US.AIZ · Assurant

{
  "risk": {
    "level": "Medium",
    "reason": "risk management score >= 6.5/10",
    "position": {
      "score": 1.4,
      "details": {
        "atrPct": 2.774257058976505,
        "turnoverUsdM": 166.8451012866,
        "liquidityPoints": 0.4,
        "volatilityPoints": 1
      }
    },
    "rrPoints": 1.4,
    "stopLevels": {
      "symbol": "US.AIZ",
      "rr_range": "1:1.0-1:2.5",
      "risk_profile": "中等",
      "stop_loss_price": 268.28,
      "strength_details": {
        "ma_score": 1.5,
        "atr_score": 2,
        "rsi_score": 2,
        "macd_score": 1.5,
        "volume_score": 2
      },
      "market_adjustment": 1,
      "risk_reward_ratio": 1.1,
      "stop_loss_percent": 5.5,
      "take_profit_price": 301.7569,
      "target_multiplier": 1.9,
      "technical_strength": 1.78,
      "take_profit_percent": 6.2
    },
    "positionPoints": 1.4,
    "stopLossPoints": 1.8,
    "diversification": {
      "score": 2,
      "details": {
        "method": "sector concentration proxy; no portfolio holdings used",
        "sector": "Financials",
        "concentratedSectorPenalty": 0
      }
    },
    "riskRewardRatio": 1.2,
    "stopLossPercent": 5.54851411795301,
    "diversificationPoints": 2
  },
  "total": {
    "max": 160,
    "result": 66.8,
    "formula": "score_with_momentum_v2 = main_score + momentum_5d_v2_score",
    "baseScore": 57.8,
    "modelVersion": "cursor_18_27_news_v2_160",
    "momentum5dScore": 9
  },
  "market": {
    "ma20": 283.62,
    "ma50": 275.8738,
    "close": 284.04,
    "prevClose": 282,
    "avgVolume20": 424770,
    "volumeRatio": 1.38,
    "changePercent": 0.72
  },
  "sources": {
    "catalyst": "finnhub_news_keyword_model",
    "sentiment": "finnhub_news_keyword_model",
    "fundamentals": "fmp_stable",
    "institutional": null,
    "marketContext": "twelvedata+fred"
  },
  "barCount": 60,
  "momentum": {
    "max": 50,
    "result": 9,
    "details": {
      "ret_5d": 0.005878635172462676,
      "max_score": 50,
      "max_total": 50,
      "raw_total": 9,
      "vcp_bonus": 0,
      "vol_ratio": 1.4426229508196722,
      "ret_points": 4,
      "vol_points": 4,
      "range_ratio": 0.3451182138092317,
      "volat_points": 0,
      "day_range_pct": 0.008203034523914585,
      "model_version": "cursor_18_27_news_v2_160",
      "available_bars": 30,
      "breakout_points": 0,
      "partial_history": false,
      "pullback_points": 1,
      "breakout_vol_bonus": 0,
      "first_breakout_20d": false,
      "return_window_days": 5,
      "first_breakout_bonus": 0,
      "breakout_quality_points": 0
    },
    "formula": "Cursor_18.25 5D momentum v2 0-50",
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "scoreMax": 110,
  "composite": {
    "max": 160,
    "result": 66.8,
    "formula": "Cursor_18.25 ranking score v2 (score_with_momentum_v2)",
    "weights": [
      {
        "raw": 3.9,
        "label": "基本面",
        "weight": "5/110",
        "normalized": 78,
        "contribution": 3.9
      },
      {
        "raw": 9.2,
        "label": "資金流",
        "weight": "20/110",
        "normalized": 46,
        "contribution": 9.2
      },
      {
        "raw": 10.8,
        "label": "市場環境",
        "weight": "15/110",
        "normalized": 72,
        "contribution": 10.8
      },
      {
        "raw": 2,
        "label": "催化劑",
        "weight": "20/110",
        "normalized": 10,
        "contribution": 2
      },
      {
        "raw": 6.6,
        "label": "風險管理",
        "weight": "10/110",
        "normalized": 66,
        "contribution": 6.6
      },
      {
        "raw": 19.3,
        "label": "技術信號",
        "weight": "30/110",
        "normalized": 64.33,
        "contribution": 19.3
      },
      {
        "raw": 6,
        "label": "情緒分析",
        "weight": "10/110",
        "normalized": 60,
        "contribution": 6
      }
    ],
    "modelVersion": "cursor_18_27_news_v2_160"
  },
  "momentumMax": 50,
  "scoreStatus": "checked",
  "standard110": {
    "rating": "觀望",
    "result": 57.8,
    "details": [
      "基本面分析總分: 3.9/5分",
      "資金流分析總分: 9.2/20分",
      "市場環境分析總分: 10.8/15分",
      "催化劑分析: 2/20分",
      "風險管理總分: 6.6/10分",
      "技術信號分析總分: 19.3/30分",
      "情緒分析: 6/10分",
      "共振率(僅顯示不加分): 0%"
    ],
    "formula": "基本面5 + 資金流20 + 市場環境15 + 催化劑20 + 風險管理10 + 技術信號30 + 情緒10",
    "dimensionScores": {
      "催化劑": 2,
      "基本面": 3.9,
      "資金流": 9.2,
      "市場環境": 10.8,
      "情緒分析": 6,
      "技術信號": 19.3,
      "風險管理": 6.6
    },
    "dimensionDetails": {
      "催化劑": {
        "max": 20,
        "grade": "較差",
        "items": {
          "catalyst": {
            "score": 2,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "catalystCount": 0
            }
          },
          "catalystPoints": 2
        }
      },
      "基本面": {
        "max": 5,
        "grade": "良好",
        "items": {
          "pbPoints": 0.5,
          "pePoints": 0.5,
          "epsPoints": 0.6,
          "roePoints": 0.6,
          "debtPoints": 0.5,
          "marginPoints": 0,
          "turnoverUsdM": 166.8451012866,
          "volumePoints": 0.5,
          "revenuePoints": 0,
          "dividendPoints": 0.3,
          "marketCapPoints": 0.4
        },
        "source": "fmp_stable"
      },
      "資金流": {
        "max": 20,
        "grade": "較差",
        "items": {
          "cmfPoints": 0.8,
          "mfiPoints": 1.6,
          "obvPoints": 4,
          "vwapPoints": 0.8,
          "institutional": {
            "score": 2,
            "details": {
              "source": "optional-neutral",
              "warning": {
                "code": "INSTITUTIONAL_DATA_OPTIONAL",
                "symbol": "US.AIZ",
                "message": "Institutional ownership is unavailable; neutral 2/4 money-flow treatment used."
              },
              "optional": true,
              "holderCount": null,
              "holderPoints": 2,
              "top10ShareRatio": null,
              "concentrationPenalty": 0
            }
          },
          "institutionPoints": 2
        }
      },
      "市場環境": {
        "max": 15,
        "grade": "良好",
        "items": {
          "vix": {
            "score": 2.4,
            "details": {
              "source": "twelvedata+fred",
              "vixClose": 16.01
            }
          },
          "trend": {
            "score": 3,
            "details": {
              "qqq": {
                "ma20": 709.1885013500001,
                "ma50": 713.4416018399997,
                "name": "QQQ",
                "close": 713.44,
                "points": 1
              },
              "spy": {
                "ma20": 762.32700215,
                "ma50": 751.7496043999998,
                "name": "SPY",
                "close": 765.71997,
                "points": 2
              },
              "source": "twelvedata+fred"
            }
          },
          "atrPct": 2.774257058976505,
          "atrPoints": 3,
          "cciPoints": 2.4,
          "vixPoints": 2.4,
          "marketTrendPoints": 3
        }
      },
      "情緒分析": {
        "max": 10,
        "grade": "一般",
        "items": {
          "sentiment": {
            "score": 6,
            "details": {
              "source": "finnhub_news_keyword_model",
              "articleCount": 8,
              "negativeHits": 0,
              "positiveHits": 5,
              "sentimentScoreRaw": 1.5
            }
          },
          "sentimentData": {
            "raw": [
              {
                "id": 141302956,
                "url": "https://finnhub.io/api/news?id=813f80ed6716547ae121a11d00edcc34b24e59e8f64d30849d69e449f8f4450b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) recently caught investor attention after its Board of Directors declared a quarterly dividend of $0.88 per share, payable on September 28, 2026, to shareholders of record on August 31. See our latest analysis for Assurant. The dividend news comes as Assurant’s share price trades at $284.04, with a 30 day share price return of 3.99% and a year to date share price return of 19.49%. The 1 year total shareholder return of 33.55% and 3 year total shareholder return of 113.70% point...",
                "category": "company",
                "datetime": 1787418578,
                "headline": "Assurant (AIZ) Is Back In The Spotlight, But What Is Driving It?"
              },
              {
                "id": 141285537,
                "url": "https://finnhub.io/api/news?id=b279c908daef2714b3f5b22a9f8249ce50b2a7b5d7a92334ce366f851c4dc3da",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Earlier this month, Assurant, Inc. announced that its Board of Directors declared a quarterly dividend of US$0.88 per common share, payable on September 28, 2026 to stockholders of record as of August 31, 2026. Alongside this dividend decision, a recent analyst upgrade citing improved earnings prospects has renewed investor attention on how Assurant balances income returns with growth headwinds. Next, we'll examine how the recent Zacks Rank upgrade, pointing to improving earnings...",
                "category": "company",
                "datetime": 1787397023,
                "headline": "How Assurant’s Dividend Hike And Earnings Upgrade At Assurant (AIZ) Has Changed Its Investment Story"
              },
              {
                "id": 141285538,
                "url": "https://finnhub.io/api/news?id=385b26685ecedee1e95ec80e2345a0eacc489bf1cd0c8ae1932da2bb99fd0959",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1787245203,
                "headline": "Assurant (AIZ) Upgraded to Buy: What Does It Mean for the Stock?"
              },
              {
                "id": 141285539,
                "url": "https://finnhub.io/api/news?id=702155787e3aebd5498a4e55bce66a82536ff02bd93a55488ecc93a98d7d13a6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.",
                "category": "company",
                "datetime": 1787236802,
                "headline": "Should Value Investors Buy Assurant (AIZ) Stock?"
              },
              {
                "id": 141285550,
                "url": "https://finnhub.io/api/news?id=0e0548357aee29a1b50d76a42c15a2dc75d16a8c22738fe4518bdc90add0aad5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant has had an impressive run over the past six months as its shares have beaten the S&P 500 by 14.9%. The stock now trades at $281.22, marking a 28% gain. This was partly due to its solid quarterly results, and the run-up might have investors contemplating their next move.",
                "category": "company",
                "datetime": 1787067933,
                "headline": "3 Reasons to Avoid AIZ and 1 Stock to Buy Instead"
              },
              {
                "id": 141285540,
                "url": "https://finnhub.io/api/news?id=34878790614f740be2824f84c8296cdabb7eb75f56d2785eadffb83fc3b40033",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Let’s dig into the relative performance of Assurant (NYSE:AIZ) and its peers as we unravel the now-completed Q2 property & casualty insurance earnings season.",
                "category": "company",
                "datetime": 1786823100,
                "headline": "Q2 Earnings Outperformers: Assurant (NYSE:AIZ) And The Rest Of The Property & Casualty Insurance Stocks"
              },
              {
                "id": 141202665,
                "url": "https://finnhub.io/api/news?id=8e78867b5ad1f4807166204fd98a5b641bb9482b2de41a41da88f10f06defe5c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Record earnings driven by mobile supply chain growth and housing segment expansion.",
                "category": "company",
                "datetime": 1786501764,
                "headline": "Assurant (AIZ) Q2 2026 Earnings Call Transcript"
              },
              {
                "id": 141146404,
                "url": "https://finnhub.io/api/news?id=9aff0ade1ce051158e443ecf278bca7a5a131a0de619cdd238bf02bdf854d9d6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant stock has delivered a strong 120.4% return over the past 3 years, yet valuation checks are split, with the market multiples pointing to an overvalued picture while the Excess Returns intrinsic value estimate suggests the shares may still offer upside. Over the last 3 years, Assurant has returned 120.4%, which puts extra focus on whether the recent share price strength is now running ahead of its fundamentals. Assurant's ability to keep converting its insurance operations into...",
                "category": "company",
                "datetime": 1786097703,
                "headline": "Is Assurant (AIZ) Stock Cheap Or Already Too Pricey?"
              }
            ],
            "raw_source": [
              {
                "id": 141302956,
                "url": "https://finnhub.io/api/news?id=813f80ed6716547ae121a11d00edcc34b24e59e8f64d30849d69e449f8f4450b",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) recently caught investor attention after its Board of Directors declared a quarterly dividend of $0.88 per share, payable on September 28, 2026, to shareholders of record on August 31. See our latest analysis for Assurant. The dividend news comes as Assurant’s share price trades at $284.04, with a 30 day share price return of 3.99% and a year to date share price return of 19.49%. The 1 year total shareholder return of 33.55% and 3 year total shareholder return of 113.70% point...",
                "category": "company",
                "datetime": 1787418578,
                "headline": "Assurant (AIZ) Is Back In The Spotlight, But What Is Driving It?"
              },
              {
                "id": 141285537,
                "url": "https://finnhub.io/api/news?id=b279c908daef2714b3f5b22a9f8249ce50b2a7b5d7a92334ce366f851c4dc3da",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Earlier this month, Assurant, Inc. announced that its Board of Directors declared a quarterly dividend of US$0.88 per common share, payable on September 28, 2026 to stockholders of record as of August 31, 2026. Alongside this dividend decision, a recent analyst upgrade citing improved earnings prospects has renewed investor attention on how Assurant balances income returns with growth headwinds. Next, we'll examine how the recent Zacks Rank upgrade, pointing to improving earnings...",
                "category": "company",
                "datetime": 1787397023,
                "headline": "How Assurant’s Dividend Hike And Earnings Upgrade At Assurant (AIZ) Has Changed Its Investment Story"
              },
              {
                "id": 141273578,
                "url": "https://finnhub.io/api/news?id=39359255fee6dd1beadb269dd99f2e2f1d0813d68dd4371fa931522e517ddb8d",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1072593728/image_1072593728.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "AIZ",
                "summary": "Get this week’s Dividend Champions, Contenders & Challengers update: dividend changes, upcoming ex-dividend dates, and pay dates. Read the full list here.",
                "category": "company",
                "datetime": 1787334897,
                "headline": "Dividend Champion, Contender, And Challenger Highlights: Week August 23"
              },
              {
                "id": 141285463,
                "url": "https://finnhub.io/api/news?id=30afe55ddabb0d7d7758ed53b717af5aa70affe85c92d142a6a69340f8b6db8f",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Insurance companies serve as the backbone of risk management, providing essential protection and financial security for individuals and businesses. Market leaders have certainly capitalized on strong underwriting results and rising investment income to boost profitability, helping fuel a 11.7% gain for the industry over the past six months. This performance has closely followed the S&P 500.",
                "category": "company",
                "datetime": 1787313107,
                "headline": "3 Insurance Stocks That Concern Us"
              },
              {
                "id": 141285538,
                "url": "https://finnhub.io/api/news?id=385b26685ecedee1e95ec80e2345a0eacc489bf1cd0c8ae1932da2bb99fd0959",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.",
                "category": "company",
                "datetime": 1787245203,
                "headline": "Assurant (AIZ) Upgraded to Buy: What Does It Mean for the Stock?"
              },
              {
                "id": 141285549,
                "url": "https://finnhub.io/api/news?id=54cf3389c9d071e93f1a4d9c8100c7c59161a055090721f5954327e6aff69ea5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Here is how Agri Bank China (ACGBY) and Assurant (AIZ) have performed compared to their sector so far this year.",
                "category": "company",
                "datetime": 1787236804,
                "headline": "Is Agri Bank China (ACGBY) Stock Outpacing Its Finance Peers This Year?"
              },
              {
                "id": 141285539,
                "url": "https://finnhub.io/api/news?id=702155787e3aebd5498a4e55bce66a82536ff02bd93a55488ecc93a98d7d13a6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.",
                "category": "company",
                "datetime": 1787236802,
                "headline": "Should Value Investors Buy Assurant (AIZ) Stock?"
              },
              {
                "id": 141256921,
                "url": "https://finnhub.io/api/news?id=98fee7caba1ac5327fe6b38d96c7a7f17bf6544cd728087359ea8db00629ee68",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Morgan Stanley  analyst Bob Huang   maintains Assurant (NYSE:AIZ) with a Overweight and raises the price target from $300 to $320.",
                "category": "company",
                "datetime": 1787126470,
                "headline": "Morgan Stanley Maintains Overweight on Assurant, Raises Price Target to $320"
              },
              {
                "id": 141285550,
                "url": "https://finnhub.io/api/news?id=0e0548357aee29a1b50d76a42c15a2dc75d16a8c22738fe4518bdc90add0aad5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant has had an impressive run over the past six months as its shares have beaten the S&P 500 by 14.9%. The stock now trades at $281.22, marking a 28% gain. This was partly due to its solid quarterly results, and the run-up might have investors contemplating their next move.",
                "category": "company",
                "datetime": 1787067933,
                "headline": "3 Reasons to Avoid AIZ and 1 Stock to Buy Instead"
              },
              {
                "id": 141245569,
                "url": "https://finnhub.io/api/news?id=cb4da8d73566bb54c81190eb6657c07b49fd48f28eb8ff934d14636b57c49ab3",
                "image": "https://static.seekingalpha.com/cdn/s3/uploads/getty_images/1420940586/image_1420940586.jpg?io=getty-c-w1536",
                "source": "SeekingAlpha",
                "related": "AIZ",
                "summary": "Assurant (AIZ) Q2 2026 shows profit and revenue growth, attractive P/E, and key risks.",
                "category": "company",
                "datetime": 1787043743,
                "headline": "Assurant: Service-Led Growth Supports Further Upside"
              },
              {
                "id": 141285540,
                "url": "https://finnhub.io/api/news?id=34878790614f740be2824f84c8296cdabb7eb75f56d2785eadffb83fc3b40033",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Let’s dig into the relative performance of Assurant (NYSE:AIZ) and its peers as we unravel the now-completed Q2 property & casualty insurance earnings season.",
                "category": "company",
                "datetime": 1786823100,
                "headline": "Q2 Earnings Outperformers: Assurant (NYSE:AIZ) And The Rest Of The Property & Casualty Insurance Stocks"
              },
              {
                "id": 141282518,
                "url": "https://finnhub.io/api/news?id=b19e6b6ff812d05e9d85a467929dc40f2589f7aa71799b4c149a77c33ed14cf8",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "EG's disciplined underwriting, specialty growth and expanding third-party capital platform support profitability, despite softer reinsurance pricing.",
                "category": "company",
                "datetime": 1786734300,
                "headline": "Everest Group Lags Industry, Trades at a Discount: Time to Hold?"
              },
              {
                "id": 141211059,
                "url": "https://finnhub.io/api/news?id=c7cebd575817786517d5288a440f098f66ba44c0869dc956379847959c1b8787",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "ATLANTA, August 13, 2026--Assurant, Inc. (NYSE: AIZ), a global company that redefines the boundaries of protection – safeguarding and servicing connected devices, homes, automobiles, and commercial equipment in partnership with the world’s leading brands, announced today that its Board of Directors declared a quarterly dividend of $0.88 per share of common stock. The dividend will be payable on September 28, 2026 to stockholders of record as of the close of business on August 31, 2026.",
                "category": "company",
                "datetime": 1786652100,
                "headline": "Assurant Board of Directors Declares Quarterly Dividend of $0.88 per Common Share"
              },
              {
                "id": 141217719,
                "url": "https://finnhub.io/api/news?id=85241ac83f5cff167d788bee9f3e110b52faa38934de641ec85c44b537f5b309",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "UBS  analyst Brian Meredith   maintains Assurant (NYSE:AIZ) with a Buy and raises the price target from $274 to $331.",
                "category": "company",
                "datetime": 1786641474,
                "headline": "UBS Maintains Buy on Assurant, Raises Price Target to $331"
              },
              {
                "id": 141205737,
                "url": "https://finnhub.io/api/news?id=2b93ea5eadea923f5178ded4f12ba4a144efac37b1080a471a9ea2bb0b5dbd14",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "HOUSTON, August 13, 2026--The Manhattan Life Insurance Company announced that it completed the acquisition of Union Security Life Insurance Company of New York from Assurant, Inc. in March 2026. Following completion of the regulatory review process for public communications regarding the transaction, The Manhattan Life Insurance Company is now publicly announcing the acquisition.",
                "category": "company",
                "datetime": 1786627800,
                "headline": "The Manhattan Life Insurance Company Acquires Union Security Life Insurance Company of New York"
              },
              {
                "id": 141202663,
                "url": "https://finnhub.io/api/news?id=43f09e4a03ca4154a15fd2943bd8ff4bfe1e89ef5258cc40e5a0631404db79a9",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant’s second quarter results received a positive market response, with management citing robust growth across its key businesses as the main driver. CEO Keith Demmings highlighted that the company’s Global Lifestyle and Global Housing segments delivered strong earnings, underpinned by profitable growth in mobile device protection, reverse logistics, and automotive partnerships. The addition of new client programs and disciplined execution in operational efficiency contributed to improved op",
                "category": "company",
                "datetime": 1786576620,
                "headline": "The 5 Most Interesting Analyst Questions From Assurant’s Q2 Earnings Call"
              },
              {
                "id": 141201806,
                "url": "https://finnhub.io/api/news?id=cac1b5d1306f9af56ca090178ef6f5ed61b7cd27600bd7ec1dcc49f51d898c80",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "NEW YORK, August 12, 2026--Moody’s Corporation (NYSE:MCO) today announced that Keith Demmings has been elected to the Company’s Board of Directors, effective November 1, 2026.",
                "category": "company",
                "datetime": 1786565700,
                "headline": "Moody’s Corporation Elects Keith Demmings to Board of Directors"
              },
              {
                "id": 141202665,
                "url": "https://finnhub.io/api/news?id=8e78867b5ad1f4807166204fd98a5b641bb9482b2de41a41da88f10f06defe5c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Record earnings driven by mobile supply chain growth and housing segment expansion.",
                "category": "company",
                "datetime": 1786501764,
                "headline": "Assurant (AIZ) Q2 2026 Earnings Call Transcript"
              },
              {
                "id": 141146404,
                "url": "https://finnhub.io/api/news?id=9aff0ade1ce051158e443ecf278bca7a5a131a0de619cdd238bf02bdf854d9d6",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant stock has delivered a strong 120.4% return over the past 3 years, yet valuation checks are split, with the market multiples pointing to an overvalued picture while the Excess Returns intrinsic value estimate suggests the shares may still offer upside. Over the last 3 years, Assurant has returned 120.4%, which puts extra focus on whether the recent share price strength is now running ahead of its fundamentals. Assurant's ability to keep converting its insurance operations into...",
                "category": "company",
                "datetime": 1786097703,
                "headline": "Is Assurant (AIZ) Stock Cheap Or Already Too Pricey?"
              },
              {
                "id": 141147444,
                "url": "https://finnhub.io/api/news?id=647db69d7fe33ecdc99dd1f3f11f4f30c4dfd3b707bfde67346763dd248e6afb",
                "image": "https://cdn.benzinga.com/files/images/story/2026/08/07/Analysts-Warn-of-Inflation-Risks.jpg?width=2048&height=1536",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Wall Street analysts changed ratings & price targets for top stocks. Check out all changes including upgrades & downgrades on Benzinga analyst ratings page.",
                "category": "company",
                "datetime": 1786092325,
                "headline": "Atlassian To Rally More Than 63%? Here Are 10 Top Analyst Forecasts For Friday"
              },
              {
                "id": 141152812,
                "url": "https://finnhub.io/api/news?id=0c27a7b9620a1fb67c8d8e0239b2c8be6b04f2aac7846c337d86acf61385dbbe",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Keefe, Bruyette & Woods  analyst Tommy McJoynt   maintains Assurant (NYSE:AIZ) with a Outperform and raises the price target from $310 to $325.",
                "category": "company",
                "datetime": 1786086049,
                "headline": "Keefe, Bruyette & Woods Maintains Outperform on Assurant, Raises Price Target to $325"
              },
              {
                "id": 141145370,
                "url": "https://finnhub.io/api/news?id=b4c7080758a5460e6e6e6acdb81cb04dd11e873a065dc9a180c289db792f73d1",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) drew attention after reporting record second quarter 2026 earnings and raising its full-year outlook, as Global Lifestyle, Global Housing and Connected Living contributed to higher revenue and profitability. See our latest analysis for Assurant. At a latest share price of $296.40, Assurant has seen a 90 day share price return of 23.67% and a year to date share price return of 24.68%, while the 1 year total shareholder return of 49.10% and 3 year total shareholder return of...",
                "category": "company",
                "datetime": 1786083173,
                "headline": "Is Assurant (AIZ) Fairly Valued Following Record Earnings And A Higher 2026 Outlook?"
              },
              {
                "id": 141143264,
                "url": "https://finnhub.io/api/news?id=7ce0e8ad5fedd341c0ab111dcb00b946ebdd760b75e895e448130a060f57b395",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "The latest update to the Assurant analyst narrative includes a small lift in the modelled fair value, from US$293 to about US$300.50, which many investors will see as a modest reset of the price target range. That move sits alongside recent bullish commentary that highlights what analysts view as solid execution in property and casualty insurance and ongoing contribution from Connected Living. Read on to see how this evolving narrative might shape the way you track Assurant from here. Stay...",
                "category": "company",
                "datetime": 1786065152,
                "headline": "Assurant (AIZ) Stock Fair Value Edges Higher After Bullish Analyst Target Changes"
              },
              {
                "id": 141140780,
                "url": "https://finnhub.io/api/news?id=325c87a5791f36c073b1ea44bb4d0c6f1cd289727dc4d33610ded70cb957dca4",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Radian's Q2 results reflect strong premium growth and investment income following the Inigo acquisition, though higher expenses weighed on earnings.",
                "category": "company",
                "datetime": 1786037700,
                "headline": "RDN Q2 Revenues Top Estimates on Higher Premiums, Investment Income"
              },
              {
                "id": 141152813,
                "url": "https://finnhub.io/api/news?id=7a10dd6250bd864e099e5d6a6ef968134cad79172c407f51f5de1cbf3c85f279",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Piper Sandler  analyst Paul Newsome   maintains Assurant (NYSE:AIZ) with a Overweight and raises the price target from $290 to $329.",
                "category": "company",
                "datetime": 1786019776,
                "headline": "Piper Sandler Maintains Overweight on Assurant, Raises Price Target to $329"
              },
              {
                "id": 141152814,
                "url": "https://finnhub.io/api/news?id=edcbde43198727ca643f87c3dacfb3dcc7dd9f2b4d65f4088ae39a37e274d4b3",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Truist Securities  analyst Mark Hughes   maintains Assurant (NYSE:AIZ) with a Buy and raises the price target from $310 to $355.",
                "category": "company",
                "datetime": 1786017096,
                "headline": "Truist Securities Maintains Buy on Assurant, Raises Price Target to $355"
              },
              {
                "id": 141132765,
                "url": "https://finnhub.io/api/news?id=797487290129e44e71cbc8d21b0db162c62007ace6d90c3013d102021d335170",
                "image": "https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png",
                "source": "SeekingAlpha",
                "related": "AIZ",
                "summary": "2026-08-06. The following slide deck was published by Assurant, Inc.",
                "category": "company",
                "datetime": 1785996055,
                "headline": "Assurant, Inc. 2026 Q2 - Results - Earnings Call Presentation"
              },
              {
                "id": 141127657,
                "url": "https://finnhub.io/api/news?id=eea1a7a2d04cf0babc2aa5cbd6ca9e3adc94690598c134df0c4cee7e71ff1090",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (NYSE:AIZ) reported a second consecutive quarter of record earnings in the second quarter of 2026, supported by growth in its Global Lifestyle and Global Housing businesses. Management raised its full-year outlook, citing program expansion, improving operating performance and continued capi",
                "category": "company",
                "datetime": 1785960247,
                "headline": "Assurant Q2 Earnings Call Highlights"
              },
              {
                "id": 141125293,
                "url": "https://finnhub.io/api/news?id=812b1f7f2b3536c413608c3cacf20a3e7da1e3fa13339e3a8e88c45df16a3269",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "AIZ",
                "summary": "Curious about the S&P500 stocks that are in motion on Wednesday? Join us as we explore the top movers within the S&P500 index during today's session.",
                "category": "company",
                "datetime": 1785956701,
                "headline": "Wednesday's session: top gainers and losers in the S&P500 index"
              },
              {
                "id": 141125967,
                "url": "https://finnhub.io/api/news?id=db22ce10f71e282bbb5b946e705f246d7a5ff6331368d23fd5a96a89cd2cb5ad",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Adjusted EBITDA and EPS surge 18% and 19%, respectively, as the company raises its full-year outlook amid strong subscriber growth and a new lender-placed partnership.",
                "category": "company",
                "datetime": 1785956615,
                "headline": "Assurant Inc (AIZ) (Q2 2026) Earnings Call Highlights: Record Results Driven by Connected ..."
              },
              {
                "id": 141123271,
                "url": "https://finnhub.io/api/news?id=41596b07c037fe81a6963035041969d9a5305c9b2c7c1ef2d76aaea6efc80395",
                "image": "https://www.chartmill.com/images/uploads/CM_Top_Movers_Small_free_2b4ff2fc22.webp",
                "source": "ChartMill",
                "related": "AIZ",
                "summary": "Wondering what's happening in today's session for the S&P500 index? Stay informed with the top movers within the S&P500 index on Wednesday.",
                "category": "company",
                "datetime": 1785947701,
                "headline": "Top S&P500 movers in Wednesday's session"
              },
              {
                "id": 141124482,
                "url": "https://finnhub.io/api/news?id=a3bbbcb2538110d5c291c08bf473c498f3871ece2d209e1a0aa80590e54a1210",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant beats Q2 earnings estimates as Global Lifestyle and Global Housing deliver strong growth, boosting revenues and prompting a higher 2026 outlook.",
                "category": "company",
                "datetime": 1785942240,
                "headline": "AIZ Q2 Earnings Beat Estimates on Lifestyle and Housing Strength"
              },
              {
                "id": 141122734,
                "url": "https://finnhub.io/api/news?id=a8232f091f1584462c552b80bfaf20c229cc1174117c470d54e691f63dc17a5c",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Prudential Financial tops Q2 earnings estimates as stronger PGIM and International results, higher investment income and record Group Insurance performance fuel growth.",
                "category": "company",
                "datetime": 1785941400,
                "headline": "PRU Q2 Earnings Beat Estimates on PGIM and International Strength"
              },
              {
                "id": 141121867,
                "url": "https://finnhub.io/api/news?id=6beb908ae12813dfd98a52eb52bb2db4a5234cb5fae50594bf2bc304a6172d38",
                "image": "https://www.chartmill.com/images/uploads/CM_Gap_Stocks_Small_free_ad767b11cf.webp",
                "source": "ChartMill",
                "related": "AIZ",
                "summary": "Wondering which stocks are making significant price gaps? Explore the S&P500 index on Wednesday to find the gap up and gap down stocks in today's session.",
                "category": "company",
                "datetime": 1785940501,
                "headline": "Which S&P500 stocks are gapping on Wednesday?"
              },
              {
                "id": 141124487,
                "url": "https://finnhub.io/api/news?id=dc4208d70940281c937d59773a31d96294790b8f2b21365ae7cf6fbccdd84099",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Moby summary of Assurant, Inc.'s Q2 2026 earnings call",
                "category": "company",
                "datetime": 1785933000,
                "headline": "Assurant, Inc. Q2 2026 Earnings Call Summary"
              },
              {
                "id": 141121903,
                "url": "https://finnhub.io/api/news?id=eec757831829c65f8e1691ee7ded342f2e8b0fa607b682fa48d8fa5fc109d0d9",
                "image": "https://static.seekingalpha.com/assets/og_image_1200-29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png",
                "source": "SeekingAlpha",
                "related": "AIZ",
                "summary": "Assurant, Inc. (AIZ) Q2 2026 Earnings Call August 5, 2026 8:00 AM EDTCompany ParticipantsSean Moshier - Vice President of Investor RelationsKeith Demmings -...",
                "category": "company",
                "datetime": 1785926998,
                "headline": "Assurant, Inc. (AIZ) Q2 2026 Earnings Call Transcript"
              },
              {
                "id": 141116591,
                "url": "https://finnhub.io/api/news?id=8f9e672be90a572ab246de72e30bbe5b83b449f4cc55c4795de8b6710629eeff",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "The headline numbers for Assurant (AIZ) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.",
                "category": "company",
                "datetime": 1785880802,
                "headline": "Assurant (AIZ) Reports Q2 Earnings: What Key Metrics Have to Say"
              },
              {
                "id": 141116592,
                "url": "https://finnhub.io/api/news?id=fcc8582f518bf436b28e582632a6b1b803f99fe4786a32d7f68bbeead07a27aa",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant (AIZ) delivered earnings and revenue surprises of +24.23% and +1.75%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?",
                "category": "company",
                "datetime": 1785879603,
                "headline": "Assurant (AIZ) Tops Q2 Earnings and Revenue Estimates"
              },
              {
                "id": 141115200,
                "url": "https://finnhub.io/api/news?id=9408a4ac5b0eb2caaa8862f8c887cd1e3d4f2a12b59b16cd1c5b8d0dcb628ba0",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Insurance services company Assurant (NYSE:AIZ) reported Q2 CY2026 results exceeding the market’s revenue expectations, with sales up 9.5% year on year to $3.45 billion. Its non-GAAP profit of $6.41 per share was 23.7% above analysts’ consensus estimates.",
                "category": "company",
                "datetime": 1785878930,
                "headline": "Assurant’s (NYSE:AIZ) Q2 CY2026 Sales Beat Estimates"
              },
              {
                "id": 141115201,
                "url": "https://finnhub.io/api/news?id=89015bbb9d39fb9633c397688583a0cbbeb951faa95786b3fa930c863d31a248",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "ATLANTA, August 04, 2026--Assurant, Inc. (NYSE: AIZ):",
                "category": "company",
                "datetime": 1785874500,
                "headline": "Assurant Increases Full Year Outlook, Delivers Record Second Quarter Results"
              },
              {
                "id": 141121752,
                "url": "https://finnhub.io/api/news?id=8b842c23d29f22201fbf0a23672857fc2111c80986a1f96863facbfd1dc3343b",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": ""Driven by our strong first-half, we are once again increasing our 2026 enterprise outlook. We now expect Adjusted EBITDA and Adjusted earnings per share growth of mid single digits or approximately 10% on an",
                "category": "company",
                "datetime": 1785863731,
                "headline": "Assurant Now Expects Share Repurchases Toward The Upper End Of Its $300M-$350M Range"
              },
              {
                "id": 141114146,
                "url": "https://finnhub.io/api/news?id=09df1933152c0ed1dfc2d4bb8336eb54c1189abf72fbd8cb7ae9147d365084ab",
                "image": "",
                "source": "Benzinga",
                "related": "AIZ",
                "summary": "Assurant (NYSE:AIZ) reported quarterly earnings of $6.41 per share which beat the analyst consensus estimate of $5.18 by 23.75 percent. This is a 25.69 percent increase over earnings of $5.10 per share from the same",
                "category": "company",
                "datetime": 1785860318,
                "headline": "Assurant Q2 Adj. EPS $6.41 Beats $5.18 Estimate, Sales $3.454B Beat $3.431B Estimate"
              },
              {
                "id": 141101156,
                "url": "https://finnhub.io/api/news?id=f13793ad36ebea4bbbad23a1144cced19ff2e135f2332a8efa1fc4985d22de02",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Here, we take a look at four insurance stocks, MCY, AIZ, PRU and AFG, which are set to report second-quarter earnings on Aug. 4.",
                "category": "company",
                "datetime": 1785773280,
                "headline": "Watch These 4 Insurance Stocks for Q2 Earnings: Beat or Miss?"
              },
              {
                "id": 141099285,
                "url": "https://finnhub.io/api/news?id=0c36f7ebc114bc314a32142e6b421a84a70047cef278a730ddef692c2dfd4fe5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Insurance services company Assurant (NYSE:AIZ) will be announcing earnings results this Tuesday after market hours. Here’s what investors should know.",
                "category": "company",
                "datetime": 1785762562,
                "headline": "Assurant (AIZ) Q2 Earnings Report Preview: What To Look For"
              },
              {
                "id": 141068527,
                "url": "https://finnhub.io/api/news?id=b3138b5e78e49279f4c088be7f14d4f7359937261875ec689b79531294c5ddce",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "AIZ's Q2 results are expected to benefit from growth in Global Housing and Global Lifestyle, supported by higher premiums and investment income.",
                "category": "company",
                "datetime": 1785425040,
                "headline": "Assurant Set to Report Q2 Earnings: What's in the Cards?"
              },
              {
                "id": 141064014,
                "url": "https://finnhub.io/api/news?id=7f3c3890833d1bf504bb8b4fbae24d2c7672bff4df445e5901350dea91bc02bc",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "BONN, Germany, July 30, 2026--Assurant, Inc. (NYSE: AIZ), a global company that redefines the boundaries of protection – safeguarding and servicing connected devices, homes, automobiles, and commercial equipment in partnership with the world’s most successful brands, today highlighted Germany-specific insights from its 2026 Global Connected Consumer Trends Report, underscoring broader global shifts in how connected technology is becoming essential to everyday life. The findings show Germany refl",
                "category": "company",
                "datetime": 1785400680,
                "headline": "Germany Reflects a Balanced Path to Connected Living as Demand for Transparency and Control Grows"
              },
              {
                "id": 141063071,
                "url": "https://finnhub.io/api/news?id=9a0d32a084eb85331c88b4be536cb04c730c66a7910371059e71b9aa7714cec5",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.",
                "category": "company",
                "datetime": 1785391502,
                "headline": "3 Profitable Stocks We Approach with Caution"
              },
              {
                "id": 141026818,
                "url": "https://finnhub.io/api/news?id=145e0b90a5c7ddd58a8487a0fdac5b8e44431b3f0daed40ceea8b5e2aa5687cf",
                "image": "https://s.yimg.com/rz/stage/p/yahoo_finance_en-US_h_p_finance_2.png",
                "source": "Yahoo",
                "related": "AIZ",
                "summary": "Assurant appointed Kelli Ertel as Chief Communications Officer and Chief of Staff. Ertel will also join Assurant's Management Committee as part of this expanded role. The appointment is expected to shape the company’s communication approach, brand positioning, and internal culture. For investors tracking Assurant, ticker NYSE:AIZ, this leadership change comes with the stock recently closing at $276.94. Over the past year, NYSE:AIZ has returned 50.9%, with a 16.5% return year to date and...",
                "category": "company",
                "datetime": 1785092944,
                "headline": "Assurant (AIZ) Appoints Kelli Ertel To Expanded Leadership Role"
              }
            ],
            "data_source": "finnhub_news_keyword_model",
            "article_count": 8,
            "negative_hits": 0,
            "positive_hits": 5,
            "recomputed_at_score": true,
            "sentiment_score_raw": 1.5,
            "source_article_count": 48,
            "discarded_article_count": 30
          },
          "sentimentPoints": 6
        }
      },
      "技術信號": {
        "max": 30,
        "raw": 19.3,
        "grade": "一般",
        "items": {
          "bbPoints": 3,
          "adxPoints": 3,
          "sarPoints": 1.2000000000000002,
          "vcpPoints": 1,
          "macdPoints": 2.4,
          "vcpPayload": {
            "vcp_pass": false,
            "vcp_score": 1,
            "vcp_reason": "跌縮量(近10日4日)；站上MA50；Ready=N；Confirm=N",
            "vcp_metrics": {
              "up_days": 2,
              "vol_ref": 372703.3333333333,
              "down_days": 7,
              "vcp_ready": false,
              "above_ma50": true,
              "avg_vol_10": 364870,
              "avg_vol_20": 407175,
              "avg_vol_30": 372703.3333333333,
              "range_pct_10": 0.08403752726257663,
              "range_pct_20": 0.11111110759048033,
              "range_pct_30": 0.12026474763278867,
              "up_expand_ok": false,
              "lookback_used": 59,
              "near_20d_high": true,
              "contraction_ok": false,
              "down_shrink_ok": true,
              "up_expand_days": 1,
              "breakout_20d_ok": false,
              "vol_ratio_10_30": 0.9789823899258571,
              "dist_to_20d_high": 0.06547341909587419,
              "down_shrink_days": 4,
              "breakout_level_20d": 303.94,
              "vcp_breakout_confirm": false,
              "contraction_ratio_10_30": 0.6987710772833722
            },
            "vcp_name_en": "Volatility Contraction Pattern",
            "vcp_name_zh": "波動收縮形態",
            "vol_contraction": false
          },
          "kdjAdxPoints": 0.7,
          "rsiKdjPoints": 3.2,
          "volumeWeight": 2,
          "maCrossPoints": 1.6,
          "shortRsiPoints": 1,
          "shortMacdPoints": 0.4,
          "volConfirmPoints": 0.6,
          "volumePointsTechnical": 1.2
        }
      },
      "風險管理": {
        "max": 10,
        "grade": "一般",
        "items": {
          "position": {
            "score": 1.4,
            "details": {
              "atrPct": 2.774257058976505,
              "turnoverUsdM": 166.8451012866,
              "liquidityPoints": 0.4,
              "volatilityPoints": 1
            }
          },
          "rrPoints": 1.4,
          "stopLevels": {
            "symbol": "US.AIZ",
            "rr_range": "1:1.0-1:2.5",
            "risk_profile": "中等",
            "stop_loss_price": 268.28,
            "strength_details": {
              "ma_score": 1.5,
              "atr_score": 2,
              "rsi_score": 2,
              "macd_score": 1.5,
              "volume_score": 2
            },
            "market_adjustment": 1,
            "risk_reward_ratio": 1.1,
            "stop_loss_percent": 5.5,
            "take_profit_price": 301.7569,
            "target_multiplier": 1.9,
            "technical_strength": 1.78,
            "take_profit_percent": 6.2
          },
          "positionPoints": 1.4,
          "stopLossPoints": 1.8,
          "diversification": {
            "score": 2,
            "details": {
              "method": "sector concentration proxy; no portfolio holdings used",
              "sector": "Financials",
              "concentratedSectorPenalty": 0
            }
          },
          "riskRewardRatio": 1.2,
          "stopLossPercent": 5.54851411795301,
          "diversificationPoints": 2
        }
      }
    }
  },
  "modelVersion": "cursor_18_27_news_v2_160",
  "providerErrors": [],
  "rankingScoreMax": 160,
  "dataCompleteness": {
    "complete": true,
    "missingFields": [],
    "optionalInputs": [
      "institutionalData"
    ],
    "requiredInputs": [
      "fundamentals",
      "marketContext.VIX",
      "marketContext.SPY",
      "marketContext.QQQ",
      "catalystData",
      "sentimentData",
      "ATR",
      "sector"
    ],
    "optionalInputWarnings": []
  },
  "technicalIndicators": {
    "adx": 100,
    "atr": {
      "atr": 7.88,
      "rule": "ATR / current price; lower volatility scores higher",
      "score": 6,
      "atr_pct": 2.77
    },
    "cci": {
      "rule": "Cursor_18.24 CCI bands",
      "level": "平衡",
      "score": 6,
      "value": 1.97
    },
    "cmf": {
      "rule": "Cursor_18.24 CMF bands",
      "level": "派發",
      "score": 2,
      "value": -0.1096
    },
    "kdj": {
      "d": 25.63,
      "j": 53.46,
      "k": 34.9,
      "rule": "Cursor_18.24 K/D cross",
      "score": 4,
      "signal": "金叉"
    },
    "mfi": {
      "rule": "Cursor_18.24 MFI bands",
      "level": "弱流入",
      "score": 4,
      "value": 47.7
    },
    "obv": {
      "rule": "Cursor_18.24 recent_slope vs previous_slope",
      "score": 10,
      "trend": "強流入",
      "value": -6500,
      "recentSlope": -60650,
      "previousSlope": -58600
    },
    "rsi": 51.55,
    "sar": {
      "rule": "Cursor_18.24 Parabolic SAR",
      "score": 4,
      "trend": "下降",
      "value": 298.9834,
      "position": "SAR喺價上",
      "distancePct": 5.26,
      "previousTrend": "下降"
    },
    "ma50": 275.8738,
    "macd": {
      "macd": 1.6495145882419138,
      "trend": "中性偏多",
      "signal": 2.679310191514259,
      "histogram": -1.0297956032723454
    },
    "vwap": {
      "rule": "Cursor_18.24 VWAP 20D consecutive close",
      "score": 2,
      "value": 284.6984,
      "position": "<VWAP",
      "consecutiveAbove": 0
    },
    "volume": {
      "rule": "Cursor_18.24 volume ratio",
      "level": "有量",
      "ratio": 1.38,
      "score": 6,
      "avgVolume": 424770,
      "currentVolume": 587400
    },
    "derived": {
      "ma20": 283.62,
      "ma50": 275.8738,
      "prevClose": 282,
      "avgVolume10": 374930,
      "avgVolume20": 424770,
      "changePercent": 0.72,
      "avgVolumeForScore": 424770
    },
    "ma_cross": {
      "ma20": 283.62,
      "ma50": 275.8738,
      "rule": "Cursor_18.24 MA20/MA50 cross",
      "cross": "多頭",
      "score": 4,
      "prevMa20": 283.265,
      "prevMa50": 275.3398,
      "spreadPct": 2.81,
      "isVolumeBreakout": true
    },
    "bollinger": {
      "lower": 271.9234,
      "upper": 295.3166,
      "position": "上半部"
    },
    "rsi_short": 63.85,
    "macd_short": {
      "macd": 0,
      "trend": "中性",
      "signal": 0,
      "histogram": 0
    },
    "volume_ratio": {
      "ratio": 1.38
    }
  }
}

{
  "close": 284.04,
  "volume": 587400,
  "changePercent": 0.72
}