Solorank.ai
Login

Cached score snapshot

US.RF · Regions Financial Corporation

110分制 46.1/110；5D動能v2 7/50；排序分 53.1/160 · Incomplete inputs

Back to ranking Open volume snapshot
Ranking score 53.1/160
Main score 46.1/110
5D momentum v2 7/50
Rank #272
Setup grade F 23.3

Score breakdown

避免

Medium twelvedata

Score and price trend

F 23.3 Low sample confidence

Main score, 5D momentum v2, close price, and improving or exit-review turn signals are plotted from archived daily snapshots.

Move the mouse over the chart lines to inspect readings.

0 40 80 110 Score 06-09 07-23 09-03 09-24 10-14 $27.47$32.02$36.56 Price Projection date
Historical projection
Model Median P25/P75 歷史相似情境上漲比例 Down5 Actual / compare
Rolling DOE best · score 2.22 · anchors 120 +0.93% -0.34% / +3.32% 68.8% 0% Actual outcome pending · 1 / 3 bars observed
30D observation +7.81% +1.81% / +16.95% 87.5% 2.5% Actual outcome pending · 1 / 30 bars observed
Historical projection 10D n=160 +0.78% -0.69% / +3.12% 66.3% 1.3% Actual outcome pending · 1 / 10 bars observed

歷史情境統計基於已存檔相似 setup；圖中投影中位線為統計中位數的線性插值展示，並非價格路徑預測或買賣建議。

2026-06-09 → 2026-10-14 · 119 archived points · 3 Improving turn signal · 7 Deteriorating signal

Summary

score_with_momentum_v2 = main score + 5D momentum v2

Ranking score 53.1
Display grade 避免
Model version cursor_18_27_news_v2_160
Main score 46.1/110 (避免)
5D momentum v2 7/50 (弱)
Score with momentum v2 53.1/160 (低排序)
Risk level Medium

Audit trace

Full calculation detail

Calculation detail · 8 sections

Incomplete score

此 snapshot 已計出評分，但以下輸入仍不完整；缺失維度以 0 分處理，請留意 audit 明细。

  • VIX_MISSING: VIX market context is required for market environment scoring

Market inputs

Bar count 60
ma20 30.8725
ma50 30.8582
close 29.93
prevClose 29.29
avgVolume20 7150346
volumeRatio 0.98
changePercent 2.19

Metrics snapshot

close 29.93
volume 7001428
changePercent 2.19

110-point main rating

基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10

Main score 46.1/110
Main rating 避免
5D momentum v2 7/50
Score with momentum v2 53.1/160
Formula score_with_momentum_v2 = main_score + momentum_5d_v2_score

基本面 — 4.6/5 · 優秀
Dimension score 4.6/5
Dimension grade 優秀

Sub-items

pbPoints 0.5
pePoints 0.5
epsPoints 0.6
roePoints 0.4
debtPoints 0.5
marginPoints 0.6
turnoverUsdM 209.5527
volumePoints 0.5
revenuePoints 0
dividendPoints 0.5
marketCapPoints 0.5

資金流 — 7.6/20 · 較差
Dimension score 7.6/20
Dimension grade 較差

Sub-items

cmfPoints 0.8
mfiPoints 1.6
obvPoints 2.4
vwapPoints 0.8

institutional

score 2

details

source optional-neutral

warning

code INSTITUTIONAL_DATA_OPTIONAL
symbol US.RF
message Institutional ownership is unavailable; neutral 2/4 money-flow treatment used.
optional true
holderCount n/a
holderPoints 2
top10ShareRatio n/a
concentrationPenalty 0
institutionPoints 2

市場環境 — 6.6/15 · 較差
Dimension score 6.6/15
Dimension grade 較差

Sub-items

vix

score 0

details

source twelvedata+fred
missing true
vixClose n/a

trend

score 1.8

details

qqq

ma20 717.563
ma50 710.8924
name QQQ
close 709.24
points 0.4

spy

ma20 768.976
ma50 755.3408
name SPY
close 765.16
points 1.4
source twelvedata+fred
atrPct 1.9509
atrPoints 4
cciPoints 0.8
vixPoints 0
marketTrendPoints 1.8

催化劑 — 2/20 · 較差
Dimension score 2/20
Dimension grade 較差

Sub-items

catalyst

score 2

details

source finnhub_news_keyword_model
articleCount 6
catalystCount 0
catalystPoints 2

風險管理 — 7.4/10 · 良好
Dimension score 7.4/10
Dimension grade 良好

Sub-items

position

score 1.6

details

atrPct 1.9509
turnoverUsdM 209.5527
liquidityPoints 0.4
volatilityPoints 1.2
rrPoints 1.4

stopLevels

symbol US.RF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 28.7622

strength_details

ma_score 2
atr_score 2.5
rsi_score 2.5
macd_score 1
volume_score 1
market_adjustment 1
risk_reward_ratio 1.3
stop_loss_percent 3.9
take_profit_price 31.4265
target_multiplier 1.9
technical_strength 1.73
take_profit_percent 5
positionPoints 1.6
stopLossPoints 2.4

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2815
stopLossPercent 3.9018
diversificationPoints 2

技術信號 — 13.9/30 · 較差
Dimension score 13.9/30
Dimension grade 較差

Sub-items

bbPoints 2.4
adxPoints 3
sarPoints 1.2
vcpPoints 0.6
macdPoints 0.8

vcpPayload

vcp_pass false
vcp_score 0.6
vcp_reason 跌縮量(近10日4日)；Ready=N；Confirm=N

vcp_metrics

up_days 3
vol_ref 7789086.6667
down_days 5
vcp_ready false
above_ma50 false
avg_vol_10 7343460
avg_vol_20 7415740
avg_vol_30 7789086.6667
range_pct_10 0.0845
range_pct_20 0.1016
range_pct_30 0.1016
up_expand_ok false
lookback_used 59
near_20d_high false
contraction_ok false
down_shrink_ok true
up_expand_days 1
breakout_20d_ok false
vol_ratio_10_30 0.9428
dist_to_20d_high 0.0731
down_shrink_days 4
breakout_level_20d 32.29
vcp_breakout_confirm false
contraction_ratio_10_30 0.8322
vcp_name_en Volatility Contraction Pattern
vcp_name_zh 波動收縮形態
vol_contraction false
kdjAdxPoints 0.7
rsiKdjPoints 1.6
volumeWeight 2
maCrossPoints 2.4
shortRsiPoints 0
shortMacdPoints 0.4
volConfirmPoints 0
volumePointsTechnical 0.8

情緒分析 — 4/10 · 較差
Dimension score 4/10
Dimension grade 較差

Sub-items

sentiment

score 4

details

source finnhub_news_keyword_model
articleCount 6
negativeHits 0
positiveHits 2
sentimentScoreRaw 0.8

sentimentData

raw {"id":141380098,"url":"https://finnhub.io/api/news?id=eaacb607032be8fdaa153d6c122a42090a11ac13c3d2db56986c84ffb5ed1eca","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial's revenue growth is poised to accelerate in 2026, fueled by stronger NII, loan expansion and a growing fee-income base.","category":"company","datetime":1788361980,"headline":"Will RF's Revenue Growth Trend Gain Further Momentum in 2026?"}, {"id":141302620,"url":"https://finnhub.io/api/news?id=5d1cec3782257b46e6f01803b7ab94e03f370dc7cc545e17e19292c8872e5b85","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial stock has delivered an 87.6% gain over the past three years, yet valuation checks suggest the current share price of US$30.41 may still sit below an intrinsic value estimate based on the Excess Returns model, with market multiples pointing in the same direction. The 87.6% total return over three years highlights that investors have already seen strong gains. The question is whether there is still mispricing left in the share price. For Regions Financial, expectations for...","category":"company","datetime":1787411263,"headline":"Regions Financial (RF) Stock Could Trade At A 48% Discount On Earnings Power"}, {"id":141283867,"url":"https://finnhub.io/api/news?id=44717c86e8191f3135937e7ec4091d569b65d0d2062a3b644ad2275525a56c4d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial Corporation recently announced that long-serving Chief Administrative Officer Dave Keenan will retire at the end of 2026, with Consumer Banking head Kate Danella stepping into the CAO role, John Jordan taking over Consumer Banking, and Chief People Officer Angela Santone beginning to report directly to CEO John Turner. This leadership reshuffle, centered on experienced internal talent and a tighter link between human resources and the CEO, comes as Wall Street turns...","category":"company","datetime":1787393280,"headline":"Is Regions (RF) Using Its Leadership Shuffle To Reframe the Long-Term Investment Narrative?"}, {"id":141283868,"url":"https://finnhub.io/api/news?id=05b847b8631b2b4d8657591468c1cf30faa83796039d03b726b12fd79c3852cb","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial (RF) is back in focus after a leadership reshuffle, including the planned retirement of Chief Administrative Officer Dave Keenan and new appointments across consumer banking and human resources that could influence how investors view the stock. See our latest analysis for Regions Financial. Despite the leadership reshuffle, Regions Financial’s recent trading has cooled, with the share price down 4.55% over the past week after earlier gains that left the 1-year total...","category":"company","datetime":1787346541,"headline":"Why Regions Financial (RF) Is Getting Attention Today"}, {"id":141283869,"url":"https://finnhub.io/api/news?id=c7a5be7fbf359f564848bd5b13208e9f9b204061bfcdc5485ccb8141fd60c2e3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Although Regions Financial (currently trading at $31.60 per share) has gained 6.1% over the last six months, it has trailed the S&P 500’s 13.5% return during that period. This might have investors contemplating their next move.","category":"company","datetime":1786747740,"headline":"3 Reasons to Sell RF and 1 Stock to Buy Instead"}, {"id":141149645,"url":"https://finnhub.io/api/news?id=5f2aff3f0c6bf024b54be1e1bed6ad76e29204400d24791a008677b49bcb3368","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.","category":"company","datetime":1786117502,"headline":"Why Regions Financial (RF) is a Great Dividend Stock Right Now"}
raw_source {"id":141380098,"url":"https://finnhub.io/api/news?id=eaacb607032be8fdaa153d6c122a42090a11ac13c3d2db56986c84ffb5ed1eca","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial's revenue growth is poised to accelerate in 2026, fueled by stronger NII, loan expansion and a growing fee-income base.","category":"company","datetime":1788361980,"headline":"Will RF's Revenue Growth Trend Gain Further Momentum in 2026?"}, {"id":141358860,"url":"https://finnhub.io/api/news?id=ceb80efbeee078802a778b375fdd2645269903e404a1f6c283b610a4327ac822","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2260312486/image_2260312486.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"The top 25 stocks average a 3.11% yield and are undervalued by ~11% per Dividend Yield Theory, with a projected future CAGR of 14.43%. Check out the list here.","category":"company","datetime":1788227031,"headline":"Top 25 Dividend Stock Opportunities For September 2026"}, {"id":141341224,"url":"https://finnhub.io/api/news?id=a70f356816315e6c1cffbf3ddb6582552dedd39464f32f29f67f627611d5c738","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"Dividend activity recap for Champions, Contenders & Challengers: dividend changes plus upcoming ex-dividend and pay dates. See more here.","category":"company","datetime":1787954658,"headline":"Dividend Champion, Contender, And Challenger Highlights: Week August 30"}, {"id":141362897,"url":"https://finnhub.io/api/news?id=23c015fc1e28f30a934f8ff584c750a9efebf526a5298ffcdfa26c0041028b84","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"First Solar upgraded, Celsius downgraded: Wall Street's top analyst calls","category":"company","datetime":1787841263,"headline":"First Solar upgraded, Celsius downgraded: Wall Street's top analyst calls"}, {"id":141364911,"url":"https://finnhub.io/api/news?id=233b538557a7964fe4cf5015a2dbdee83ffba3928dc484291c5e6183dd702aa0","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Wall Street analysts delivered a flurry of rating changes Thursday, reshuffling positions on retailers, REITs, solar stocks, and cybersecurity names while markets digest hotter inflation data and brace for a pivotal Fed speech at Jackson Hole.","category":"company","datetime":1787835696,"headline":"Here Are Thursday’s Top Wall Street Analyst Research Calls: Abercrombie & Fitch, Choice Hotels International, DigitalOcean Holdings, First Solar, LTC Properties, Okta, Regions Financial, Synopsys, and More"}, {"id":141364913,"url":"https://finnhub.io/api/news?id=bf095ddc8412dd6c60b4f00c07d0cd45b678fac8d07cddce0c285148838ac201","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"BIRMINGHAM, Ala., August 26, 2026--Regions Bank on Wednesday announced the launch of Regions Whole Loan Advisory (RWLA), a specialized advisory team within Regions Securities LLC designed to help financial institutions strategically buy, sell and manage whole-loan portfolios across multiple asset classes.","category":"company","datetime":1787752800,"headline":"Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios"}, {"id":141364909,"url":"https://finnhub.io/api/news?id=90b3c357581cbd0d0742a104fbf2edccd661e717f7c578ef356a403558b0acd5","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Banks use their capital and expertise to help businesses grow while offering consumers essential financial products like mortgages and credit cards. But concerns about loan losses and tightening regulations have tempered enthusiasm, limiting the banking industry’s gains to 6.1% over the past six months. This return lagged the S&P 500’s 10.8% climb.","category":"company","datetime":1787737873,"headline":"1 Bank Stock with Exciting Potential and 2 Facing Challenges"}, {"id":141364910,"url":"https://finnhub.io/api/news?id=4daba2c2394cce292a49538d6fab46339219b5e2699b30dd19a3746a07e4b492","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"BIRMINGHAM, Ala., August 25, 2026--Regions leadership will take part beginning at 9 a.m. ET on Tuesday, Sept. 15.","category":"company","datetime":1787666400,"headline":"Regions Financial Corp. to Participate in Barclays’ 24th Annual Global Financial Services Conference"}, {"id":141317325,"url":"https://finnhub.io/api/news?id=bf4084308736de0103a7dc4314d2dd27f83c41e64b2687f4370e38fa5d373973","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1391524192/image_1391524192.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"SouthState Bank benefits from strong Southern market trends but currently merits a Hold rating due to valuation and slowing earnings momentum. Learn more about SSB stock here.","category":"company","datetime":1787664868,"headline":"SouthState Bank Corporation: So Very Close To Deserving A Buy"}, {"id":141311635,"url":"https://finnhub.io/api/news?id=9ae76daa6f3de70837918a7d2ebc7dfdda744777f30a11a85870ad25ea9abe06","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.","category":"company","datetime":1787589902,"headline":"Are You Looking for a High-Growth Dividend Stock?"}, {"id":141311636,"url":"https://finnhub.io/api/news?id=8beb2dea5b53458b861893d1a6c54b2fda67435f7074a5cf1131a22ed6eb7219","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"INDIANAPOLIS, August 24, 2026--Regions Bank on Monday announced a series of disaster-recovery financial services designed to help people and businesses in Indiana following catastrophic flooding that started Aug. 11, 2026. Additionally, the Regions Foundation, a nonprofit funded primarily by Regions Bank, announced a commitment of $25,000 in grant funding to support American Red Cross disaster relief efforts.","category":"company","datetime":1787580000,"headline":"Regions Bank and the Regions Foundation Announce Flood-Recovery Response for Indiana Communities"}, {"id":141302206,"url":"https://finnhub.io/api/news?id=a973d7eb52baf5e829f835324c50c2c627da4c594630fadc6d16e6d95272b9c8","image":"https://image.cnbcfm.com/api/v1/image/108350603-1786995898579-Scharf_Fraser.jpg?v=1786995981&w=1920&h=1080","source":"CNBC","related":"RF","summary":"Citigroup and Wells Fargo have room to buy a big regional bank as regulators have opened the door to megadeals. Five regional banks make sense as targets.","category":"company","datetime":1787472001,"headline":"Wells Fargo and Citigroup have room to buy a big bank. These 5 regionals fit the bill"}, {"id":141302620,"url":"https://finnhub.io/api/news?id=5d1cec3782257b46e6f01803b7ab94e03f370dc7cc545e17e19292c8872e5b85","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial stock has delivered an 87.6% gain over the past three years, yet valuation checks suggest the current share price of US$30.41 may still sit below an intrinsic value estimate based on the Excess Returns model, with market multiples pointing in the same direction. The 87.6% total return over three years highlights that investors have already seen strong gains. The question is whether there is still mispricing left in the share price. For Regions Financial, expectations for...","category":"company","datetime":1787411263,"headline":"Regions Financial (RF) Stock Could Trade At A 48% Discount On Earnings Power"}, {"id":141294197,"url":"https://finnhub.io/api/news?id=9920479acaf24aa724842791b54472c02592d99d6bd156b129117a03ccd429fb","image":"","source":"SeekingAlpha","related":"RF","summary":"","category":"company","datetime":1787400834,"headline":"Buy 4 Barron's Better Bets (Than T-Bills) Out Of 11 'Safer' August DiviDogs"}, {"id":141283867,"url":"https://finnhub.io/api/news?id=44717c86e8191f3135937e7ec4091d569b65d0d2062a3b644ad2275525a56c4d","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial Corporation recently announced that long-serving Chief Administrative Officer Dave Keenan will retire at the end of 2026, with Consumer Banking head Kate Danella stepping into the CAO role, John Jordan taking over Consumer Banking, and Chief People Officer Angela Santone beginning to report directly to CEO John Turner. This leadership reshuffle, centered on experienced internal talent and a tighter link between human resources and the CEO, comes as Wall Street turns...","category":"company","datetime":1787393280,"headline":"Is Regions (RF) Using Its Leadership Shuffle To Reframe the Long-Term Investment Narrative?"}, {"id":141283868,"url":"https://finnhub.io/api/news?id=05b847b8631b2b4d8657591468c1cf30faa83796039d03b726b12fd79c3852cb","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Regions Financial (RF) is back in focus after a leadership reshuffle, including the planned retirement of Chief Administrative Officer Dave Keenan and new appointments across consumer banking and human resources that could influence how investors view the stock. See our latest analysis for Regions Financial. Despite the leadership reshuffle, Regions Financial’s recent trading has cooled, with the share price down 4.55% over the past week after earlier gains that left the 1-year total...","category":"company","datetime":1787346541,"headline":"Why Regions Financial (RF) Is Getting Attention Today"}, {"id":141279223,"url":"https://finnhub.io/api/news?id=4655c88fe2a76e33cf900b32f5588227e71a01a98f847568ac876f0e3b9f8ec9","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other revenue-generating business lines like M&A advisory.","category":"company","datetime":1787322227,"headline":"3 Unpopular Stocks That Fall Short"}, {"id":141263553,"url":"https://finnhub.io/api/news?id=7cc8c56ab4f7311a1a90fdf6af2661476fe16238a389e468e823446a6e4a5dbf","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"TORONTO, Aug. 19, 2026 (GLOBE NEWSWIRE) -- US Financial 15 Split Corp (\"US Financial 15\") declares its monthly distribution of $0.08058 for each Preferred share, or 10.00% annually based on the previous month end net asset value. Distributions are payable September 10, 2026 to shareholders on record as at August 31, 2026. US Financial 15 invests in a portfolio primarily consisting of 15 U.S. financial services companies as follows: American Express, Bank of America, Bank of New York Mellon Corp.","category":"company","datetime":1787148000,"headline":"US Financial 15 Split Corp. Preferred Dividend Declared"}, {"id":141283869,"url":"https://finnhub.io/api/news?id=c7a5be7fbf359f564848bd5b13208e9f9b204061bfcdc5485ccb8141fd60c2e3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Although Regions Financial (currently trading at $31.60 per share) has gained 6.1% over the last six months, it has trailed the S&P 500’s 13.5% return during that period. This might have investors contemplating their next move.","category":"company","datetime":1786747740,"headline":"3 Reasons to Sell RF and 1 Stock to Buy Instead"}, {"id":141211363,"url":"https://finnhub.io/api/news?id=5048a1be89a60212a202dfd60655dcc4891f5f01d6760d1f45512d879852a785","image":"https://cdn.benzinga.com/files/images/story/2025/07/10/valuestock_2.jpg?width=2048&height=1536","source":"Benzinga","related":"RF","summary":"Regions Financial (NYSE:RF) has outperformed the market over the past 15 years by 1.31% on an annualized basis producing an average annual return of 15.06%. Currently, Regions Financial has a market capitalization of","category":"company","datetime":1786640452,"headline":"Here’s How Much You Would Have Made Owning Regions Financial Stock In The Last 15 Years"}, {"id":141202437,"url":"https://finnhub.io/api/news?id=2481a78f1ba33f5d4a5ce62f37ddb17a3398051c65b0b8ab57d72d923b614ef6","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Kate Danella, the bank’s head of consumer banking, will succeed Dave Keenan, who will retire at the end of the year, the Alabama-based lender said.","category":"company","datetime":1786531443,"headline":"Regions Bank names next chief administrative officer"}, {"id":141202436,"url":"https://finnhub.io/api/news?id=a6d63c7b7d748fbebbf1751d18dc8affd157dacdce8040e773b081c4184775f3","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"As Kate Danella becomes the bank's chief administrative officer, John Jordan, who's been accelerating Regions' branch-banking growth, will take over Danella's previous role leading consumer banking.","category":"company","datetime":1786473722,"headline":"Regions promotes exec playing key role in branch-revamp plan"}, {"id":141202438,"url":"https://finnhub.io/api/news?id=9c904559947801487266532cb980a03c31ec84c6c62eb05bf34799d9c7217666","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"BIRMINGHAM, Ala., August 11, 2026--Kate Danella will serve as Chief Administrative Officer while John Jordan leads Consumer Banking; Angela Santone joins the CEO's leadership team.","category":"company","datetime":1786453200,"headline":"Regions Financial Announces Upcoming Retirement of Dave Keenan and New Executive Leadership Appointments"}, {"id":141157905,"url":"https://finnhub.io/api/news?id=3243114e98df19ab94c2567da903c921ac3b327ea617c433289b5813f2980e67","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2229409754/image_2229409754.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"PNC Financial is becoming a national bank after its FirstBank acquisition, with strong Q2 2026 growth, dividends, and buybacks. Click here to learn more.","category":"company","datetime":1786176000,"headline":"PNC Financial: Coast-To-Coast Banking Expansion Continues"}, {"id":141149645,"url":"https://finnhub.io/api/news?id=5f2aff3f0c6bf024b54be1e1bed6ad76e29204400d24791a008677b49bcb3368","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.","category":"company","datetime":1786117502,"headline":"Why Regions Financial (RF) is a Great Dividend Stock Right Now"}, {"id":141131736,"url":"https://finnhub.io/api/news?id=af2e63fdc34e780cdcb5fd3367d304032bfd03cffa66e285317650286c2abbfa","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2158221823/image_2158221823.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"Ariel's International (DM) Composite surged 22.61% in Q2, beating the MSCI EAFE index. Read the full commentary for detailed stock and sector analysis.","category":"company","datetime":1785981600,"headline":"Ariel International Composite Q2 2026 Leaders, Laggards, Buys And Exits"}, {"id":141127631,"url":"https://finnhub.io/api/news?id=c67c687a338434d80728f1a06bba077f83eefa98668b29b415408ae31a36dce8","image":"https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png","source":"Yahoo","related":"RF","summary":"Although Regions Financial has outperformed the broader market over the past year, Wall Street analysts maintain a cautious outlook about the stock’s prospects.","category":"company","datetime":1785940693,"headline":"Regions Financial Stock: Analyst Estimates & Ratings"}, {"id":141098354,"url":"https://finnhub.io/api/news?id=77316972dab806a81bd6bce776d0fe31952e89e3160ad86ebf2d739e83709c80","image":"https://static.seekingalpha.com/cdn/s3/uploads/getty_images/601359624/image_601359624.jpg?io=getty-c-w1536","source":"SeekingAlpha","related":"RF","summary":"Regions Financial (RF) stock analysis: strong YTD, low NPLs, 13.2% dividend hike and buybacks; see valuation and 12.6% return outlook—read now.","category":"company","datetime":1785744000,"headline":"How To Keep Outperforming The Market: Buy Regions Financial"}
data_source finnhub_news_keyword_model
article_count 6
negative_hits 0
positive_hits 2
recomputed_at_score true
sentiment_score_raw 0.8
source_article_count 28
discarded_article_count 22
sentimentPoints 4

Dimension contribution

Dimension Raw Max Norm % Contrib
基本面 4.6 5/110 92% 4.6
資金流 7.6 20/110 38% 7.6
市場環境 6.6 15/110 44% 6.6
催化劑 2 20/110 10% 2
風險管理 7.4 10/110 74% 7.4
技術信號 13.9 30/110 46.33% 13.9
情緒分析 4 10/110 40% 4

5D momentum v2 breakdown

Cursor_18.25 5D momentum v2 0-50

5D momentum v2 7/50
ret_5d -0.0251
max_score 50
max_total 50
raw_total 7
vcp_bonus 0
vol_ratio 0.9441
ret_points 0
vol_points 0
range_ratio 1.7488
volat_points 4
day_range_pct 0.0286
model_version cursor_18_27_news_v2_160
available_bars 30
breakout_points 0
partial_history false
pullback_points 3
breakout_vol_bonus 0
first_breakout_20d false
return_window_days 5
first_breakout_bonus 0
breakout_quality_points 0

Risk management

level Medium
reason risk management score >= 6.5/10

position

score 1.6

details

atrPct 1.9509
turnoverUsdM 209.5527
liquidityPoints 0.4
volatilityPoints 1.2
rrPoints 1.4

stopLevels

symbol US.RF
rr_range 1:1.0-1:2.5
risk_profile 中等
stop_loss_price 28.7622

strength_details

ma_score 2
atr_score 2.5
rsi_score 2.5
macd_score 1
volume_score 1
market_adjustment 1
risk_reward_ratio 1.3
stop_loss_percent 3.9
take_profit_price 31.4265
target_multiplier 1.9
technical_strength 1.73
take_profit_percent 5
positionPoints 1.6
stopLossPoints 2.4

diversification

score 2

details

method sector concentration proxy; no portfolio holdings used
sector Financials
concentratedSectorPenalty 0
riskRewardRatio 1.2815
stopLossPercent 3.9018
diversificationPoints 2

Calculation audit log

基本面分析總分: 4.6/5分
資金流分析總分: 7.6/20分
市場環境分析總分: 6.6/15分
催化劑分析: 2/20分
風險管理總分: 7.4/10分
技術信號分析總分: 13.9/30分
情緒分析: 4/10分
共振率(僅顯示不加分): 0%

Technical indicators

adx
value 100
atr
atr 0.5839
rule ATR / current price; lower volatility scores higher
score 8
atr_pct 1.95
cci
rule Cursor_18.24 CCI bands
level 超買或超賣風險
score 2
value -110.02
cmf
rule Cursor_18.24 CMF bands
level 派發
score 2
value -0.186
kdj
d 18.75
j 22.37
k 19.96
rule Cursor_18.24 K/D cross
score 4
signal 金叉
mfi
rule Cursor_18.24 MFI bands
level 弱流入
score 4
value 45.44
obv
rule Cursor_18.24 recent_slope vs previous_slope
score 6
trend 有流入
value 50254328
recentSlope 73042.8
previousSlope 777320
rsi
value 30.56
sar
rule Cursor_18.24 Parabolic SAR
score 4
trend 下降
value 31.2124
position SAR喺價上
distancePct 4.28
previousTrend 下降
ma50
value 30.8582
macd
macd -0.302
trend 看跌
signal -0.1186
histogram -0.1834
vwap
rule Cursor_18.24 VWAP 20D consecutive close
score 2
value 30.9081
position <VWAP
consecutiveAbove 0
volume
rule Cursor_18.24 volume ratio
level 無力
ratio 0.98
score 4
avgVolume 7150346
currentVolume 7001428
derived
ma20 30.8725
ma50 30.8582
prevClose 29.29
avgVolume10 7290593
avgVolume20 7150346
changePercent 2.19
avgVolumeForScore 7150346
ma_cross
ma20 30.8725
ma50 30.8582
rule Cursor_18.24 MA20/MA50 cross
cross 接近
score 6
prevMa20 30.97
prevMa50 30.8454
spreadPct 0.05
isVolumeBreakout false
bollinger
lower 29.4035
upper 32.3415
position 中間
rsi_short
value 33.49
macd_short
macd 0
trend 中性
signal 0
histogram 0
volume_ratio
ratio 0.98

Raw calculation JSON

 
{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.6,
      "details": {
        "atrPct": 1.9508853992649515,
        "turnoverUsdM": 209.55274004,
        "liquidityPoints": 0.4,
        "volatilityPoints": 1.2
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.RF",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 28.7622,
      "strength_details": {
        "ma_score": 2,
        "atr_score": 2.5,
        "rsi_score": 2.5,
        "macd_score": 1,
        "volume_score": 1
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1.3,
      "stop_loss_percent": 3.9,
      "take_profit_price": 31.4265,
      "target_multiplier": 1.9,
      "technical_strength": 1.73,
      "take_profit_percent": 5
    },
    "positionPoints": 1.6,
    "stopLossPoints": 2.4,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2814694296968658,
    "stopLossPercent": 3.901770798529903,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 53.1,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 46.1,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 7
  },
  "market": {
    "ma20": 30.8725,
    "ma50": 30.8582,
    "close": 29.93,
    "prevClose": 29.29,
    "avgVolume20": 7150346,
    "volumeRatio": 0.98,
    "changePercent": 2.19
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 7,
    "details": {
      "ret_5d": -0.025081433224755645,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 7,
      "vcp_bonus": 0,
      "vol_ratio": 0.9441307273448099,
      "ret_points": 0,
      "vol_points": 0,
      "range_ratio": 1.748789226786996,
      "volat_points": 4,
      "day_range_pct": 0.02856665552956901,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 3,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 53.1,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 4.6,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 92,
        "contribution": 4.6
      },
      {
        "raw": 7.6,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 38,
        "contribution": 7.6
      },
      {
        "raw": 6.6,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 44,
        "contribution": 6.6
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 7.4,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 74,
        "contribution": 7.4
      },
      {
        "raw": 13.9,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 46.33,
        "contribution": 13.9
      },
      {
        "raw": 4,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 40,
        "contribution": 4
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "incomplete",
  "standard110": {
    "rating": "避免",
    "result": 46.1,
    "details": [
      "基本面分析總分: 4.6/5分",
      "資金流分析總分: 7.6/20分",
      "市場環境分析總分: 6.6/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 7.4/10分",
      "技術信號分析總分: 13.9/30分",
      "情緒分析: 4/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 4.6,
      "資金流": 7.6,
      "市場環境": 6.6,
      "情緒分析": 4,
      "技術信號": 13.9,
      "風險管理": 7.4
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 6,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "優秀",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.5,
          "epsPoints": 0.6,
          "roePoints": 0.4,
          "debtPoints": 0.5,
          "marginPoints": 0.6,
          "turnoverUsdM": 209.55274004,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.5,
          "marketCapPoints": 0.5
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 1.6,
          "obvPoints": 2.4,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.RF",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "較差",
        "items": {
          "vix": {
            "score": 0,
            "details": {
              "source": "twelvedata+fred",
              "missing": true,
              "vixClose": null
            }
          },
          "trend": {
            "score": 1.7999999999999998,
            "details": {
              "qqq": {
                "ma20": 717.5630035,
                "ma50": 710.8924000399999,
                "name": "QQQ",
                "close": 709.23999,
                "points": 0.4
              },
              "spy": {
                "ma20": 768.9759949000002,
                "ma50": 755.34080062,
                "name": "SPY",
                "close": 765.15997,
                "points": 1.4
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 1.9508853992649515,
          "atrPoints": 4,
          "cciPoints": 0.8,
          "vixPoints": 0,
          "marketTrendPoints": 1.7999999999999998
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "較差",
        "items": {
          "sentiment": {
            "score": 4,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 6,
              "negativeHits": 0,
              "positiveHits": 2,
              "sentimentScoreRaw": 0.8
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 141380098,
                "url": "https://finnhub.io/api/news?id=eaacb607032be8fdaa153d6c122a42090a11ac13c3d2db56986c84ffb5ed1eca",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial's revenue growth is poised to accelerate in 2026, fueled by stronger NII, loan expansion and a growing fee-income base.",
                "category": "company",
                "datetime": 1788361980,
                "headline": "Will RF's Revenue Growth Trend Gain Further Momentum in 2026?"
              },
              {
                "id": 141302620,
                "url": "https://finnhub.io/api/news?id=5d1cec3782257b46e6f01803b7ab94e03f370dc7cc545e17e19292c8872e5b85",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial stock has delivered an 87.6% gain over the past three years, yet valuation checks suggest the current share price of US$30.41 may still sit below an intrinsic value estimate based on the Excess Returns model, with market multiples pointing in the same direction. The 87.6% total return over three years highlights that investors have already seen strong gains. The question is whether there is still mispricing left in the share price. For Regions Financial, expectations for...",
                "category": "company",
                "datetime": 1787411263,
                "headline": "Regions Financial (RF) Stock Could Trade At A 48% Discount On Earnings Power"
              },
              {
                "id": 141283867,
                "url": "https://finnhub.io/api/news?id=44717c86e8191f3135937e7ec4091d569b65d0d2062a3b644ad2275525a56c4d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial Corporation recently announced that long-serving Chief Administrative Officer Dave Keenan will retire at the end of 2026, with Consumer Banking head Kate Danella stepping into the CAO role, John Jordan taking over Consumer Banking, and Chief People Officer Angela Santone beginning to report directly to CEO John Turner. This leadership reshuffle, centered on experienced internal talent and a tighter link between human resources and the CEO, comes as Wall Street turns...",
                "category": "company",
                "datetime": 1787393280,
                "headline": "Is Regions (RF) Using Its Leadership Shuffle To Reframe the Long-Term Investment Narrative?"
              },
              {
                "id": 141283868,
                "url": "https://finnhub.io/api/news?id=05b847b8631b2b4d8657591468c1cf30faa83796039d03b726b12fd79c3852cb",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial (RF) is back in focus after a leadership reshuffle, including the planned retirement of Chief Administrative Officer Dave Keenan and new appointments across consumer banking and human resources that could influence how investors view the stock. See our latest analysis for Regions Financial. Despite the leadership reshuffle, Regions Financial’s recent trading has cooled, with the share price down 4.55% over the past week after earlier gains that left the 1-year total...",
                "category": "company",
                "datetime": 1787346541,
                "headline": "Why Regions Financial (RF) Is Getting Attention Today"
              },
              {
                "id": 141283869,
                "url": "https://finnhub.io/api/news?id=c7a5be7fbf359f564848bd5b13208e9f9b204061bfcdc5485ccb8141fd60c2e3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Although Regions Financial (currently trading at $31.60 per share) has gained 6.1% over the last six months, it has trailed the S&P 500’s 13.5% return during that period. This might have investors contemplating their next move.",
                "category": "company",
                "datetime": 1786747740,
                "headline": "3 Reasons to Sell RF and 1 Stock to Buy Instead"
              },
              {
                "id": 141149645,
                "url": "https://finnhub.io/api/news?id=5f2aff3f0c6bf024b54be1e1bed6ad76e29204400d24791a008677b49bcb3368",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.",
                "category": "company",
                "datetime": 1786117502,
                "headline": "Why Regions Financial (RF) is a Great Dividend Stock Right Now"
              }
            ],
            "raw_source": [
              {
                "id": 141380098,
                "url": "https://finnhub.io/api/news?id=eaacb607032be8fdaa153d6c122a42090a11ac13c3d2db56986c84ffb5ed1eca",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial's revenue growth is poised to accelerate in 2026, fueled by stronger NII, loan expansion and a growing fee-income base.",
                "category": "company",
                "datetime": 1788361980,
                "headline": "Will RF's Revenue Growth Trend Gain Further Momentum in 2026?"
              },
              {
                "id": 141358860,
                "url": "https://finnhub.io/api/news?id=ceb80efbeee078802a778b375fdd2645269903e404a1f6c283b610a4327ac822",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2260312486/image_2260312486.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "The top 25 stocks average a 3.11% yield and are undervalued by ~11% per Dividend Yield Theory, with a projected future CAGR of 14.43%. Check out the list here.",
                "category": "company",
                "datetime": 1788227031,
                "headline": "Top 25 Dividend Stock Opportunities For September 2026"
              },
              {
                "id": 141341224,
                "url": "https://finnhub.io/api/news?id=a70f356816315e6c1cffbf3ddb6582552dedd39464f32f29f67f627611d5c738",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "Dividend activity recap for Champions, Contenders & Challengers: dividend changes plus upcoming ex-dividend and pay dates. See more here.",
                "category": "company",
                "datetime": 1787954658,
                "headline": "Dividend Champion, Contender, And Challenger Highlights: Week August 30"
              },
              {
                "id": 141362897,
                "url": "https://finnhub.io/api/news?id=23c015fc1e28f30a934f8ff584c750a9efebf526a5298ffcdfa26c0041028b84",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "First Solar upgraded, Celsius downgraded: Wall Street's top analyst calls",
                "category": "company",
                "datetime": 1787841263,
                "headline": "First Solar upgraded, Celsius downgraded: Wall Street's top analyst calls"
              },
              {
                "id": 141364911,
                "url": "https://finnhub.io/api/news?id=233b538557a7964fe4cf5015a2dbdee83ffba3928dc484291c5e6183dd702aa0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Wall Street analysts delivered a flurry of rating changes Thursday, reshuffling positions on retailers, REITs, solar stocks, and cybersecurity names while markets digest hotter inflation data and brace for a pivotal Fed speech at Jackson Hole.",
                "category": "company",
                "datetime": 1787835696,
                "headline": "Here Are Thursday’s Top Wall Street Analyst Research Calls: Abercrombie & Fitch, Choice Hotels International, DigitalOcean Holdings, First Solar, LTC Properties, Okta, Regions Financial, Synopsys, and More"
              },
              {
                "id": 141364913,
                "url": "https://finnhub.io/api/news?id=bf095ddc8412dd6c60b4f00c07d0cd45b678fac8d07cddce0c285148838ac201",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "BIRMINGHAM, Ala., August 26, 2026--Regions Bank on Wednesday announced the launch of Regions Whole Loan Advisory (RWLA), a specialized advisory team within Regions Securities LLC designed to help financial institutions strategically buy, sell and manage whole-loan portfolios across multiple asset classes.",
                "category": "company",
                "datetime": 1787752800,
                "headline": "Regions Bank Launches Whole Loan Advisory Team, Helping Clients Optimize Balance Sheets and Loan Portfolios"
              },
              {
                "id": 141364909,
                "url": "https://finnhub.io/api/news?id=90b3c357581cbd0d0742a104fbf2edccd661e717f7c578ef356a403558b0acd5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Banks use their capital and expertise to help businesses grow while offering consumers essential financial products like mortgages and credit cards. But concerns about loan losses and tightening regulations have tempered enthusiasm, limiting the banking industry’s gains to 6.1% over the past six months. This return lagged the S&P 500’s 10.8% climb.",
                "category": "company",
                "datetime": 1787737873,
                "headline": "1 Bank Stock with Exciting Potential and 2 Facing Challenges"
              },
              {
                "id": 141364910,
                "url": "https://finnhub.io/api/news?id=4daba2c2394cce292a49538d6fab46339219b5e2699b30dd19a3746a07e4b492",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "BIRMINGHAM, Ala., August 25, 2026--Regions leadership will take part beginning at 9 a.m. ET on Tuesday, Sept. 15.",
                "category": "company",
                "datetime": 1787666400,
                "headline": "Regions Financial Corp. to Participate in Barclays’ 24th Annual Global Financial Services Conference"
              },
              {
                "id": 141317325,
                "url": "https://finnhub.io/api/news?id=bf4084308736de0103a7dc4314d2dd27f83c41e64b2687f4370e38fa5d373973",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1391524192/image_1391524192.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "SouthState Bank benefits from strong Southern market trends but currently merits a Hold rating due to valuation and slowing earnings momentum. Learn more about SSB stock here.",
                "category": "company",
                "datetime": 1787664868,
                "headline": "SouthState Bank Corporation: So Very Close To Deserving A Buy"
              },
              {
                "id": 141311635,
                "url": "https://finnhub.io/api/news?id=9ae76daa6f3de70837918a7d2ebc7dfdda744777f30a11a85870ad25ea9abe06",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.",
                "category": "company",
                "datetime": 1787589902,
                "headline": "Are You Looking for a High-Growth Dividend Stock?"
              },
              {
                "id": 141311636,
                "url": "https://finnhub.io/api/news?id=8beb2dea5b53458b861893d1a6c54b2fda67435f7074a5cf1131a22ed6eb7219",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "INDIANAPOLIS, August 24, 2026--Regions Bank on Monday announced a series of disaster-recovery financial services designed to help people and businesses in Indiana following catastrophic flooding that started Aug. 11, 2026. Additionally, the Regions Foundation, a nonprofit funded primarily by Regions Bank, announced a commitment of $25,000 in grant funding to support American Red Cross disaster relief efforts.",
                "category": "company",
                "datetime": 1787580000,
                "headline": "Regions Bank and the Regions Foundation Announce Flood-Recovery Response for Indiana Communities"
              },
              {
                "id": 141302206,
                "url": "https://finnhub.io/api/news?id=a973d7eb52baf5e829f835324c50c2c627da4c594630fadc6d16e6d95272b9c8",
                "image": "https://image.cnbcfm.com/api/v1/image/108350603-1786995898579-Scharf_Fraser.jpg?v=1786995981&w=1920&h=1080",
                "source": "CNBC",
                "related": "RF",
                "summary": "Citigroup and Wells Fargo have room to buy a big regional bank as regulators have opened the door to megadeals. Five regional banks make sense as targets.",
                "category": "company",
                "datetime": 1787472001,
                "headline": "Wells Fargo and Citigroup have room to buy a big bank. These 5 regionals fit the bill"
              },
              {
                "id": 141302620,
                "url": "https://finnhub.io/api/news?id=5d1cec3782257b46e6f01803b7ab94e03f370dc7cc545e17e19292c8872e5b85",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial stock has delivered an 87.6% gain over the past three years, yet valuation checks suggest the current share price of US$30.41 may still sit below an intrinsic value estimate based on the Excess Returns model, with market multiples pointing in the same direction. The 87.6% total return over three years highlights that investors have already seen strong gains. The question is whether there is still mispricing left in the share price. For Regions Financial, expectations for...",
                "category": "company",
                "datetime": 1787411263,
                "headline": "Regions Financial (RF) Stock Could Trade At A 48% Discount On Earnings Power"
              },
              {
                "id": 141294197,
                "url": "https://finnhub.io/api/news?id=9920479acaf24aa724842791b54472c02592d99d6bd156b129117a03ccd429fb",
                "image": "",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "",
                "category": "company",
                "datetime": 1787400834,
                "headline": "Buy 4 Barron's Better Bets (Than T-Bills) Out Of 11 'Safer' August DiviDogs"
              },
              {
                "id": 141283867,
                "url": "https://finnhub.io/api/news?id=44717c86e8191f3135937e7ec4091d569b65d0d2062a3b644ad2275525a56c4d",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial Corporation recently announced that long-serving Chief Administrative Officer Dave Keenan will retire at the end of 2026, with Consumer Banking head Kate Danella stepping into the CAO role, John Jordan taking over Consumer Banking, and Chief People Officer Angela Santone beginning to report directly to CEO John Turner. This leadership reshuffle, centered on experienced internal talent and a tighter link between human resources and the CEO, comes as Wall Street turns...",
                "category": "company",
                "datetime": 1787393280,
                "headline": "Is Regions (RF) Using Its Leadership Shuffle To Reframe the Long-Term Investment Narrative?"
              },
              {
                "id": 141283868,
                "url": "https://finnhub.io/api/news?id=05b847b8631b2b4d8657591468c1cf30faa83796039d03b726b12fd79c3852cb",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Regions Financial (RF) is back in focus after a leadership reshuffle, including the planned retirement of Chief Administrative Officer Dave Keenan and new appointments across consumer banking and human resources that could influence how investors view the stock. See our latest analysis for Regions Financial. Despite the leadership reshuffle, Regions Financial’s recent trading has cooled, with the share price down 4.55% over the past week after earlier gains that left the 1-year total...",
                "category": "company",
                "datetime": 1787346541,
                "headline": "Why Regions Financial (RF) Is Getting Attention Today"
              },
              {
                "id": 141279223,
                "url": "https://finnhub.io/api/news?id=4655c88fe2a76e33cf900b32f5588227e71a01a98f847568ac876f0e3b9f8ec9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other revenue-generating business lines like M&A advisory.",
                "category": "company",
                "datetime": 1787322227,
                "headline": "3 Unpopular Stocks That Fall Short"
              },
              {
                "id": 141263553,
                "url": "https://finnhub.io/api/news?id=7cc8c56ab4f7311a1a90fdf6af2661476fe16238a389e468e823446a6e4a5dbf",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "TORONTO, Aug. 19, 2026 (GLOBE NEWSWIRE) -- US Financial 15 Split Corp (\"US Financial 15\") declares its monthly distribution of $0.08058 for each Preferred share, or 10.00% annually based on the previous month end net asset value. Distributions are payable September 10, 2026 to shareholders on record as at August 31, 2026. US Financial 15 invests in a portfolio primarily consisting of 15 U.S. financial services companies as follows: American Express, Bank of America, Bank of New York Mellon Corp.",
                "category": "company",
                "datetime": 1787148000,
                "headline": "US Financial 15 Split Corp. Preferred Dividend Declared"
              },
              {
                "id": 141283869,
                "url": "https://finnhub.io/api/news?id=c7a5be7fbf359f564848bd5b13208e9f9b204061bfcdc5485ccb8141fd60c2e3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Although Regions Financial (currently trading at $31.60 per share) has gained 6.1% over the last six months, it has trailed the S&P 500’s 13.5% return during that period. This might have investors contemplating their next move.",
                "category": "company",
                "datetime": 1786747740,
                "headline": "3 Reasons to Sell RF and 1 Stock to Buy Instead"
              },
              {
                "id": 141211363,
                "url": "https://finnhub.io/api/news?id=5048a1be89a60212a202dfd60655dcc4891f5f01d6760d1f45512d879852a785",
                "image": "https://cdn.benzinga.com/files/images/story/2025/07/10/valuestock_2.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "RF",
                "summary": "Regions Financial (NYSE:RF) has outperformed the market over the past 15 years by 1.31% on an annualized basis producing an average annual return of 15.06%. Currently, Regions Financial has a market capitalization of",
                "category": "company",
                "datetime": 1786640452,
                "headline": "Here’s How Much You Would Have Made Owning Regions Financial Stock In The Last 15 Years"
              },
              {
                "id": 141202437,
                "url": "https://finnhub.io/api/news?id=2481a78f1ba33f5d4a5ce62f37ddb17a3398051c65b0b8ab57d72d923b614ef6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Kate Danella, the bank’s head of consumer banking, will succeed Dave Keenan, who will retire at the end of the year, the Alabama-based lender said.",
                "category": "company",
                "datetime": 1786531443,
                "headline": "Regions Bank names next chief administrative officer"
              },
              {
                "id": 141202436,
                "url": "https://finnhub.io/api/news?id=a6d63c7b7d748fbebbf1751d18dc8affd157dacdce8040e773b081c4184775f3",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "As Kate Danella becomes the bank's chief administrative officer, John Jordan, who's been accelerating Regions' branch-banking growth, will take over Danella's previous role leading consumer banking.",
                "category": "company",
                "datetime": 1786473722,
                "headline": "Regions promotes exec playing key role in branch-revamp plan"
              },
              {
                "id": 141202438,
                "url": "https://finnhub.io/api/news?id=9c904559947801487266532cb980a03c31ec84c6c62eb05bf34799d9c7217666",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "BIRMINGHAM, Ala., August 11, 2026--Kate Danella will serve as Chief Administrative Officer while John Jordan leads Consumer Banking; Angela Santone joins the CEO's leadership team.",
                "category": "company",
                "datetime": 1786453200,
                "headline": "Regions Financial Announces Upcoming Retirement of Dave Keenan and New Executive Leadership Appointments"
              },
              {
                "id": 141157905,
                "url": "https://finnhub.io/api/news?id=3243114e98df19ab94c2567da903c921ac3b327ea617c433289b5813f2980e67",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2229409754/image_2229409754.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "PNC Financial is becoming a national bank after its FirstBank acquisition, with strong Q2 2026 growth, dividends, and buybacks. Click here to learn more.",
                "category": "company",
                "datetime": 1786176000,
                "headline": "PNC Financial: Coast-To-Coast Banking Expansion Continues"
              },
              {
                "id": 141149645,
                "url": "https://finnhub.io/api/news?id=5f2aff3f0c6bf024b54be1e1bed6ad76e29204400d24791a008677b49bcb3368",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes? Let's find out.",
                "category": "company",
                "datetime": 1786117502,
                "headline": "Why Regions Financial (RF) is a Great Dividend Stock Right Now"
              },
              {
                "id": 141131736,
                "url": "https://finnhub.io/api/news?id=af2e63fdc34e780cdcb5fd3367d304032bfd03cffa66e285317650286c2abbfa",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/2158221823/image_2158221823.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "Ariel's International (DM) Composite surged 22.61% in Q2, beating the MSCI EAFE index. Read the full commentary for detailed stock and sector analysis.",
                "category": "company",
                "datetime": 1785981600,
                "headline": "Ariel International Composite Q2 2026 Leaders, Laggards, Buys And Exits"
              },
              {
                "id": 141127631,
                "url": "https://finnhub.io/api/news?id=c67c687a338434d80728f1a06bba077f83eefa98668b29b415408ae31a36dce8",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "RF",
                "summary": "Although Regions Financial has outperformed the broader market over the past year, Wall Street analysts maintain a cautious outlook about the stock’s prospects.",
                "category": "company",
                "datetime": 1785940693,
                "headline": "Regions Financial Stock: Analyst Estimates & Ratings"
              },
              {
                "id": 141098354,
                "url": "https://finnhub.io/api/news?id=77316972dab806a81bd6bce776d0fe31952e89e3160ad86ebf2d739e83709c80",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/601359624/image_601359624.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "RF",
                "summary": "Regions Financial (RF) stock analysis: strong YTD, low NPLs, 13.2% dividend hike and buybacks; see valuation and 12.6% return outlook—read now.",
                "category": "company",
                "datetime": 1785744000,
                "headline": "How To Keep Outperforming The Market: Buy Regions Financial"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 6,
            "negative_hits": 0,
            "positive_hits": 2,
            "recomputed_at_score": true,
            "sentiment_score_raw": 0.8,
            "source_article_count": 28,
            "discarded_article_count": 22
          },
          "sentimentPoints": 4
        }
      },
      "技術信號": {
        "max": 30,
        "raw": 13.9,
        "grade": "較差",
        "items": {
          "bbPoints": 2.4,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 0.6,
          "macdPoints": 0.8,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 0.6,
            "vcp_reason": "跌縮量(近10日4日)；Ready=N；Confirm=N",
            "vcp_metrics": {
              "up_days": 3,
              "vol_ref": 7789086.666666667,
              "down_days": 5,
              "vcp_ready": false,
              "above_ma50": false,
              "avg_vol_10": 7343460,
              "avg_vol_20": 7415740,
              "avg_vol_30": 7789086.666666667,
              "range_pct_10": 0.08453057133311064,
              "range_pct_20": 0.10157033077180085,
              "range_pct_30": 0.10157033077180085,
              "up_expand_ok": false,
              "lookback_used": 59,
              "near_20d_high": false,
              "contraction_ok": false,
              "down_shrink_ok": true,
              "up_expand_days": 1,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 0.9427883286273187,
              "dist_to_20d_high": 0.07308764323319912,
              "down_shrink_days": 4,
              "breakout_level_20d": 32.29,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.8322368421052638
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.7,
          "rsiKdjPoints": 1.6,
          "volumeWeight": 2,
          "maCrossPoints": 2.4,
          "shortRsiPoints": 0,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0,
          "volumePointsTechnical": 0.8
        }
      },
      "風險管理": {
        "max": 10,
        "grade": "良好",
        "items": {
          "position": {
            "score": 1.6,
            "details": {
              "atrPct": 1.9508853992649515,
              "turnoverUsdM": 209.55274004,
              "liquidityPoints": 0.4,
              "volatilityPoints": 1.2
            }
          },
          "rrPoints": 1.4,
          "stopLevels": {
            "symbol": "US.RF",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 28.7622,
            "strength_details": {
              "ma_score": 2,
              "atr_score": 2.5,
              "rsi_score": 2.5,
              "macd_score": 1,
              "volume_score": 1
            },
            "market_adjustment": 1,
            "risk_reward_ratio": 1.3,
            "stop_loss_percent": 3.9,
            "take_profit_price": 31.4265,
            "target_multiplier": 1.9,
            "technical_strength": 1.73,
            "take_profit_percent": 5
          },
          "positionPoints": 1.6,
          "stopLossPoints": 2.4,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
            }
          },
          "riskRewardRatio": 1.2814694296968658,
          "stopLossPercent": 3.901770798529903,
          "diversificationPoints": 2
        }
      }
    }
  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [
    {
      "code": "VIX_MISSING",
      "symbol": "US.RF",
      "message": "VIX market context is required for market environment scoring",
      "missing": [
        "VIX"
      ],
      "provider": "scoring"
    }
  ],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": false,
    "missingFields": [
      "VIX"
    ],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 100,
    "atr": {
      "atr": 0.5839,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 8,
      "atr_pct": 1.95
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "超買或超賣風險",
      "score": 2,
      "value": -110.02
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.186
    },
    "kdj": {
      "d": 18.75,
      "j": 22.37,
      "k": 19.96,
      "rule": "Cursor_18.24 K/D cross",
      "score": 4,
      "signal": "金叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "弱流入",
      "score": 4,
      "value": 45.44
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 6,
      "trend": "有流入",
      "value": 50254328,
      "recentSlope": 73042.8,
      "previousSlope": 777320
    },
    "rsi": 30.56,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 31.2124,
      "position": "SAR喺價上",
      "distancePct": 4.28,
      "previousTrend": "下降"
    },
    "ma50": 30.8582,
    "macd": {
      "macd": -0.3019806898694526,
      "trend": "看跌",
      "signal": -0.11859757753753353,
      "histogram": -0.18338311233191906
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 30.9081,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "無力",
      "ratio": 0.98,
      "score": 4,
      "avgVolume": 7150346,
      "currentVolume": 7001428
    },
    "derived": {
      "ma20": 30.8725,
      "ma50": 30.8582,
      "prevClose": 29.29,
      "avgVolume10": 7290593,
      "avgVolume20": 7150346,
      "changePercent": 2.19,
      "avgVolumeForScore": 7150346
    },
    "ma_cross": {
      "ma20": 30.8725,
      "ma50": 30.8582,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "接近",
      "score": 6,
      "prevMa20": 30.97,
      "prevMa50": 30.8454,
      "spreadPct": 0.05,
      "isVolumeBreakout": false
    },
    "bollinger": {
      "lower": 29.4035,
      "upper": 32.3415,
      "position": "中間"
    },
    "rsi_short": 33.49,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 0.98
    }
  }
}

Raw metrics JSON

 
{
  "close": 29.93,
  "volume": 7001428,
  "changePercent": 2.19
}

Scores are derived from cached daily market data using the Cursor_18.25 standard. Solorank.ai provides research support only and does not provide financial advice or buy/sell recommendations.