9772141544627742757541f6c4c3a85118a163ddd07f6a68b7",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Growth is a hallmark of all great companies, but the laws of gravity eventually take hold. Those who rode the COVID boom and ensuing tech selloff in 2022 will surely remember that the market’s punishment can be swift and severe when trajectories fall.",
                "category": "company",
                "datetime": 1788441798,
                "headline": "3 Growth Stocks to Stash"
              },
              {
                "id": 141388466,
                "url": "https://finnhub.io/api/news?id=41e39ce2214e0a716a9c4641e60b7ce33de23b023914bdfc6a9500d3ecb29d6b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.",
                "category": "company",
                "datetime": 1788390023,
                "headline": "2 Profitable Stocks with Exciting Potential and 1 That Underwhelm"
              },
              {
                "id": 141375313,
                "url": "https://finnhub.io/api/news?id=dd0e8decde7d79c22faf1925102fd36cfd538f133664001b5eab9c64c3deaa17",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1502778866/image_1502778866.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "FICO",
                "summary": "Fair Isaac stock is a hold: Scores segment growth and raised guidance are strong, but valuation remains rich. See more details on FICO here.",
                "category": "company",
                "datetime": 1788330266,
                "headline": "Fair Isaac May Be Cheap Compared To The Past, But It's Not Cheap Enough"
              },
              {
                "id": 141319340,
                "url": "https://finnhub.io/api/news?id=2da6ec745278e3a811925654f9b41382ae6d2f8b5083263bfc7c9581a7b3287d",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "",
                "category": "company",
                "datetime": 1788263048,
                "headline": "Trading Halt: Halt status updated at 10:10:00 AM ET: Quotation Resumption: IPO security released for quotation"
              },
              {
                "id": 139988101,
                "url": "https://finnhub.io/api/news?id=791a5e13ea4dbd7a6584f0c2e67e1095efdac1797cb85ae39fd07ce4ff023a3f",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "",
                "category": "company",
                "datetime": 1788263048,
                "headline": "T3 Defense Announces That CEO Menachem Shalom Converted ~$2.14M Of Personally Held Promissory Notes Into ~4.1M Restricted Shares"
              },
              {
                "id": 141347426,
                "url": "https://finnhub.io/api/news?id=2c93cc2866c4e5e2b3e0c035c62ba00d7d0084b591a2c04e432c7dfb0faf1be4",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1063753064/image_1063753064.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "FICO",
                "summary": "FICO stock is down 40% but still pricey at 27x earnings.",
                "category": "company",
                "datetime": 1788058853,
                "headline": "Fair Isaac: Mortgage Pricing Is Doing The Work"
              },
              {
                "id": 141364870,
                "url": "https://finnhub.io/api/news?id=1fa9a25c0dc775f5cd7c26e9a030006dd1d3ba53fa2e2f9c3af1e24dbffdf05c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Although Fair Isaac has underperformed the broader market over the past year, Wall Street analysts maintain a moderately optimistic outlook on the stock’s prospects.",
                "category": "company",
                "datetime": 1787943836,
                "headline": "What Are Wall Street Analysts' Target Price for Fair Isaac Stock?"
              },
              {
                "id": 141364874,
                "url": "https://finnhub.io/api/news?id=d3c00c4ad776af1fb6fd558112b008d6009a54cd5f8e7f46d09a06d980362809",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.",
                "category": "company",
                "datetime": 1787934625,
                "headline": "Why Is Fair Isaac (FICO) Up 1.5% Since Last Earnings Report?"
              },
              {
                "id": 141364875,
                "url": "https://finnhub.io/api/news?id=80fc8b5400dfea945596686a5af7cc7eeb600076bb109783fd7b813dc831f0ba",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.",
                "category": "company",
                "datetime": 1787841907,
                "headline": "2 Mid-Cap Stocks with Promising Prospects and 1 Facing Headwinds"
              },
              {
                "id": 141324061,
                "url": "https://finnhub.io/api/news?id=cc4cb34a2852e6e26fd9ac6e72a3fe75a9d47756e2ab415904fe7e9bf551282b",
                "image": "https://image.cnbcfm.com/api/v1/image/108198065-17576820892025-09-12t124714z_1004487324_rc2bqga9sjlj_rtrmadp_0_usa-economy.jpeg?v=1757682121&w=1920&h=1080",
                "source": "CNBC",
                "related": "FICO",
                "summary": "The K-shaped economy may be changing. New data shows income and spending gaps are narrowing — but household finances tell a more complicated story.",
                "category": "company",
                "datetime": 1787668754,
                "headline": "Is the K-shaped economy ending? Finance pros weigh in"
              },
              {
                "id": 141317321,
                "url": "https://finnhub.io/api/news?id=e122b50771afa1b17b638227be099c9daef2eac453e91f6b08974986e7f6e553",
                "image": "https://image.cnbcfm.com/api/v1/image/107051571-1650979204433-gettyimages-1212102752-_mg_5788-credit-score.jpeg?v=1745602625&w=1920&h=1080",
                "source": "CNBC",
                "related": "FICO",
                "summary": "Understanding how your FICO Score compares can help you gauge your financial health.",
                "category": "company",
                "datetime": 1787664902,
                "headline": "What is the average credit score and how can you improve yours?"
              },
              {
                "id": 141364876,
                "url": "https://finnhub.io/api/news?id=e592d8db5a748536abe884e0bf913bae9b97cb97b227a5a599870ef11195f870",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Average FICO credit scores remain stable at 714, but there's a lot of hidden financial strain in the details.",
                "category": "company",
                "datetime": 1787662954,
                "headline": "Average FICO score steady, but don't be fooled. Americans are pinched"
              },
              {
                "id": 141364871,
                "url": "https://finnhub.io/api/news?id=4e7de42fbe34664121d507af7fdb59f258ccbcd825e16c473e4c6d036fbda1de",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., August 25, 2026--FICO released its Fall '26 FICO® Score Credit Insights report, showing the average U.S. FICO Score held steady at 714 as consumers show resilience.",
                "category": "company",
                "datetime": 1787662800,
                "headline": "FICO® Score Credit Insights Report: Average FICO Score Holds Steady at 714 as Consumers Show Resilience"
              },
              {
                "id": 141364872,
                "url": "https://finnhub.io/api/news?id=36358f9cf51f7f8ea7c499b5584d26e9c2bae21604140f2efe37c5c2b8efa8ec",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Over the same period, the average active balance increased 1.4% to £1,975 ($2,693), the highest level in the series and 4.7% above June 2025.",
                "category": "company",
                "datetime": 1787661291,
                "headline": "UK credit card repayments weaken as balances grow in June: FICO"
              },
              {
                "id": 141364873,
                "url": "https://finnhub.io/api/news?id=ba25df8d9c126d6735093eaca6f564caebc60e0523e543fb7f72cf0145a9b649",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "LONDON, August 24, 2026--As summer spending rose in June, credit card data analysis for June 2026 by global analytics software leader FICO (NYSE: FICO) underlines the financial pressures facing UK households. Falling payments contributed to an annual increase in accounts with one, two and three missed payments. And with average balances across all three delinquent categories rising month-on-month, risk teams will need to maintain heightened monitoring for signs of pressure on affordability.",
                "category": "company",
                "datetime": 1787562000,
                "headline": "UK Credit Card Payment Rates Drop and Card Balances Rise as Summer Spending Puts Pressure on Consumers"
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                "id": 141254409,
                "url": "https://finnhub.io/api/news?id=9d113a09f48670d436e6f2252bf1887b5a026dfadda5e1b78c4e9f01efe715bf",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "FICO",
                "summary": "Join us in exploring the top gainers and losers within the S&P500 index in the middle of the day on Wednesday as we examine the latest happenings in today's session.",
                "category": "company",
                "datetime": 1787157301,
                "headline": "What's going on in today's session: S&P500 movers"
              },
              {
                "id": 140084891,
                "url": "https://finnhub.io/api/news?id=f5e502f12a5780ec99d7455a907a0deb38d10db6df3e7f869f1b66ce708e7f43",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
                "summary": "",
                "category": "company",
                "datetime": 1787154395,
                "headline": "SAP Signavio And Tangible Growth Announce Partnership To Give Leaders Real-Time Visibility Into Transformation Investment Outcomes"
              },
              {
                "id": 141283729,
                "url": "https://finnhub.io/api/news?id=3fc31010e6b7ddfd437f80570c7f40fa8495d3e7b3da1cfb36fb45546e9f940c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "In recent days, Informative Research announced it joined Fair Isaac’s FICO Mortgage Direct License Program while Alogram Inc. made its fraud intelligence suite available through FICO Marketplace, broadening access to FICO Scores and AI-driven decisioning tools for lenders and enterprises. Together, these moves expand the reach of FICO’s platform and mortgage ecosystem, potentially deepening client integration by embedding FICO-powered scoring and fraud insights more directly into lending...",
                "category": "company",
                "datetime": 1786734743,
                "headline": "Does FICO’s (FICO) New Marketplace Integrations Reveal a Deeper Shift in Its Platform Strategy?"
              },
              {
                "id": 141283730,
                "url": "https://finnhub.io/api/news?id=6336d561011e87019d83dae4f79c8ad3dd6e7fc7cf68de0fce2136b0a61096ed",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Fair Isaac (NYSE:FICO) added Alogram's AI-powered fraud intelligence suite to the FICO Marketplace, expanding tools available to clients on the FICO Platform ecosystem. The partnership brings explainable, audit-ready fraud detection and behavioral analytics that enterprises can plug into existing decisioning workflows. FICO customers can use Alogram's offerings to support real-time risk assessment and management of complex fraud and abuse scenarios. For readers looking to compare this move...",
                "category": "company",
                "datetime": 1786720378,
                "headline": "Fair Isaac (FICO) Adds AI Fraud Intelligence To Its Marketplace"
              },
              {
                "id": 141283737,
                "url": "https://finnhub.io/api/news?id=eb1b9b6d19b417da83ebfb01457e3e4fa6202a97e8161ec8574be0293bff6341",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Recent partnership news around Fair Isaac stock Fair Isaac (FICO) is back in focus after Informative Research joined the FICO Mortgage Direct License Program, a move aimed at broadening access to FICO Scores for mortgage lenders. The program now covers 73.1% of total mortgage reseller volume, and Informative Research adds to this network of tri merge resellers. For you as an investor, the development highlights how Fair Isaac positions its Scores segment within US mortgage workflows. See our...",
                "category": "company",
                "datetime": 1786716606,
                "headline": "Fair Isaac (FICO) Stock Jumped, So What Is Driving Attention Now?"
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                "id": 140027716,
                "url": "https://finnhub.io/api/news?id=17adf0d15ec4079a9bb0faf5213b615bec6367c802fd3b9c203d6f8ad2dd2679",
                "image": "",
                "source": "Benzinga",
                "related": "FICO",
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                "category": "company",
                "datetime": 1786634495,
                "headline": "Fortinet shares are trading higher after reporting better-than-expected Q4 financial results and Q1 and FY26 outlook. Also, Rosenblatt raised its price target on the stock from $100 to $105."
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                "id": 141206765,
                "url": "https://finnhub.io/api/news?id=d9d93f02cb6c4f7b54cb915647524ee4bb87b10acade3b3a803d38d9e63f413d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "TransUnion's 15.3% rally is backed by stronger earnings, revenues and raised 2026 guidance, but debt and margin pressure could test further gains.",
                "category": "company",
                "datetime": 1786632120,
                "headline": "TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here?"
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                "url": "https://finnhub.io/api/news?id=1ca784022f7085c80509c28b3ce0313f7d7beafe5e7eef62b1a066539dbbafa1",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "BOZEMAN, Mont., August 13, 2026--Informative Research joins FICO Mortgage Direct License Program, advancing efforts to lower costs and improve access to FICO Scores for lenders",
                "category": "company",
                "datetime": 1786622400,
                "headline": "Informative Research Joins FICO Mortgage Direct License Program"
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                "url": "https://finnhub.io/api/news?id=0e27034dddb00e54ee04a1d90c4656f45608e2775303132cea9344ba1745252d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "FICO",
                "summary": "Upstart stock is down almost 35% this year, but investors might be too pessimistic.",
                "category": "company",
                "datetime": 1786620900,
                "headline": "Prediction: This Artificial Intelligence (AI) Stock Is Going to Double by 2027"
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    },
    "rsi": 27.93,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 1165.2155,
      "position": "SAR喺價上",
      "distancePct": 18.25,
      "previousTrend": "下降"
    },
    "ma50": 1149.5982,
    "macd": {
      "macd": -44.18901234697023,
      "trend": "看跌",
      "signal": -28.6452408325881,
      "histogram": -15.54377151438213
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 1033.7022,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "有量",
      "ratio": 1.14,
      "score": 6,
      "avgVolume": 351325,
      "currentVolume": 400200
    },
    "derived": {
      "ma20": 1086.2135,
      "ma50": 1149.5982,
      "prevClose": 960.67,
      "avgVolume10": 467900,
      "avgVolume20": 351325,
      "changePercent": 2.57,
      "avgVolumeForScore": 351325
    },
    "ma_cross": {
      "ma20": 1086.2135,
      "ma50": 1149.5982,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "熊勢",
      "score": 0,
      "prevMa20": 1092.479,
      "prevMa50": 1154.0234,
      "spreadPct": 5.51,
      "isVolumeBreakout": false
    },
    "bollinger": {
      "lower": 926.5485,
      "upper": 1245.8785,
      "position": "中間"
    },
    "rsi_short": 31.26,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 1.14
    }
  }
}

Raw metrics JSON

{
  "close": 985.39,
  "volume": 400200,
  "changePercent": 2.57
}

Scores are derived from cached daily market data using the Cursor_18.25 standard. Solorank.ai provides research support only and does not provide financial advice or buy/sell recommendations.

US.FICO · Fair Isaac

避免

Score and price trend

Summary

Rolling setup rating

Has the score quality changed?

Signals

Full calculation detail

Market inputs

Metrics snapshot

110-point main rating

基本面 — 3.3/5 · 一般

Sub-items

資金流 — 10/20 · 較差

Sub-items

institutional

details

warning

市場環境 — 7/15 · 較差

Sub-items

vix

details

trend

details

qqq

spy

催化劑 — 2/20 · 較差

Sub-items

catalyst

details

風險管理 — 4.9/10 · 較差

Sub-items

position

details

stopLevels

strength_details

diversification

details

技術信號 — 12/30 · 較差

Sub-items

vcpPayload

vcp_metrics

情緒分析 — 2/10 · 較差

Sub-items

sentiment

details

sentimentData

Dimension contribution

5D momentum v2 breakdown

Risk management

position

details

stopLevels

strength_details

diversification

details

Calculation audit log

Technical indicators

Raw calculation JSON

Raw metrics JSON