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Cached score snapshot

US.SYF · Synchrony Financial

110分制 51.6/110；5D動能v2 5/50；排序分 56.6/160

Back to ranking Open volume snapshot
Ranking score 56.6/160
Main score 51.6/110
5D momentum v2 5/50
Rank #316
Setup grade F 24

Score breakdown

避免

Medium twelvedata

Score and price trend

F 24 Low sample confidence

Main score, 5D momentum v2, close price, and improving or exit-review turn signals are plotted from archived daily snapshots.

Move the mouse over the chart lines to inspect readings.

0 40 80 110 Score 06-04 07-20 08-31 09-21 10-09 $66.06$80.46$94.86 Price Projection date
Historical projection
Model Median P25/P75 歷史相似情境上漲比例 Down5 Actual / compare
Rolling DOE best · score 2.489 · anchors 120 +1.18% -0.49% / +3.32% 65% 1.3% Actual +0.44% · vs median -0.74% · inside 25-75 band
30D observation +6.90% +0.13% / +15.13% 75% 6.3% Actual outcome pending · 1 / 30 bars observed
Historical projection 10D n=160 +1.15% -0.34% / +2.86% 68.1% 1.3% Actual outcome pending · 1 / 10 bars observed

歷史情境統計基於已存檔相似 setup；圖中投影中位線為統計中位數的線性插值展示，並非價格路徑預測或買賣建議。

2026-06-04 → 2026-10-09 · 119 archived points · 5 Improving turn signal · 7 Deteriorating signal

Summary

score_with_momentum_v2 = main score + 5D momentum v2

Ranking score 56.6
Display grade 避免
Model version cursor_18_27_news_v2_160
Main score 51.6/110 (避免)
5D momentum v2 5/50 (弱)
Score with momentum v2 56.6/160 (低排序)
Risk level Medium

Audit trace

Full calculation detail

Calculation detail · 8 sections

Market inputs

Bar count 60
ma20 79.313
ma50 76.6084
close 78.05
prevClose 79.93
avgVolume20 3116270
volumeRatio 0.95
changePercent -2.35

Metrics snapshot

close 78.05
volume 2945700
changePercent -2.35

110-point main rating

基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10

Main score 51.6/110
Main rating 避免
5D momentum v2 5/50
Score with momentum v2 56.6/160
Formula score_with_momentum_v2 = main_score + momentum_5d_v2_score

基本面 — 4/5 · 良好
Dimension score 4/5
Dimension grade 良好

Sub-items

pbPoints 0.5
pePoints 0.3
epsPoints 0
roePoints 0.75
debtPoints 0.5
marginPoints 0.6
turnoverUsdM 229.9119
volumePoints 0.5
revenuePoints 0
dividendPoints 0.3
marketCapPoints 0.5

資金流 — 7.6/20 · 較差
Dimension score 7.6/20
Dimension grade 較差

Sub-items

cmfPoints 0.8
mfiPoints 2.4
obvPoints 1.6
vwapPoints 0.8

institutional

score 2

details

source optional-neutral

warning

code INSTITUTIONAL_DATA_OPTIONAL
symbol US.SYF
message Institutional ownership is unavailable; neutral 2/4 money-flow treatment used.
optional true
holderCount n/a
holderPoints 2
top10ShareRatio n/a
concentrationPenalty 0
institutionPoints 2

市場環境 — 10.4/15 · 一般
Dimension score 10.4/15
Dimension grade 一般

Sub-items

vix

score 2.4

details

source twelvedata+fred
vixClose 14.51

trend

score 3.4

details

qqq

ma20 717.942
ma50 712.064
name QQQ
close 716.43
points 1.4

spy

ma20 769.216
ma50 753.9552
name SPY
close 769.35
points 2
source twelvedata+fred
atrPct 2.5555
atrPoints 3
cciPoints 1.6
vixPoints 2.4
marketTrendPoints 3.4

催化劑 — 2/20 · 較差
Dimension score 2/20
Dimension grade 較差

Sub-items

catalyst

score 2

details

source finnhub_news_keyword_model
articleCount 7
catalystCount 0
catalystPoints 2

風險管理 — 6.6/10 · 一般
Dimension score 6.6/10
Dimension grade 一般

Sub-items

position

score 1.4

details

atrPct 2.5555
turnoverUsdM 229.9119
liquidityPoints 0.4
volatilityPoints 1
rrPoints 1.4

stopLevels

symbol US.SYF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 74.0608

strength_details

ma_score 1.5
atr_score 2
rsi_score 1
macd_score 1.5
volume_score 1
market_adjustment 1
risk_reward_ratio 1
stop_loss_percent 5.1
take_profit_price 81.9525
target_multiplier 1.6
technical_strength 1.38
take_profit_percent 5
positionPoints 1.4
stopLossPoints 1.8

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2
stopLossPercent 5.1111
diversificationPoints 2

技術信號 — 17/30 · 較差
Dimension score 17/30
Dimension grade 較差

Sub-items

bbPoints 2.4
adxPoints 3
sarPoints 1.2
vcpPoints 0.9
macdPoints 2.4

vcpPayload

vcp_pass false
vcp_score 0.9
vcp_reason 站上MA50；升放量(近10日3日)；Ready=N；Confirm=N

vcp_metrics

up_days 4
vol_ref 3594350
down_days 5
vcp_ready false
above_ma50 true
avg_vol_10 3594190
avg_vol_20 3139640
avg_vol_30 3594350
range_pct_10 0.0803
range_pct_20 0.0803
range_pct_30 0.1444
up_expand_ok true
lookback_used 59
near_20d_high true
contraction_ok false
down_shrink_ok false
up_expand_days 3
breakout_20d_ok false
vol_ratio_10_30 1
dist_to_20d_high 0.0472
down_shrink_days 2
breakout_level_20d 81.92
vcp_breakout_confirm false
contraction_ratio_10_30 0.5559
vcp_name_en Volatility Contraction Pattern
vcp_name_zh 波動收縮形態
vol_contraction false
kdjAdxPoints 0.5
rsiKdjPoints 2.4
volumeWeight 2
maCrossPoints 1.6
shortRsiPoints 0.8
shortMacdPoints 0.4
volConfirmPoints 0.6
volumePointsTechnical 0.8

情緒分析 — 4/10 · 較差
Dimension score 4/10
Dimension grade 較差

Sub-items

sentiment

score 4

details

source finnhub_news_keyword_model
articleCount 7
negativeHits 0
positiveHits 3
sentimentScoreRaw 1

sentimentData

raw {"id":141336916,"url":"https://finnhub.io/api/news?id=d6bf04cba4b09dc19ef89c6dfc34bc0b4d51a0eceb6150a1d13cb83f6699c954","image":"https://www.chartmill.com/images/uploads/CM_Breakout_Stocks_Small_free_bb09e243c7.webp","source":"ChartMill","related":"SYF","summary":"Synchrony Financial (SYF): strong uptrend with tight consolidation, 8/10 technical and 9/10 setup ratings, positioning for a breakout above resistance.","category":"company","datetime":1787917838,"headline":"Synchrony Financial (NYSE:SYF) Flashes a High-Quality Breakout Setup"}, {"id":141283745,"url":"https://finnhub.io/api/news?id=8e26bc90721f7371974a6a20824949478c68eb74c2bfc82c352bb05691b75846","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"In recent days, Synchrony Financial reported second-quarter 2026 results that exceeded expectations and raised its 2026 EPS outlook, highlighting record purchase volume, loan receivable growth, credit strength, and wider net interest margins. Around the same time, the company deepened its AI focus by appointing a Chief AI Officer and announcing an enterprise-wide collaboration with OpenAI to embed advanced models across shopping, payments, and internal operations. Next, we will examine how...","category":"company","datetime":1787400589,"headline":"What Synchrony Financial (SYF)'s Q2 Beat and OpenAI Deal Means For Shareholders"}, {"id":141278003,"url":"https://finnhub.io/api/news?id=3efb80e3f2df5a4ea162cc9d6f940742ea9f98d6d2319b8247b7df834ff5ac5c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Why Synchrony Financial stock is back in focus Synchrony Financial (SYF) has moved into the spotlight after announcing an enterprise collaboration with OpenAI to support AI native shopping and checkout experiences across financing, rewards, and loyalty. See our latest analysis for Synchrony Financial. The OpenAI collaboration comes after a stretch where Synchrony Financial's 30 day share price return of 9.15% and 90 day share price return of 10.64% point to firming momentum. However, the year...","category":"company","datetime":1787372480,"headline":"Synchrony Financial (SYF) Expands OpenAI Ties, Is The Stock Still Cheap?"}, {"id":141283747,"url":"https://finnhub.io/api/news?id=9d405546b558e8b52995892fb8db726b6d0911aba6fba502c5ca4e7e7d0d63a1","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.","category":"company","datetime":1787243408,"headline":"Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?"}, {"id":141205721,"url":"https://finnhub.io/api/news?id=b1f38327f05e4494e6cd7370d9e5c07381560cbdff6fab8770f5f256c1772189","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial's record purchase volume and rising card spending could lift loan receivables and earnings in the second half of 2026.","category":"company","datetime":1786625340,"headline":"Can SYF Turn Record Purchase Volume Into Stronger Earnings?"}, {"id":141148365,"url":"https://finnhub.io/api/news?id=648221fd15cabaf1660a656e874ae21f426a12a36f23c72134d1ca019e3f5c71","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"In late July and early August 2026, Synchrony Financial announced and then completed US$1.10 billion of callable, senior unsecured fixed-to-floating rate notes and integrated its CareCredit financing into Stripe’s platform for U.S. health and wellness providers’ online checkouts. This combination of fresh funding and embedded CareCredit access for over 12 million cardholders on Stripe could meaningfully deepen Synchrony’s presence in health and wellness financing while simplifying operations...","category":"company","datetime":1786112183,"headline":"Embedding CareCredit into Stripe’s Platform Could Be A Game Changer For Synchrony Financial (SYF)"}, {"id":141146392,"url":"https://finnhub.io/api/news?id=8c41e8487672ae9f719532264c15fcfef52c93bd5716ea9c0d871c97a0d76b30","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (SYF) just announced a new integration with Stripe that brings CareCredit financing directly into Stripe checkouts for health and wellness providers. This move puts financing options closer to where patients actually pay. See our latest analysis for Synchrony Financial. Synchrony Financial's latest Stripe partnership comes after an active few weeks that included multiple fixed income offerings in late July, while the stock trades at US$78.67 with a 30 day share price...","category":"company","datetime":1786101311,"headline":"Is Synchrony Financial (SYF) A Bargain As Its Stripe CareCredit Checkout Deal Expands Reach?"}
raw_source {"id":141336916,"url":"https://finnhub.io/api/news?id=d6bf04cba4b09dc19ef89c6dfc34bc0b4d51a0eceb6150a1d13cb83f6699c954","image":"https://www.chartmill.com/images/uploads/CM_Breakout_Stocks_Small_free_bb09e243c7.webp","source":"ChartMill","related":"SYF","summary":"Synchrony Financial (SYF): strong uptrend with tight consolidation, 8/10 technical and 9/10 setup ratings, positioning for a breakout above resistance.","category":"company","datetime":1787917838,"headline":"Synchrony Financial (NYSE:SYF) Flashes a High-Quality Breakout Setup"}, {"id":141318603,"url":"https://finnhub.io/api/news?id=874b4855963141a8979f5d77f639dd55a90cd48fd828e550336ee9203202be1b","image":"","source":"Benzinga","related":"SYF","summary":"Wolfe Research analyst Darrin Peller maintains Synchrony Financial (NYSE:SYF) with a Outperform and raises the price target from $85 to $90.","category":"company","datetime":1787656369,"headline":"Wolfe Research Maintains Outperform on Synchrony Financial, Raises Price Target to $90"}, {"id":141283745,"url":"https://finnhub.io/api/news?id=8e26bc90721f7371974a6a20824949478c68eb74c2bfc82c352bb05691b75846","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"In recent days, Synchrony Financial reported second-quarter 2026 results that exceeded expectations and raised its 2026 EPS outlook, highlighting record purchase volume, loan receivable growth, credit strength, and wider net interest margins. Around the same time, the company deepened its AI focus by appointing a Chief AI Officer and announcing an enterprise-wide collaboration with OpenAI to embed advanced models across shopping, payments, and internal operations. Next, we will examine how...","category":"company","datetime":1787400589,"headline":"What Synchrony Financial (SYF)'s Q2 Beat and OpenAI Deal Means For Shareholders"}, {"id":141278003,"url":"https://finnhub.io/api/news?id=3efb80e3f2df5a4ea162cc9d6f940742ea9f98d6d2319b8247b7df834ff5ac5c","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Why Synchrony Financial stock is back in focus Synchrony Financial (SYF) has moved into the spotlight after announcing an enterprise collaboration with OpenAI to support AI native shopping and checkout experiences across financing, rewards, and loyalty. See our latest analysis for Synchrony Financial. The OpenAI collaboration comes after a stretch where Synchrony Financial's 30 day share price return of 9.15% and 90 day share price return of 10.64% point to firming momentum. However, the year...","category":"company","datetime":1787372480,"headline":"Synchrony Financial (SYF) Expands OpenAI Ties, Is The Stock Still Cheap?"}, {"id":141283746,"url":"https://finnhub.io/api/news?id=337e079524782d1c1ae6f0e5427d39e88a54f77a7bb04b384f055ef21013a5a3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial is working with OpenAI to advance agentic commerce.","category":"company","datetime":1787246504,"headline":"Forget the Usual AI Suspects. This Stock Could Be a Massive Winner as the Latest OpenAI Partner."}, {"id":141283747,"url":"https://finnhub.io/api/news?id=9d405546b558e8b52995892fb8db726b6d0911aba6fba502c5ca4e7e7d0d63a1","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.","category":"company","datetime":1787243408,"headline":"Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?"}, {"id":141261787,"url":"https://finnhub.io/api/news?id=ef70edb58f9fe1b11a1770035da318102536f2c67402e358f9a9b937fd482e0a","image":"https://www.chartmill.com/images/uploads/CM_Gap_Stocks_Small_free_ad767b11cf.webp","source":"ChartMill","related":"SYF","summary":"Wondering which stocks are making significant price gaps? Explore the S&P500 index on Thursday to find the gap up and gap down stocks in today's session.","category":"company","datetime":1787236501,"headline":"What's going on in today's session: S&P500 gap up and gap down stocks"}, {"id":141283753,"url":"https://finnhub.io/api/news?id=85755071dcf1313c8b13422fd2fbcbc01c69d08ece1acabf5ae6e1b70ff2006a","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"SYF is partnering with OpenAI to bring financing, rewards and loyalty into AI-led shopping as agentic commerce gains traction.","category":"company","datetime":1787069280,"headline":"Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce"}, {"id":141283748,"url":"https://finnhub.io/api/news?id=3e5164f734d9730643ab8f759855a3933f14353c27d6a1397e6e8eda434b2e95","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The consumer lender wants shoppers to be able to complete purchases using its cards without leaving ChatGPT, though the rollout could take a year or more","category":"company","datetime":1786990421,"headline":"Synchrony Financial partners with OpenAI for ChatGPT shopping"}, {"id":141239195,"url":"https://finnhub.io/api/news?id=142c0afb82513ccb728786b5daf590000da16851fd9230b911f5a6931c3ca87e","image":"https://image.cnbcfm.com/api/v1/image/108350426-17869811371786981135-47824028916-1080pnbcnews.jpg?v=1786981136&w=1920&h=1080","source":"CNBC","related":"SYF","summary":"Synchrony Financial is partnering with OpenAI to allow shoppers buy products directly inside ChatGPT using store-branded cards.","category":"company","datetime":1786966801,"headline":"Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping"}, {"id":141247003,"url":"https://finnhub.io/api/news?id=22a842cf07ae0bd7d92d09ad0ff1ecf921aa3ab4b8c9f6cf370a5192b58c1d90","image":"https://image.cnbcfm.com/api/v1/image/107042612-1649246677211-gettyimages-1231376216-IGOR7303.jpeg?v=1667827064&w=1920&h=1080","source":"CNBC","related":"SYF","summary":"The collaboration, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences.","category":"company","datetime":1786964588,"headline":"Credit card issuer Synchrony announces partnership with OpenAI"}, {"id":141239196,"url":"https://finnhub.io/api/news?id=353d62d16fd52a3ac652a07b2518233f28c9362a5381977a867669cd7a2ce7ca","image":"https://image.cnbcfm.com/api/v1/image/108299063-1777468291796-gettyimages-2267404607-avdmar26lot4a.jpeg?v=1781652733&w=1920&h=1080","source":"CNBC","related":"SYF","summary":"Maran Nalluswami, Synchrony's chief strategy officer, told CNBC it will probably take six to 12 months to get payments fully integrated into ChatGPT.","category":"company","datetime":1786964588,"headline":"Synchrony, credit card issuer to Amazon and Walmart, partners with OpenAI for ChatGPT shopping"}, {"id":141238587,"url":"https://finnhub.io/api/news?id=8d6c96f6a73dd3a699bc86891a978665d6100c0dc3a7dd67ec7379425a7ccdcc","image":"","source":"Benzinga","related":"SYF","summary":"Synchrony (NYSE: SYF), a premier consumer financial services company, today announced an enterprise collaboration with OpenAI to strengthen Synchrony's positioning at the center of AI's next chapter in shopping","category":"company","datetime":1786964514,"headline":"Synchrony Partners With OpenAI To Enhance Its Services In Shopping, Payments"}, {"id":141279385,"url":"https://finnhub.io/api/news?id=360599af70fcca16bf1e1b7e5992084b6246f3021805984d4f192655215c4b89","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Sam Stovall says sentiment surveys are a distraction and that one specific corner of the financial system holds the real on-off switch for consumer spending. The signals hiding in this earnings season will tell investors whether that switch is about to flip.","category":"company","datetime":1786885201,"headline":"Sam Stovall’s Warning: Consumer Spending Will Collapse the Moment Banks Tighten Credit"}, {"id":141211049,"url":"https://finnhub.io/api/news?id=f0c3ebfc1ed96bff4d095099a1e4bad88d62ecdb049294bdf231675c51853061","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (NYSE: SYF), a premier consumer financial services company, announced the appointment of Nimrod Barak as Chief AI Officer effective June 30, 2026. Barak will spearhead Synchrony's enterprise AI strategy and execution, accelerating innovation across the business to elevate consumer experiences, unlock new value for partners, and fuel growth.","category":"company","datetime":1786657560,"headline":"Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation"}, {"id":141206480,"url":"https://finnhub.io/api/news?id=665a818bd51b35bfdd0d8f6581ef700c4d80e9b4b40724610d4e95c6ca122c44","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"The S&P 500 (^GSPC) is home to the biggest and most well-known companies in the market, making it a go-to index for investors seeking stability. But not all large-cap stocks are created equal - some are struggling with slowing growth, declining margins, or increased competition.","category":"company","datetime":1786629900,"headline":"2 S&P 500 Stocks with Exciting Potential and 1 We Ignore"}, {"id":141206757,"url":"https://finnhub.io/api/news?id=c9daa3e4640c1d1fa13a364a3c5921cdc05810efcac12bc5fe5ad4ea1a585779","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Americans increasingly value prevention, mobility and drug-free approaches to staying healthy, yet new national research commissioned by CareCredit, a health and wellness financial solution from Synchrony (NYSE: SYF), reveals many still overlook how chiropractic care may support those goals.","category":"company","datetime":1786626000,"headline":"New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care"}, {"id":141205721,"url":"https://finnhub.io/api/news?id=b1f38327f05e4494e6cd7370d9e5c07381560cbdff6fab8770f5f256c1772189","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial's record purchase volume and rising card spending could lift loan receivables and earnings in the second half of 2026.","category":"company","datetime":1786625340,"headline":"Can SYF Turn Record Purchase Volume Into Stronger Earnings?"}, {"id":141202448,"url":"https://finnhub.io/api/news?id=f49a344b4c652f9810d296f54b507af5199323a242c7fae962f1e99baf2c7764","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"In today’s market, large companies dominate the landscape and grow their leads by acquiring smaller competitors - a trend that will accelerate with the Trump administration. However, some mid-sized players will continue thriving because they’ve carved durable niches for themselves.","category":"company","datetime":1786516162,"headline":"3 Mid-Cap Stocks with Solid Fundamentals"}, {"id":141201317,"url":"https://finnhub.io/api/news?id=b3bfffa4c45276ae195fdd662fb7619438d3b9d4ebb4c945a2ee1c3ce8fbb3cb","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Encore Capital's 16.3% three-month rise is backed by record collections, higher earnings expectations and a peer valuation discount, despite cost and leverage risks.","category":"company","datetime":1786458240,"headline":"ECPG Rises 16.3% in 3 Months Amid Record Collections and Higher EPS"}, {"id":141176697,"url":"https://finnhub.io/api/news?id=3597ac1d7531521e62c9fde81e6a343221fc0e8383873ee88986a9989b6df1e0","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"PRAA's Q2 earnings beat estimates as stronger collections and portfolio income drive revenue growth despite higher expenses.","category":"company","datetime":1786379640,"headline":"PRA Group Q2 Earnings Beat Estimates on Strong Portfolio Income"}, {"id":141152423,"url":"https://finnhub.io/api/news?id=af72a397d825898b459a1a054ad11e152f22a3d67f610472c2aab599efe41d41","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"Weekly dividend activity roundup for Dividend Champions, Contenders & Challengers—see dividend changes, upcoming ex-dividend dates and pay dates here.","category":"company","datetime":1786125278,"headline":"Dividend Champion, Contender, And Challenger Highlights: Week Of August 9"}, {"id":141148365,"url":"https://finnhub.io/api/news?id=648221fd15cabaf1660a656e874ae21f426a12a36f23c72134d1ca019e3f5c71","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"In late July and early August 2026, Synchrony Financial announced and then completed US$1.10 billion of callable, senior unsecured fixed-to-floating rate notes and integrated its CareCredit financing into Stripe’s platform for U.S. health and wellness providers’ online checkouts. This combination of fresh funding and embedded CareCredit access for over 12 million cardholders on Stripe could meaningfully deepen Synchrony’s presence in health and wellness financing while simplifying operations...","category":"company","datetime":1786112183,"headline":"Embedding CareCredit into Stripe’s Platform Could Be A Game Changer For Synchrony Financial (SYF)"}, {"id":141151216,"url":"https://finnhub.io/api/news?id=9b0100f2eaea23bdecafd2eb5c8ee0c9e261c164a69c901b5b65acc351d2a988","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial has lagged behind the broader market over the past year, and analysts remain slightly bullish about the stock’s prospects.","category":"company","datetime":1786110610,"headline":"Do Wall Street Analysts Like Synchrony Financial Stock?"}, {"id":141146392,"url":"https://finnhub.io/api/news?id=8c41e8487672ae9f719532264c15fcfef52c93bd5716ea9c0d871c97a0d76b30","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony Financial (SYF) just announced a new integration with Stripe that brings CareCredit financing directly into Stripe checkouts for health and wellness providers. This move puts financing options closer to where patients actually pay. See our latest analysis for Synchrony Financial. Synchrony Financial's latest Stripe partnership comes after an active few weeks that included multiple fixed income offerings in late July, while the stock trades at US$78.67 with a 30 day share price...","category":"company","datetime":1786101311,"headline":"Is Synchrony Financial (SYF) A Bargain As Its Stripe CareCredit Checkout Deal Expands Reach?"}, {"id":141146650,"url":"https://finnhub.io/api/news?id=5fb0ff441d6284d5052267e3a767cc4632d540ffd3934364517bb553157a4a7b","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/898720848/image_898720848.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"Preferred stocks put you ahead of common shareholders when claiming dividends from the company's cash flows. Here are two to consider.","category":"company","datetime":1786091400,"headline":"2 Preferred Stocks That Put You First In Line"}, {"id":141134287,"url":"https://finnhub.io/api/news?id=2d6f8bbcae96f4d0c37d0a3e86280c5cd85772459a2963c5faa65d1633a35deb","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a new integration with Stripe, the programmable financial services company, making it easier for Synchrony and Stripe's health and wellness providers and retailers to offer CareCredit financing as part of their online checkout experience.","category":"company","datetime":1786021200,"headline":"Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership"}, {"id":141110536,"url":"https://finnhub.io/api/news?id=4865a069f3fe73a4525348f0f66115c6854e38247ec25f8cf41e29062abd51ac","image":"","source":"Benzinga","related":"SYF","summary":"UBS analyst Erika Najarian maintains Synchrony Financial (NYSE:SYF) with a Neutral and raises the price target from $84 to $87.","category":"company","datetime":1785776608,"headline":"UBS Maintains Neutral on Synchrony Financial, Raises Price Target to $87"}, {"id":139930067,"url":"https://finnhub.io/api/news?id=389014958e77d3bad731a6dfd6cec2f3b0eeeb55665ed0fc92884aacb079e037","image":"","source":"Benzinga","related":"SYF","summary":"","category":"company","datetime":1785767823,"headline":"A Big Splash In The ESG Fixed Income Space"}, {"id":141099066,"url":"https://finnhub.io/api/news?id=b7b4375947338255feff2b59ee47127002944f6e328db61dec40e753e7dea64f","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Petco Health & Wellness Company, Inc. (Nasdaq: WOOF) today announced the appointment of Jeffrey Naylor, former Chief Financial Officer of TJX Companies, to its Board of Directors, effective August 1, 2026. In addition to his role on the Board, Mr. Naylor will serve as Chair of the company's Audit Committee.","category":"company","datetime":1785758400,"headline":"Petco Appoints Jeffrey Naylor to Board of Directors"}, {"id":141084159,"url":"https://finnhub.io/api/news?id=b01254886ca04bb4ee2ca13216638f12f5b9bc0c9bbe991af37b4d7b45adc14c","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read now.","category":"company","datetime":1785532692,"headline":"Dividend Champion, Contender, And Challenger Highlights: Week August 2"}, {"id":141081723,"url":"https://finnhub.io/api/news?id=f06e04afe5882b83d9f2650d9df3e26553515b588a47466737c7e9d584acc8e7","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"Coinbase's Q2 results miss expectations as lower transaction and subscription revenues outweigh growth in institutional trading.","category":"company","datetime":1785519540,"headline":"COIN Q2 Earnings & Revenues Miss on Lower Transaction Revenues"}, {"id":141080312,"url":"https://finnhub.io/api/news?id=d2f0c9aae0a6f8497e236e30eaf15cf30c676cab9bbd3950531a478f06cfa711","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"SYF","summary":"GPN's Q2 revenues may surge due to the Worldpay deal, but rising costs and a lower EBITDA margin could pressure profits. Here's what to watch in its Aug. 5 results.","category":"company","datetime":1785511140,"headline":"Will Rising Costs Overshadow Global Payments' Q2 Earnings?"}, {"id":141076534,"url":"https://finnhub.io/api/news?id=f34f52cc80c07b4573bfad408c16d0e939654a9a2459cd7aa038e56e22e3d95f","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1190446695/image_1190446695.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"SYF","summary":"Synchrony Financial is upgraded to \"Strong Buy\" thanks to strong earnings, stable credit, and its current valuation. Learn more on SYF stock here.","category":"company","datetime":1785475800,"headline":"Synchrony Financial: Powerful Buyback And Stable Credit Create Opportunity (Upgrade)"}
data_source finnhub_news_keyword_model
article_count 7
negative_hits 0
positive_hits 3
recomputed_at_score true
sentiment_score_raw 1
source_article_count 34
discarded_article_count 27
sentimentPoints 4

Dimension contribution

Dimension Raw Max Norm % Contrib
基本面 4 5/110 80% 4
資金流 7.6 20/110 38% 7.6
市場環境 10.4 15/110 69.33% 10.4
催化劑 2 20/110 10% 2
風險管理 6.6 10/110 66% 6.6
技術信號 17 30/110 56.67% 17
情緒分析 4 10/110 40% 4

5D momentum v2 breakdown

Cursor_18.25 5D momentum v2 0-50

5D momentum v2 5/50
ret_5d -0.0179
max_score 50
max_total 50
raw_total 5
vcp_bonus 0
vol_ratio 0.9382
ret_points 0
vol_points 0
range_ratio 1.7034
volat_points 4
day_range_pct 0.0366
model_version cursor_18_27_news_v2_160
available_bars 30
breakout_points 0
partial_history false
pullback_points 1
breakout_vol_bonus 0
first_breakout_20d false
return_window_days 5
first_breakout_bonus 0
breakout_quality_points 0

Risk management

level Medium
reason risk management score >= 6.5/10

position

score 1.4

details

atrPct 2.5555
turnoverUsdM 229.9119
liquidityPoints 0.4
volatilityPoints 1
rrPoints 1.4

stopLevels

symbol US.SYF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 74.0608

strength_details

ma_score 1.5
atr_score 2
rsi_score 1
macd_score 1.5
volume_score 1
market_adjustment 1
risk_reward_ratio 1
stop_loss_percent 5.1
take_profit_price 81.9525
target_multiplier 1.6
technical_strength 1.38
take_profit_percent 5
positionPoints 1.4
stopLossPoints 1.8

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2
stopLossPercent 5.1111
diversificationPoints 2

Calculation audit log

基本面分析總分: 4/5分
資金流分析總分: 7.6/20分
市場環境分析總分: 10.4/15分
催化劑分析: 2/20分
風險管理總分: 6.6/10分
技術信號分析總分: 17/30分
情緒分析: 4/10分
共振率(僅顯示不加分): 0%

Technical indicators

adx
value 92.86
atr
atr 1.9946
rule ATR / current price; lower volatility scores higher
score 6
atr_pct 2.56
cci
rule Cursor_18.24 CCI bands
level 弱勢
score 4
value -26.78
cmf
rule Cursor_18.24 CMF bands
level 派發
score 2
value -0.0393
kdj
d 63.2
j 47.11
k 57.83
rule Cursor_18.24 K/D cross
score 0
signal 死叉
mfi
rule Cursor_18.24 MFI bands
level 平衡
score 6
value 53.8
obv
rule Cursor_18.24 recent_slope vs previous_slope
score 4
trend 弱勢
value 34391900
recentSlope -111900
previousSlope 461530
rsi
value 49.51
sar
rule Cursor_18.24 Parabolic SAR
score 4
trend 下降
value 81.2048
position SAR喺價上
distancePct 4.04
previousTrend 下降
ma50
value 76.6084
macd
macd 0.9538
trend 中性偏多
signal 1.2043
histogram -0.2505
vwap
rule Cursor_18.24 VWAP 20D consecutive close
score 2
value 79.3873
position <VWAP
consecutiveAbove 0
volume
rule Cursor_18.24 volume ratio
level 無力
ratio 0.95
score 4
avgVolume 3116270
currentVolume 2945700
derived
ma20 79.313
ma50 76.6084
prevClose 79.93
avgVolume10 3676310
avgVolume20 3116270
changePercent -2.35
avgVolumeForScore 3116270
ma_cross
ma20 79.313
ma50 76.6084
rule Cursor_18.24 MA20/MA50 cross
cross 多頭
score 4
prevMa20 79.2
prevMa50 76.5296
spreadPct 3.53
isVolumeBreakout false
bollinger
lower 77.1239
upper 81.5021
position 中間
rsi_short
value 59.46
macd_short
macd 0
trend 中性
signal 0
histogram 0
volume_ratio
ratio 0.95

Raw calculation JSON

 
{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.4,
      "details": {
        "atrPct": 2.5555412214397992,
        "turnoverUsdM": 229.9118938371,
        "liquidityPoints": 0.4,
        "volatilityPoints": 1
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.SYF",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 74.0608,
      "strength_details": {
        "ma_score": 1.5,
        "atr_score": 2,
        "rsi_score": 1,
        "macd_score": 1.5,
        "volume_score": 1
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1,
      "stop_loss_percent": 5.1,
      "take_profit_price": 81.9525,
      "target_multiplier": 1.6,
      "technical_strength": 1.38,
      "take_profit_percent": 5
    },
    "positionPoints": 1.4,
    "stopLossPoints": 1.8,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2,
    "stopLossPercent": 5.1110824428795985,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 56.6,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 51.6,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 5
  },
  "market": {
    "ma20": 79.313,
    "ma50": 76.6084,
    "close": 78.05,
    "prevClose": 79.93,
    "avgVolume20": 3116270,
    "volumeRatio": 0.95,
    "changePercent": -2.35
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 5,
    "details": {
      "ret_5d": -0.017868340254183934,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 5,
      "vcp_bonus": 0,
      "vol_ratio": 0.9382285867169484,
      "ret_points": 0,
      "vol_points": 0,
      "range_ratio": 1.7033681196109116,
      "volat_points": 4,
      "day_range_pct": 0.03664318885420154,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 56.6,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 4,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 80,
        "contribution": 4
      },
      {
        "raw": 7.6,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 38,
        "contribution": 7.6
      },
      {
        "raw": 10.4,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 69.33,
        "contribution": 10.4
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 6.6,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 66,
        "contribution": 6.6
      },
      {
        "raw": 17,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 56.67,
        "contribution": 17
      },
      {
        "raw": 4,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 40,
        "contribution": 4
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "避免",
    "result": 51.6,
    "details": [
      "基本面分析總分: 4/5分",
      "資金流分析總分: 7.6/20分",
      "市場環境分析總分: 10.4/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 6.6/10分",
      "技術信號分析總分: 17/30分",
      "情緒分析: 4/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 4,
      "資金流": 7.6,
      "市場環境": 10.4,
      "情緒分析": 4,
      "技術信號": 17,
      "風險管理": 6.6
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 7,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "良好",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.3,
          "epsPoints": 0,
          "roePoints": 0.75,
          "debtPoints": 0.5,
          "marginPoints": 0.6,
          "turnoverUsdM": 229.9118938371,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.3,
          "marketCapPoints": 0.5
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 2.4,
          "obvPoints": 1.6,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.SYF",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "一般",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred",
              "vixClose": 14.51
            }
          },
          "trend": {
            "score": 3.4,
            "details": {
              "qqq": {
                "ma20": 717.9420018500002,
                "ma50": 712.0640004399997,
                "name": "QQQ",
                "close": 716.42999,
                "points": 1.4
              },
              "spy": {
                "ma20": 769.2159945000001,
                "ma50": 753.9552012599999,
                "name": "SPY",
                "close": 769.34998,
                "points": 2
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 2.5555412214397992,
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                "summary": "Synchrony Financial (SYF): strong uptrend with tight consolidation, 8/10 technical and 9/10 setup ratings, positioning for a breakout above resistance.",
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                "summary": "In recent days, Synchrony Financial reported second-quarter 2026 results that exceeded expectations and raised its 2026 EPS outlook, highlighting record purchase volume, loan receivable growth, credit strength, and wider net interest margins. Around the same time, the company deepened its AI focus by appointing a Chief AI Officer and announcing an enterprise-wide collaboration with OpenAI to embed advanced models across shopping, payments, and internal operations. Next, we will examine how...",
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                "headline": "What Synchrony Financial (SYF)'s Q2 Beat and OpenAI Deal Means For Shareholders"
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                "summary": "Why Synchrony Financial stock is back in focus Synchrony Financial (SYF) has moved into the spotlight after announcing an enterprise collaboration with OpenAI to support AI native shopping and checkout experiences across financing, rewards, and loyalty. See our latest analysis for Synchrony Financial. The OpenAI collaboration comes after a stretch where Synchrony Financial's 30 day share price return of 9.15% and 90 day share price return of 10.64% point to firming momentum. However, the year...",
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                "headline": "Synchrony Financial (SYF) Expands OpenAI Ties, Is The Stock Still Cheap?"
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                "summary": "Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.",
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                "summary": "Synchrony Financial's record purchase volume and rising card spending could lift loan receivables and earnings in the second half of 2026.",
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                "headline": "Embedding CareCredit into Stripe’s Platform Could Be A Game Changer For Synchrony Financial (SYF)"
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                "summary": "Synchrony Financial (SYF) just announced a new integration with Stripe that brings CareCredit financing directly into Stripe checkouts for health and wellness providers. This move puts financing options closer to where patients actually pay. See our latest analysis for Synchrony Financial. Synchrony Financial's latest Stripe partnership comes after an active few weeks that included multiple fixed income offerings in late July, while the stock trades at US$78.67 with a 30 day share price...",
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                "summary": "Why Synchrony Financial stock is back in focus Synchrony Financial (SYF) has moved into the spotlight after announcing an enterprise collaboration with OpenAI to support AI native shopping and checkout experiences across financing, rewards, and loyalty. See our latest analysis for Synchrony Financial. The OpenAI collaboration comes after a stretch where Synchrony Financial's 30 day share price return of 9.15% and 90 day share price return of 10.64% point to firming momentum. However, the year...",
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                "related": "SYF",
                "summary": "Wondering which stocks are making significant price gaps? Explore the S&P500 index on Thursday to find the gap up and gap down stocks in today's session.",
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                "headline": "What's going on in today's session: S&P500 gap up and gap down stocks"
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                "summary": "SYF is partnering with OpenAI to bring financing, rewards and loyalty into AI-led shopping as agentic commerce gains traction.",
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                "summary": "The consumer lender wants shoppers to be able to complete purchases using its cards without leaving ChatGPT, though the rollout could take a year or more",
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                "summary": "Synchrony Financial is partnering with OpenAI to allow shoppers buy products directly inside ChatGPT using store-branded cards.",
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                "headline": "Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping"
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                "url": "https://finnhub.io/api/news?id=22a842cf07ae0bd7d92d09ad0ff1ecf921aa3ab4b8c9f6cf370a5192b58c1d90",
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                "summary": "The collaboration, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences.",
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                "headline": "Credit card issuer Synchrony announces partnership with OpenAI"
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                "summary": "Maran Nalluswami, Synchrony's chief strategy officer, told CNBC it will probably take six to 12 months to get payments fully integrated into ChatGPT.",
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                "source": "Benzinga",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a premier consumer financial services company, today announced an enterprise collaboration with OpenAI to strengthen Synchrony&#39;s positioning at the center of AI&#39;s next chapter in shopping",
                "category": "company",
                "datetime": 1786964514,
                "headline": "Synchrony Partners With OpenAI To Enhance Its Services In Shopping, Payments"
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                "id": 141279385,
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                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Sam Stovall says sentiment surveys are a distraction and that one specific corner of the financial system holds the real on-off switch for consumer spending. The signals hiding in this earnings season will tell investors whether that switch is about to flip.",
                "category": "company",
                "datetime": 1786885201,
                "headline": "Sam Stovall’s Warning: Consumer Spending Will Collapse the Moment Banks Tighten Credit"
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                "id": 141211049,
                "url": "https://finnhub.io/api/news?id=f0c3ebfc1ed96bff4d095099a1e4bad88d62ecdb049294bdf231675c51853061",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a premier consumer financial services company, announced the appointment of Nimrod Barak as Chief AI Officer effective June 30, 2026. Barak will spearhead Synchrony's enterprise AI strategy and execution, accelerating innovation across the business to elevate consumer experiences, unlock new value for partners, and fuel growth.",
                "category": "company",
                "datetime": 1786657560,
                "headline": "Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation"
              },
              {
                "id": 141206480,
                "url": "https://finnhub.io/api/news?id=665a818bd51b35bfdd0d8f6581ef700c4d80e9b4b40724610d4e95c6ca122c44",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "The S&P 500 (^GSPC) is home to the biggest and most well-known companies in the market, making it a go-to index for investors seeking stability. But not all large-cap stocks are created equal - some are struggling with slowing growth, declining margins, or increased competition.",
                "category": "company",
                "datetime": 1786629900,
                "headline": "2 S&P 500 Stocks with Exciting Potential and 1 We Ignore"
              },
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                "url": "https://finnhub.io/api/news?id=c9daa3e4640c1d1fa13a364a3c5921cdc05810efcac12bc5fe5ad4ea1a585779",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Americans increasingly value prevention, mobility and drug-free approaches to staying healthy, yet new national research commissioned by CareCredit, a health and wellness financial solution from Synchrony (NYSE: SYF), reveals many still overlook how chiropractic care may support those goals.",
                "category": "company",
                "datetime": 1786626000,
                "headline": "New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care"
              },
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                "url": "https://finnhub.io/api/news?id=b1f38327f05e4494e6cd7370d9e5c07381560cbdff6fab8770f5f256c1772189",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial's record purchase volume and rising card spending could lift loan receivables and earnings in the second half of 2026.",
                "category": "company",
                "datetime": 1786625340,
                "headline": "Can SYF Turn Record Purchase Volume Into Stronger Earnings?"
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                "id": 141202448,
                "url": "https://finnhub.io/api/news?id=f49a344b4c652f9810d296f54b507af5199323a242c7fae962f1e99baf2c7764",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "In today’s market, large companies dominate the landscape and grow their leads by acquiring smaller competitors - a trend that will accelerate with the Trump administration. However, some mid-sized players will continue thriving because they’ve carved durable niches for themselves.",
                "category": "company",
                "datetime": 1786516162,
                "headline": "3 Mid-Cap Stocks with Solid Fundamentals"
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                "id": 141201317,
                "url": "https://finnhub.io/api/news?id=b3bfffa4c45276ae195fdd662fb7619438d3b9d4ebb4c945a2ee1c3ce8fbb3cb",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Encore Capital's 16.3% three-month rise is backed by record collections, higher earnings expectations and a peer valuation discount, despite cost and leverage risks.",
                "category": "company",
                "datetime": 1786458240,
                "headline": "ECPG Rises 16.3% in 3 Months Amid Record Collections and Higher EPS"
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                "id": 141176697,
                "url": "https://finnhub.io/api/news?id=3597ac1d7531521e62c9fde81e6a343221fc0e8383873ee88986a9989b6df1e0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "PRAA's Q2 earnings beat estimates as stronger collections and portfolio income drive revenue growth despite higher expenses.",
                "category": "company",
                "datetime": 1786379640,
                "headline": "PRA Group Q2 Earnings Beat Estimates on Strong Portfolio Income"
              },
              {
                "id": 141152423,
                "url": "https://finnhub.io/api/news?id=af72a397d825898b459a1a054ad11e152f22a3d67f610472c2aab599efe41d41",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Weekly dividend activity roundup for Dividend Champions, Contenders & Challengers—see dividend changes, upcoming ex-dividend dates and pay dates here.",
                "category": "company",
                "datetime": 1786125278,
                "headline": "Dividend Champion, Contender, And Challenger Highlights: Week Of August 9"
              },
              {
                "id": 141148365,
                "url": "https://finnhub.io/api/news?id=648221fd15cabaf1660a656e874ae21f426a12a36f23c72134d1ca019e3f5c71",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "In late July and early August 2026, Synchrony Financial announced and then completed US$1.10 billion of callable, senior unsecured fixed-to-floating rate notes and integrated its CareCredit financing into Stripe’s platform for U.S. health and wellness providers’ online checkouts. This combination of fresh funding and embedded CareCredit access for over 12 million cardholders on Stripe could meaningfully deepen Synchrony’s presence in health and wellness financing while simplifying operations...",
                "category": "company",
                "datetime": 1786112183,
                "headline": "Embedding CareCredit into Stripe’s Platform Could Be A Game Changer For Synchrony Financial (SYF)"
              },
              {
                "id": 141151216,
                "url": "https://finnhub.io/api/news?id=9b0100f2eaea23bdecafd2eb5c8ee0c9e261c164a69c901b5b65acc351d2a988",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial has lagged behind the broader market over the past year, and analysts remain slightly bullish about the stock’s prospects.",
                "category": "company",
                "datetime": 1786110610,
                "headline": "Do Wall Street Analysts Like Synchrony Financial Stock?"
              },
              {
                "id": 141146392,
                "url": "https://finnhub.io/api/news?id=8c41e8487672ae9f719532264c15fcfef52c93bd5716ea9c0d871c97a0d76b30",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony Financial (SYF) just announced a new integration with Stripe that brings CareCredit financing directly into Stripe checkouts for health and wellness providers. This move puts financing options closer to where patients actually pay. See our latest analysis for Synchrony Financial. Synchrony Financial's latest Stripe partnership comes after an active few weeks that included multiple fixed income offerings in late July, while the stock trades at US$78.67 with a 30 day share price...",
                "category": "company",
                "datetime": 1786101311,
                "headline": "Is Synchrony Financial (SYF) A Bargain As Its Stripe CareCredit Checkout Deal Expands Reach?"
              },
              {
                "id": 141146650,
                "url": "https://finnhub.io/api/news?id=5fb0ff441d6284d5052267e3a767cc4632d540ffd3934364517bb553157a4a7b",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/898720848/image_898720848.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Preferred stocks put you ahead of common shareholders when claiming dividends from the company's cash flows. Here are two to consider.",
                "category": "company",
                "datetime": 1786091400,
                "headline": "2 Preferred Stocks That Put You First In Line"
              },
              {
                "id": 141134287,
                "url": "https://finnhub.io/api/news?id=2d6f8bbcae96f4d0c37d0a3e86280c5cd85772459a2963c5faa65d1633a35deb",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a new integration with Stripe, the programmable financial services company, making it easier for Synchrony and Stripe's health and wellness providers and retailers to offer CareCredit financing as part of their online checkout experience.",
                "category": "company",
                "datetime": 1786021200,
                "headline": "Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership"
              },
              {
                "id": 141110536,
                "url": "https://finnhub.io/api/news?id=4865a069f3fe73a4525348f0f66115c6854e38247ec25f8cf41e29062abd51ac",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "UBS  analyst Erika Najarian   maintains Synchrony Financial (NYSE:SYF) with a Neutral and raises the price target from $84 to $87.",
                "category": "company",
                "datetime": 1785776608,
                "headline": "UBS Maintains Neutral on Synchrony Financial, Raises Price Target to $87"
              },
              {
                "id": 139930067,
                "url": "https://finnhub.io/api/news?id=389014958e77d3bad731a6dfd6cec2f3b0eeeb55665ed0fc92884aacb079e037",
                "image": "",
                "source": "Benzinga",
                "related": "SYF",
                "summary": "",
                "category": "company",
                "datetime": 1785767823,
                "headline": "A Big Splash In The ESG Fixed Income Space"
              },
              {
                "id": 141099066,
                "url": "https://finnhub.io/api/news?id=b7b4375947338255feff2b59ee47127002944f6e328db61dec40e753e7dea64f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Petco Health & Wellness Company, Inc. (Nasdaq: WOOF) today announced the appointment of Jeffrey Naylor, former Chief Financial Officer of TJX Companies, to its Board of Directors, effective August 1, 2026. In addition to his role on the Board, Mr. Naylor will serve as Chair of the company's Audit Committee.",
                "category": "company",
                "datetime": 1785758400,
                "headline": "Petco Appoints Jeffrey Naylor to Board of Directors"
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              {
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                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read now.",
                "category": "company",
                "datetime": 1785532692,
                "headline": "Dividend Champion, Contender, And Challenger Highlights: Week August 2"
              },
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                "id": 141081723,
                "url": "https://finnhub.io/api/news?id=f06e04afe5882b83d9f2650d9df3e26553515b588a47466737c7e9d584acc8e7",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "Coinbase's Q2 results miss expectations as lower transaction and subscription revenues outweigh growth in institutional trading.",
                "category": "company",
                "datetime": 1785519540,
                "headline": "COIN Q2 Earnings & Revenues Miss on Lower Transaction Revenues"
              },
              {
                "id": 141080312,
                "url": "https://finnhub.io/api/news?id=d2f0c9aae0a6f8497e236e30eaf15cf30c676cab9bbd3950531a478f06cfa711",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "SYF",
                "summary": "GPN's Q2 revenues may surge due to the Worldpay deal, but rising costs and a lower EBITDA margin could pressure profits. Here's what to watch in its Aug. 5 results.",
                "category": "company",
                "datetime": 1785511140,
                "headline": "Will Rising Costs Overshadow Global Payments' Q2 Earnings?"
              },
              {
                "id": 141076534,
                "url": "https://finnhub.io/api/news?id=f34f52cc80c07b4573bfad408c16d0e939654a9a2459cd7aa038e56e22e3d95f",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1190446695/image_1190446695.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "SYF",
                "summary": "Synchrony Financial is upgraded to \"Strong Buy\" thanks to strong earnings, stable credit, and its current valuation. Learn more on SYF stock here.",
                "category": "company",
                "datetime": 1785475800,
                "headline": "Synchrony Financial: Powerful Buyback And Stable Credit Create Opportunity (Upgrade)"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 7,
            "negative_hits": 0,
            "positive_hits": 3,
            "recomputed_at_score": true,
            "sentiment_score_raw": 1,
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          "sentimentPoints": 4
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      },
      "技術信號": {
        "max": 30,
        "raw": 17,
        "grade": "較差",
        "items": {
          "bbPoints": 2.4,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 0.9,
          "macdPoints": 2.4,
          "vcpPayload": {
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            "vcp_score": 0.9,
            "vcp_reason": "站上MA50；升放量(近10日3日)；Ready=N；Confirm=N",
            "vcp_metrics": {
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              "vol_ref": 3594350,
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              "avg_vol_20": 3139640,
              "avg_vol_30": 3594350,
              "range_pct_10": 0.08026905521067053,
              "range_pct_20": 0.08026905521067053,
              "range_pct_30": 0.14439461328399944,
              "up_expand_ok": true,
              "lookback_used": 59,
              "near_20d_high": true,
              "contraction_ok": false,
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              "up_expand_days": 3,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 0.9999554856928234,
              "dist_to_20d_high": 0.047241174316406224,
              "down_shrink_days": 2,
              "breakout_level_20d": 81.92,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.5559006211180126
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            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.5,
          "rsiKdjPoints": 2.4,
          "volumeWeight": 2,
          "maCrossPoints": 1.6,
          "shortRsiPoints": 0.8,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0.6,
          "volumePointsTechnical": 0.8
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      },
      "風險管理": {
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              "turnoverUsdM": 229.9118938371,
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              "volatilityPoints": 1
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          },
          "rrPoints": 1.4,
          "stopLevels": {
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            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 74.0608,
            "strength_details": {
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              "rsi_score": 1,
              "macd_score": 1.5,
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            "market_adjustment": 1,
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          "diversification": {
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            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
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          },
          "riskRewardRatio": 1.2,
          "stopLossPercent": 5.1110824428795985,
          "diversificationPoints": 2
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  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": true,
    "missingFields": [],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 92.86,
    "atr": {
      "atr": 1.9946,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 6,
      "atr_pct": 2.56
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "弱勢",
      "score": 4,
      "value": -26.78
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.0393
    },
    "kdj": {
      "d": 63.2,
      "j": 47.11,
      "k": 57.83,
      "rule": "Cursor_18.24 K/D cross",
      "score": 0,
      "signal": "死叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "平衡",
      "score": 6,
      "value": 53.8
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 4,
      "trend": "弱勢",
      "value": 34391900,
      "recentSlope": -111900,
      "previousSlope": 461530
    },
    "rsi": 49.51,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 81.2048,
      "position": "SAR喺價上",
      "distancePct": 4.04,
      "previousTrend": "下降"
    },
    "ma50": 76.6084,
    "macd": {
      "macd": 0.9537772296419718,
      "trend": "中性偏多",
      "signal": 1.2043010781791594,
      "histogram": -0.2505238485371877
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    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 79.3873,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "無力",
      "ratio": 0.95,
      "score": 4,
      "avgVolume": 3116270,
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    },
    "derived": {
      "ma20": 79.313,
      "ma50": 76.6084,
      "prevClose": 79.93,
      "avgVolume10": 3676310,
      "avgVolume20": 3116270,
      "changePercent": -2.35,
      "avgVolumeForScore": 3116270
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    "ma_cross": {
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    "bollinger": {
      "lower": 77.1239,
      "upper": 81.5021,
      "position": "中間"
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    "rsi_short": 59.46,
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      "trend": "中性",
      "signal": 0,
      "histogram": 0
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    "volume_ratio": {
      "ratio": 0.95
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  }
}

Raw metrics JSON

 
{
  "close": 78.05,
  "volume": 2945700,
  "changePercent": -2.35
}

Scores are derived from cached daily market data using the Cursor_18.25 standard. Solorank.ai provides research support only and does not provide financial advice or buy/sell recommendations.